Annabelle Verbeeck
ActiveThe computed 12-month bankruptcy probability of Annabelle Verbeeck is 2.2% (moderate). The 2025 annual accounts show equity of €393k and a net result of €170k. Equity is growing by ~70.1% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 6.75 against 4.06 in 2024; short-term debt: 13.1% and cash: 11.8% of total assets), and 13.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.9%
Return on assets
37.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-02-2026, 155 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
155 d early
2024
26 d late
2023
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€393k▲ 76.7%
2024 · €222k
2023: €81k
2024: €222k
2023 → 2025
Total assets
€452k▲ 62.2%
2024 · €278k
2023: €130k
2024: €278k
2023 → 2025
Net result
€170k▲ 20.7%
2024 · €141k
2023: €78k
2024: €141k
2023 → 2025
Working capital
€340k▲ 97.3%
2024 · €173k
2023: €68k
2024: €173k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€81k-€222k▲ 174%€393k▲ 76.7%
Operating result€100k-€184k▲ 84.6%€223k▲ 20.7%
Net result€78k-€141k▲ 80.9%€170k▲ 20.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 21% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €452k
Fixed assets
€52k▲ 5.1%
Current assets
€400k▲ 74.6%
Equity and liabilities €452k
Equity
€393k▲ 76.7%
Debt
€59k▲ 5.2%
The debt ratio falls from 20.2% to 13.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€230k▲
2024 · €188k
Cash flow
€178k▲
2024 · €145k
Solvency
86.9%▲
2024 · 79.8%
Current ratio
6.75▲
2024 · 4.06
Quick ratio
6.75▲
2024 · 4.06
Debt / equity
0.15▼
2024 · 0.25
ROE
43.4%▼
2024 · 63.5%
ROA
37.7%▼
2024 · 50.7%
Interest coverage
133.78▲
2024 · 98.56
Debt
€59k▲
2024 · €56k
Debt ≤ 1 year
€59k▲
2024 · €56k
Income taxes
€52k▲
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€278k€452k▲
Fixed assets21/28€50k€52k▲
Tangible fixed assets22/27€50k€52k▲
Land and buildings22€41k€43k▲
Furniture and vehicles24€8k€9k▲
Current assets29/58€229k€400k▲
Amounts receivable after more than one year29-€45k
Other amounts receivable291-€45k
Current investments50/53-€300k
Cash at bank and in hand54/58€226k€53k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€278k€452k▲
Equity10/15€222k€393k▲
Contributions10/11€3k€3k=
Reserves13€219k€390k▲
Distributable reserves133€219k€390k▲
Amounts payable17/49€56k€59k▲
Amounts payable within one year42/48€56k€59k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€46k€57k▲
Taxes450/3€46k€57k▲
Other amounts payable47/48€7k€444▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€7k▲
Other operating charges640/8€383€795▲
Gross operating margin9900€188k€230k▲
Operating profit (loss)9901€184k€223k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€182k€222k▲
Income taxes67/77€41k€52k▲
Profit (loss) for the period9904€141k€170k▲
Profit (loss) for the period to be appropriated9905€141k€170k▲
Appropriation of the result
Profit (loss) to be appropriated9906€141k€170k▲
Transfer to equity691/2€141k€170k▲
To the legal reserve6920€0-
To other reserves6921€141k€170k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €170k ▲20.7%
Operating result €223k, net result €170k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Equity above €200kEq €222k ▲174%
2 profitable years in a row build equity to €222k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klepperstraat 461860 MeiseGround area
1,069 m²
Building footprint
120 m²
Volume, LiDAR
321 m³
Parcel 23093G0351/00B003, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Annabelle Verbeeck
since 20222.340.563.973
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093G0351/00B003 | Flanders | 1,069 m² | 1 · 120 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2022
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.