Anna Cooreman
ActiveAnna Cooreman has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €36k. Equity is shrinking by ~46.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 8% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency29▼-71
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.9%
Return on assets
51%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 12690 sector peers (2025).
NBB · sector comparisonPosition among 12690 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 d early
2024
3 d late
2023
15 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 96.7%
2024 · €83k
2023: €44k
2024: €83k
2023 → 2025
Total assets
€70k▼ 31.5%
2024 · €102k
2023: €64k
2024: €102k
2023 → 2025
Net result
€36k▼ 8.2%
2024 · €39k
2023: €43k
2024: €39k
2023 → 2025
Working capital
€2k▼ 97.6%
2024 · €82k
2023: €43k
2024: €82k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€44k-€83k▲ 88.3%€3k▼ 96.7%
Operating result€58k-€46k▼ 21.6%€45k▼ 0.7%
Net result€43k-€39k▼ 9.7%€36k▼ 8.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 1% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€756▼ 27.1%
Current assets
€69k▼ 31.5%
Equity and liabilities €70k
Equity
€3k▼ 96.7%
Debt
€67k▲ 249%
The debt ratio rises from 18.9% to 96.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€46k▼
2024 · €46k
Cash flow
€36k▼
2024 · €39k
Solvency
3.9%▼
2024 · 81.1%
Current ratio
1.03▼
2024 · 5.24
Quick ratio
1.03▼
2024 · 5.24
Debt / equity
24.69▲
2024 · 0.23
ROA
51.0%▲
2024 · 38.0%
Interest coverage
892.00▲
2024 · 635.20
Debt
€67k▲
2024 · €19k
Debt ≤ 1 year
€67k▲
2024 · €19k
Income taxes
€10k▲
2024 · €7k
A ratio outside any meaningful range has been withheld (balance sheet total €70k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€70k▼
Fixed assets21/28€1k€756▼
Tangible fixed assets22/27€1k€756▼
Furniture and vehicles24€1k€756▼
Current assets29/58€101k€69k▼
Amounts receivable within one year40/41€5k€23k▲
Trade receivables40-€10k
Other amounts receivable41€5k€13k▲
Cash at bank and in hand54/58€93k€47k▼
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€102k€70k▼
Equity10/15€83k€3k▼
Contributions10/11€1k€1k=
Reserves13€82k€2k▼
Distributable reserves133€82k€2k▼
Amounts payable17/49€19k€67k▲
Amounts payable within one year42/48€19k€67k▲
Trade debts44€1k€10k▲
Suppliers440/4€1k€10k▲
Taxes, remuneration and social security45€17k€10k▼
Taxes450/3€17k€6k▼
Remuneration and social security454/9-€4k
Other amounts payable47/48€1k€47k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€281€281=
Other operating charges640/8€118€120▲
Gross operating margin9900€46k€46k▼
Operating profit (loss)9901€46k€45k▼
Financial income75/76B€4€0▼
Recurring financial income75€4€0▼
Financial charges65/66B€72€51▼
Recurring financial charges65€72€51▼
Profit (loss) for the period before taxes9903€46k€45k▼
Income taxes67/77€7k€10k▲
Profit (loss) for the period9904€39k€36k▼
Profit (loss) for the period to be appropriated9905€39k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€36k▼
Transfer from equity791/2-€82k
Transfer to equity691/2€39k€2k▼
To other reserves6921€39k€2k▼
Profit to be distributed694/7-€116k
Return on contributions (dividend)694-€116k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-03
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 3 maart 2026
- Registered-office move, 2018 Antwerpen, Doornelei 11 bus 401
2025
31-12
Financial
Weakest financial yearnet €36k ▼8.2%
Net result drops to €36k, the lowest in the series.
03-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
15-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doornelei 112018 AntwerpenGround area
4,379 m²
Building footprint
658 m²
Volume, LiDAR
7,309 m³
Parcel 11810K0006/00S004, Flanders · tallest building 24.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Anna Cooreman
since 20222.337.217.473
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K0006/00S004 | Flanders | 4,379 m² | 1 · 658 m² | 24.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dieglaw
BE 0777.881.701
Ukkel · Eq €3k
A.LEX Legal
BE 1028.856.630
Geel · Eq €3k
Pucci
BE 0805.877.384
Etterbeek · Eq €3k
Nicolas Carpentier avocat
BE 0799.157.858
Ukkel · Eq €3k
NICOLAS CARBONNELLE
BE 0740.517.992
Elsene · Eq €3k
Of 22,054 companies in sector 69101 we hold annual accounts for 9,053. 2,013 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-2022
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:anna.cooreman@hotmail.com
Phone:0477 04 90 06