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ANNAIMMO

Active
Private limited companyfounded 20233 yrs activeRue des Forgerons 103, 6001 Charleroi, BelgiumKBO/BCE: BE 0799.389.173
Summary

ANNAIMMO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,352 and a net result of €154. Its solvency ranks better than 90% of 4577 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability41▼-1
Solvency100=
Growth35
Track record94
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
2 d late
2024
3 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 March 2023, ANNAIMMO was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, full schema

Turnover
€1,500▼ 11.8%
2024 · €1,700
EBIT margin
23.7%▲ 9.7pp
2024 · 14.0%
Net result
€154▼ 22.2%
2024 · €198
Working capital
€10,352
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Turnover€1,700-€1,500▼ 11.8%
Operating result€238-€356▲ 49.4%
Net result€198-€154▼ 22.2%
EBIT margin14.0%-23.7%▲ 9.7pp
Equity€10,198-€10,352▲ 1.5%
Total assets€10,198-€11,011▲ 8.0%
Debt€659
Working capital€10,352
Result per fiscal year
Operating resultNet result
€0€100€200€300€400Operating result 2024: €238€238Net result 2024: €198€198Operating result 2025: €356€356Net result 2025: €154€15420242025€0€100€200€300€400Operating result 2024: €238€238Net result 2024: €198€198Operating result 2025: €356€356Net result 2025: €154€15420242025
The operating result rises in 2025; 2025 is 49% above 2024.
Balance-sheet composition
Equity and liabilities €11,011
Equity €10,352
Debt €659
Debt finances 6.0% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Current ratio
16.71
Debt to equity
0.06
ROE
1.5%▼
2024 · 1.9%
ROA
1.4%▼
2024 · 1.9%
Debt ≤ 1 year
€659
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,548 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
1.8% went bankrupt
3.1% stopped otherwise
94% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,548 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet Code20242025
Assets
Total assets20/58€10,198€11,011▲
Current assets29/58€10,198€11,011▲
Amounts receivable within one year40/41€9,954€10,954▲
Trade receivables40€700€1,700▲
Other amounts receivable41€9,254€9,254=
Cash at bank and in hand54/58€244€57▼
Equity and liabilities
Total equity and liabilities10/49€10,198€11,011▲
Equity10/15€10,198€10,352▲
Contributions10/11€10,000€10,000=
Capital10€10,000€10,000=
Issued capital100€10,000€10,000=
Profit (loss) carried forward14€198€352▲
Amounts payable17/49-€659
Amounts payable within one year42/48-€659
Trade debts44-€659
Suppliers440/4-€659
Income statement Code20242025
Turnover70€1,700€1,500▼
Goods, raw materials, services and sundry goods60/61€1,462€1,144▼
Gross operating margin9900€238€356▲
Operating profit (loss)9901€238€356▲
Financial charges65/66B€40€202▲
Recurring financial charges65€40€202▲
Profit (loss) for the period before taxes9903€198€154▼
Transfer from deferred taxes780€0€0=
Profit (loss) for the period9904€198€154▼
Profit (loss) for the period to be appropriated9905€198€154▼
Appropriation of the result
Profit (loss) to be appropriated9906€198€352▲
Profit (loss) brought forward from the previous period14P-€198
Line20242025Change
Turnover70€1,700€1,500▼ 11.8%
Goods, raw materials, services and sundry goods60/61€1,462€1,144▼ 21.7%
Gross operating margin9900€238€356▲ 49.4%
Operating profit (loss)9901€238€356▲ 49.4%
Financial charges65/66B€40€202▲ 403%
Recurring financial charges65€40€202▲ 403%
Profit (loss) for the period before taxes9903€198€154▼ 22.2%
Transfer from deferred taxes780€0€0-
Profit (loss) for the period9904€198€154▼ 22.2%
Profit (loss) for the period to be appropriated9905€198€154▼ 22.2%
Line20242025Change
Assets
Total assets20/58€10,198€11,011▲ 8.0%
Current assets29/58€10,198€11,011▲ 8.0%
Amounts receivable within one year40/41€9,954€10,954▲ 10.0%
Trade receivables40€700€1,700▲ 143%
Other amounts receivable41€9,254€9,254=
Cash at bank and in hand54/58€244€57▼ 76.6%
Equity and liabilities
Total equity and liabilities10/49€10,198€11,011▲ 8.0%
Equity10/15€10,198€10,352▲ 1.5%
Contributions10/11€10,000€10,000=
Capital10€10,000€10,000=
Issued capital100€10,000€10,000=
Profit (loss) carried forward14€198€352▲ 77.8%
Amounts payable17/49-€659-
Amounts payable within one year42/48-€659-
Trade debts44-€659-
Suppliers440/4-€659-
Line20242025Change
Profit (loss) for the period9904€198€154▼ 22.2%
Operating cash flow (approximation)€198€154▼ 22.2%
Change in cash--€187-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
02-02
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 2 days late
2025
03-02
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 3 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi
exact location from the address register On OpenStreetMap
Ground area
560 m²
Building footprint
144 m²
Volume, LiDAR
1,062 m³
Parcel 52045A0520/00Z008, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52045A0520/00Z008 Wallonia 560 m² 1 · 144 m² 8.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,699 companies in sector 68121 we hold annual accounts for 7,385. 3,145 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-03-2023
Fiscal year end30-06
Activities, NACEBEL 2025
68121Development of residential building projects
41001General construction of residential buildings
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.