ANNA & REINOUD
ActiveANNA & REINOUD has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 35% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+3
Solvency47▲+19
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 3.73 in 2024; short-term debt: 43.6% and cash: 22% of total assets), and 77.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.4%
Return on assets
21.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
38 d late
2024
28 d late
2023
28 d late
2022
39 d late
2021
23 d late
2020
87 d late
2019
62 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▲ 1,674%
2024 · €894
2019: €10k
2020: €2k
2021: €-4k
2022: €-4k
2023: €-5k
2024: €894
2019 → 2025
Total assets
€71k▲ 108%
2024 · €34k
2019: €43k
2020: €39k
2021: €25k
2022: €26k
2023: €27k
2024: €34k
2019 → 2025
Net result
€15k▲ 140%
2024 · €6k
2019: €9k
2020: €-8k
2021: €-5k
2022: €8
2023: €-1k
2024: €6k
2019 → 2025
Working capital
€557▼ 97.8%
2024 · €25k
2019: €7k
2020: €-820
2021: €3k
2022: €11k
2023: €17k
2024: €25k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-4k-€-4k▲ 0.2%€-5k▼ 34.8%€894€16k▲ 1,674%
Operating result€-5k-€120€-1k€8k€21k▲ 151%
Net result€-5k-€8€-1k€6k€15k▲ 140%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 151% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71k
Fixed assets
€39k
Current assets
€31k
Equity and liabilities €71k
Equity
€16k▲ 1,674%
Debt
€55k▲ 65.6%
The debt ratio falls from 97.4% to 77.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23k▲
2024 · €10k
Cash flow
€17k▲
2024 · €8k
Solvency
22.4%▲
2024 · 2.6%
Current ratio
1.02▼
2024 · 3.73
Quick ratio
1.02▼
2024 · 3.73
Debt / equity
3.46
ROE
94.4%
ROA
21.2%▲
2024 · 18.4%
Interest coverage
505.20▲
2024 · 217.11
Debt
€55k▲
2024 · €33k
Debt ≤ 1 year
€31k▲
2024 · €9k
Debt > 1 year
€24k=
2024 · €24k
Income taxes
€6k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34k€71k▲
Fixed assets21/28-€39k
Tangible fixed assets22/27-€39k
Other tangible fixed assets26-€39k
Current assets29/58€34k€31k▼
Amounts receivable within one year40/41€4k€16k▲
Trade receivables40€4k€16k▲
Cash at bank and in hand54/58€30k€16k▼
Equity and liabilities
Total equity and liabilities10/49€34k€71k▲
Equity10/15€894€16k▲
Contributions10/11€1k€1k=
Reserves13€9k€9k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€-9k€6k▲
Amounts payable17/49€33k€55k▲
Amounts payable after more than one year17€24k€24k=
Other amounts payable178/9€24k€24k=
Amounts payable within one year42/48€9k€31k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€2k€6k▲
Other amounts payable47/48€5k€23k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€67€75▲
Gross operating margin9900€10k€23k▲
Operating profit (loss)9901€8k€21k▲
Financial charges65/66B€46€46=
Recurring financial charges65€46€46=
Profit (loss) for the period before taxes9903€8k€21k▲
Income taxes67/77€2k€6k▲
Profit (loss) for the period9904€6k€15k▲
Profit (loss) for the period to be appropriated9905€6k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€6k▲
Profit (loss) brought forward from the previous period14P€-15k€-9k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 38 days late
2025
31-12
Financial
Highest result since 2019net €15k ▲140%
Operating result €21k, net result €15k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
08-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 39 days late
2022
31-12
Financial
Back to profitnet €8
Net result €8 after 2 loss-making years.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
2020
31-12
Financial
Weakest financial yearnet €-8k ▼194%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boutersem
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelstraat 403370 BoutersemGround area
2,516 m²
Building footprint
279 m²
Volume, LiDAR
1,496 m³
Parcel 24016A0047/00H000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24016A0047/00H000 | Flanders | 2,515 m² | 1 · 279 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COSCASA
BE 0890.280.054
Putte · Eq €16k
IMPORT, EXPORT, TECHNIC SERVICES
BE 0436.552.656
Ganshoren · Eq €15k
STAN EDITIONS
BE 0783.195.816
Oostende · Eq €16k
UNITING BRANDS
BE 0654.913.712
Bocholt · Eq €15k
ARTE - COSE
BE 0467.210.792
Mortsel · Eq €17k
Of 1,170 companies in sector 46499 we hold annual accounts for 743. 261 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-06-2018
Fiscal year end31-12
Activities, NACEBEL
46499Wholesale of other household goods
47594Retail trade
47690Retail sale of other cultural and recreation goods
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.