ANNAERT JOS
ActiveSummary
ANNAERT JOS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €146,751 and a net result of €14,849. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 35% of 4670 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability53▼-22
Solvency34▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity short (current ratio 0.23 against 0.21 in 2024; short-term debt: 54.6% and cash: 8% of total assets), and 91.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.7%
Return on assets
0.9%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €146,751
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
1 d early
2020
27 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close26-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€146,751▲ 11.3%
2024 · €131,901
Total assets
€1.7m▲ 5.1%
2024 · €1.6m
Net result
€14,849▼ 82.2%
2024 · €83,238
Working capital
-€710,766▼ 1.6%
2024 · -€699,316
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€8,476▼ 84.3%€73,686▲ 769%€50,805▼ 31.1%€148,327▲ 192%€72,283▼ 51.3%
Net result-€11,088€32,608€14,501▼ 55.5%€83,238▲ 474%€14,849▼ 82.2%
Equity-€6,329€34,161€48,663▲ 42.4%€131,901▲ 171%€146,751▲ 11.3%
Total assets€1.5m▼ 5.3%€1.6m▲ 9.1%€1.5m▼ 6.2%€1.6m▲ 4.6%€1.7m▲ 5.1%
Debt€1.5m▼ 4.6%€1.6m▲ 6.4%€1.5m▼ 7.2%€1.5m▼ 0.9%€1.5m▲ 4.6%
Working capital-€751,171▼ 10.8%-€733,734▲ 2.3%-€705,585▲ 3.8%-€699,316▲ 0.9%-€710,766▼ 1.6%
Staff (FTE)1.22▲ 66.7%2=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.7m
Fixed assets
€1.5m ▲ 3.7%
Current assets
€211,980 ▲ 15.9%
Equity and liabilities €1.7m
Equity
€146,751 ▲ 11.3%
Debt
€1.5m ▲ 4.6%
Debt's share of the balance-sheet total falls from 91.8% to 91.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€182,511▼
2024 · €231,204
Cash flow
€125,078▼
2024 · €166,115
Current ratio
0.23▲
2024 · 0.21
Quick ratio
0.21▲
2024 · 0.18
Debt to equity
10.52▼
2024 · 11.19
ROE
10.1%▼
2024 · 63.1%
ROA
0.9%▼
2024 · 5.2%
Interest coverage
4.03▼
2024 · 8.40
Debt ≤ 1 year
€922,747▲
2024 · €882,253
Debt > 1 year
€560,641▼
2024 · €561,815
Income taxes
€12,727▼
2024 · €37,872
Staff costs
€80,142▲
2024 · €77,592
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €31,080 | €53,537 | €77,592 | €80,142 | ▲ 3.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €46,318 | €113,330 | €77,706 | €82,877 | €110,228 | ▲ 33.0% |
| Other operating charges640/8 | - | €9,746 | €3,368 | €4,400 | €22,672 | ▲ 415% |
| Gross operating margin9900 | €67,374 | €227,842 | €185,415 | €313,196 | €285,324 | ▼ 8.9% |
| Operating profit (loss)9901 | €8,476 | €73,686 | €50,805 | €148,327 | €72,283 | ▼ 51.3% |
| Financial income75/76B | - | €63 | €14 | €324 | €557 | ▲ 72.0% |
| Recurring financial income75 | €0 | €63 | €14 | €324 | €557 | ▲ 72.0% |
| Financial charges65/66B | - | €29,141 | €28,906 | €27,540 | €45,263 | ▲ 64.4% |
| Recurring financial charges65 | €19,564 | €29,141 | €28,906 | €27,540 | €45,263 | ▲ 64.4% |
| Profit (loss) for the period before taxes9903 | -€11,088 | €44,608 | €21,912 | €121,111 | €27,577 | ▼ 77.2% |
| Income taxes67/77 | - | €12,000 | €7,411 | €37,872 | €12,727 | ▼ 66.4% |
| Profit (loss) for the period9904 | -€11,088 | €32,608 | €14,501 | €83,238 | €14,849 | ▼ 82.2% |
| Profit (loss) for the period to be appropriated9905 | -€11,088 | €32,608 | €14,501 | €83,238 | €14,849 | ▼ 82.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.5m | €1.6m | €1.5m | €1.6m | €1.7m | ▲ 5.1% |
| Fixed assets21/28 | €1.4m | €1.4m | €1.4m | €1.4m | €1.5m | ▲ 3.7% |
| Intangible fixed assets21 | - | €21,750 | €14,250 | €6,750 | - | - |
| Tangible fixed assets22/27 | €1.4m | €1.4m | €1.4m | €1.4m | €1.5m | ▲ 4.2% |
| Land and buildings22 | - | €1.3m | €1.3m | €1.4m | €1.3m | ▼ 2.0% |
| Plant, machinery and equipment23 | - | €46,196 | €50,964 | €53,740 | €36,132 | ▼ 32.8% |
| Furniture and vehicles24 | - | €18,548 | €15,788 | €10,833 | €117,109 | ▲ 981% |
| Other tangible fixed assets26 | - | €4,023 | €3,680 | €2,404 | €1,127 | ▼ 53.1% |
| Financial fixed assets28 | €1,413 | €1,413 | €1,413 | €1,413 | €1,413 | = |
| Current assets29/58 | €104,656 | €205,293 | €130,830 | €182,937 | €211,980 | ▲ 15.9% |
| Stocks and contracts in progress3 | €50,451 | €22,099 | €20,178 | €20,178 | €20,178 | = |
| Stocks30/36 | - | €22,099 | €20,178 | €20,178 | €20,178 | = |
| Amounts receivable within one year40/41 | €15,246 | €39,607 | €49,090 | €28,275 | €56,339 | ▲ 99.2% |
| Trade receivables40 | - | €39,499 | €44,884 | €27,094 | €25,421 | ▼ 6.2% |
| Other amounts receivable41 | - | €109 | €4,206 | €1,181 | €30,917 | ▲ 2,518% |
| Cash at bank and in hand54/58 | €37,766 | €142,394 | €60,369 | €133,291 | €135,464 | ▲ 1.6% |
| Deferred charges and accrued income490/1 | - | €1,193 | €1,193 | €1,193 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.5m | €1.6m | €1.5m | €1.6m | €1.7m | ▲ 5.1% |
| Equity10/15 | -€6,329 | €34,161 | €48,663 | €131,901 | €146,751 | ▲ 11.3% |
| Contributions10/11 | - | €7,000 | €7,000 | €9,010 | €9,010 | = |
| Reserves13 | €2,000 | €9,882 | €40,882 | €122,872 | €137,722 | ▲ 12.1% |
| Non-distributable reserves130/1 | - | €2,010 | €2,010 | - | - | - |
| Reserves not available under the articles1311 | - | €2,010 | €2,010 | - | - | - |
| Distributable reserves133 | - | €7,872 | €38,872 | €122,872 | €137,722 | ▲ 12.1% |
| Profit (loss) carried forward14 | -€15,329 | €17,279 | €781 | €19 | €18 | ▼ 2.7% |
| Amounts payable17/49 | €1.5m | €1.6m | €1.5m | €1.5m | €1.5m | ▲ 4.6% |
| Amounts payable after more than one year17 | €653,495 | €656,948 | €631,533 | €561,815 | €560,641 | ▼ 0.2% |
| Financial debts170/4 | - | €604,948 | €579,533 | €545,815 | €544,641 | ▼ 0.2% |
| Other amounts payable178/9 | - | €52,000 | €52,000 | €16,000 | €16,000 | = |
| Amounts payable within one year42/48 | €855,827 | €939,027 | €836,415 | €882,253 | €922,747 | ▲ 4.6% |
| Current portion of amounts payable after more than one year42 | - | €68,140 | €51,789 | €58,400 | €70,256 | ▲ 20.3% |
| Financial debts43 | - | €300,000 | €300,000 | €300,000 | €300,000 | = |
| Credit institutions430/8 | - | €300,000 | €300,000 | €300,000 | €300,000 | = |
| Trade debts44 | €47,686 | €112,511 | €74,049 | €79,173 | €79,510 | ▲ 0.4% |
| Suppliers440/4 | - | €112,511 | €74,049 | €79,173 | €79,510 | ▲ 0.4% |
| Advances received on contracts in progress46 | - | - | - | - | €61,893 | - |
| Taxes, remuneration and social security45 | - | €29,813 | €25,106 | €47,651 | €40,440 | ▼ 15.1% |
| Taxes450/3 | - | €18,180 | €7,669 | €18,093 | €12,393 | ▼ 31.5% |
| Remuneration and social security454/9 | - | €11,633 | €17,437 | €29,558 | €28,047 | ▼ 5.1% |
| Other amounts payable47/48 | - | €428,563 | €385,471 | €397,030 | €370,648 | ▼ 6.6% |
| Accrued charges and deferred income492/3 | - | €9,783 | €21,797 | €32,564 | €60,819 | ▲ 86.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€11,088 | €32,608 | €14,501 | €83,238 | €14,849 | ▼ 82.2% |
| + Depreciation and write-downs630 | €46,318 | €113,330 | €77,706 | €82,877 | €110,228 | ▲ 33.0% |
| Operating cash flow (approximation) | €35,230 | €145,938 | €92,207 | €166,115 | €125,078 | ▼ 24.7% |
| Investment in fixed assets (approximation) | - | -€149,619 | -€50,657 | -€100,895 | -€163,610 | ▼ 62.2% |
| Change in cash | - | €104,628 | -€82,024 | €72,921 | €2,173 | ▼ 97.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €83,238 ▲474%
Operating result €148,327, net result €83,238, both a record.
30-06
Financial
Equity above €100,000Eq €131,901 ▲171%
3 profitable years in a row build equity to €131,901.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €32,608
Net result €32,608 after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet -€11,088
Net result drops to -€11,088, the lowest in the series; recovery starts the following year.
27-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
30-06
Financial
Back to profitnet €27,207
Net result €27,207 after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 2 establishment units since 2000
Ground area
3,776 m²
Building footprint
2,279 m²
Volume, LiDAR
13,996 m³
2 parcels, Flanders · tallest building 66.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Annaert Uitvaartverzorging
since 20002.115.798.741
ANNAERT JOS
since 20072.167.033.745
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23048E0173/00F002 | Flanders | 3,324 m² | 1 · 2,035 m² | 66.4 m · 2 fl. |
| 12034B0358/00K002 | Flanders | 452 m² | 1 · 244 m² | 9.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Recognitions · licences · registrations
Food safety, FASFC
1 siteLonderzeel2.115.798.741
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Of 903 companies in sector 96301 we hold annual accounts for 612. 516 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-04-2000
Fiscal year end30-06
Activities, NACEBEL 2025
96301Funeral services
77399Renting and leasing of other machinery, equipment and tangible goods
Scores and ratios are computed by Checked and are not a credit decision.