ANNA HO

Active

Private limited companyfounded 20178 yrs activeChaussée Brunehault(LEV) 73, 7134 Binche, BelgiumKBO/BCE: BE 0683.671.836

ANNA HO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-320) and a net result of €27k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 23% of 26049 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).

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Checked score

Score 2024

59 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. A confirmed filing finding caps the score. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100▲+19

Solvency24▲+24

Growth78▲+20

Track record100

Bankruptcy probability, 12 months

1.3% Low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.79 against 0.27 in 2023; short-term debt: 100.5% and cash: 60.7% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

-0.6%

Return on assets

53.3%

Age of the figures

21 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 26049 sector peers (2024).

NBB · sector comparison

Position among 26049 sector peers

Solvency

better than 23%

← weakest strongest →

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 6 filings

Deviation from the deadline

2025

not confirmed

2024

92 d late

2023

22 d late

2022

32 d late

2021

495 d late

2020

860 d late

2019

59 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€14k

EBIT margin

-102.8%

Net result

€27k▲ 878%

2023 · €3k

2019: €-15k 2020: €-2k 2021: €-10k 2022: €2k 2023: €3k

2019 → 2024

Working capital

€-11k▲ 73.6%

2023 · €-41k

2019: €-20k 2020: €-22k 2021: €-32k 2022: €-30k 2023: €-41k

2019 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€-22k-€-32k▼ 47.8%€-30k▲ 5.8%€-28k▲ 9.2%€-320▲ 98.8%

Operating result€-6k-€-9k▼ 65.4%€2k€4k▲ 107%€39k▲ 880%

Net result€-2k-€-10k▼ 507%€2k€3k▲ 49.7%€27k▲ 878%

Result per fiscal year

Operating resultNet result

After the dip in 2021 the operating result has climbed three years in a row; 2024 is 880% above 2023 and is the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €51k

20.7%

79.3%

Fixed assets €11k▼ 21.4%

Current assets €40k▲ 173%

Key figures and ratios

2024 value · change against 2023

EBITDA

€42k▲

2023 · €7k

Cash flow

€30k▲

2023 · €6k

Solvency

-0.6%▲

2023 · -97.3%

Current ratio

0.79▲

2023 · 0.27

Quick ratio

0.78▲

2023 · 0.21

ROA

53.3%▲

2023 · 9.8%

Interest coverage

19.51▼

2023 · 23.05

Debt

€51k▼

2023 · €56k

Debt ≤ 1 year

€51k▼

2023 · €56k

Income taxes

€10k▲

2023 · €985

Equity ratios withheld: equity of €-320 is too small for a meaningful ratio.

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€28k€51k▲

Fixed assets21/28€13k€11k▼

Tangible fixed assets22/27€8k€5k▼

Plant, machinery and equipment23€8k€5k▼

Furniture and vehicles24€737€369▼

Financial fixed assets28€5k€5k=

Current assets29/58€15k€40k▲

Stocks and contracts in progress3€3k€656▼

Stocks30/36€3k€656▼

Amounts receivable within one year40/41€642€9k▲

Other amounts receivable41€642€9k▲

Cash at bank and in hand54/58€11k€31k▲

Equity and liabilities

Total equity and liabilities10/49€28k€51k▲

Equity10/15€-28k€-320▲

Contributions10/11€19k€19k=

Profit (loss) carried forward14€-46k€-19k▲

Amounts payable17/49€56k€51k▼

Amounts payable within one year42/48€56k€51k▼

Trade debts44€28k€15k▼

Suppliers440/4€28k€15k▼

Taxes, remuneration and social security45€4k€13k▲

Taxes450/3€1k€13k▲

Remuneration and social security454/9€3k€270▼

Other amounts payable47/48€24k€23k▼

Accrued charges and deferred income492/3€84€84=

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=

Other operating charges640/8€1k€846▼

Gross operating margin9900€8k€43k▲

Operating profit (loss)9901€4k€39k▲

Financial income75/76B€46€285▲

Recurring financial income75€46€285▲

Financial charges65/66B€300€2k▲

Recurring financial charges65€300€2k▲

Profit (loss) for the period before taxes9903€4k€38k▲

Income taxes67/77€985€10k▲

Profit (loss) for the period9904€3k€27k▲

Profit (loss) for the period to be appropriated9905€3k€27k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-46k€-19k▲

Profit (loss) brought forward from the previous period14P€-49k€-46k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 2Filings 6

2025

31-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 92 days late

2024

31-12

Financial Highest result since 2019net €27k ▲878%

Operating result €39k, net result €27k, both a record.

22-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 22 days late

2023

08-12

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 495 days late

08-12

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 860 days late

01-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 32 days late

2022

31-12

Financial Back to profitnet €2k

Net result €2k after 3 loss-making years.

2020

28-09

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 59 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Binche · 1 establishment unit since 2017

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chaussée Brunehault(LEV) 737134 Binche

Ground area

2,617 m²

Building footprint

285 m²

Volume, LiDAR

2,054 m³

2 parcels, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

PIZZERIA

Rue Alphonse Gravis(PER) 67, 7134 BincheRetail trade

since 20172.302.227.001

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
56063A0007/00H004	Wallonia	2,164 m²	1 · 182 m²	8.2 m · 2 fl.
55032A0180/00D006	Wallonia	453 m²	1 · 103 m²	10.3 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 3,387 companies in sector 47761 we hold annual accounts for 1,156.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded24-10-2017

Fiscal year end31-12

Activities, NACEBEL

47761Retail sale of flowers, plants, seeds and fertilisers

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.