Anna-Belle
ActiveThe computed 12-month bankruptcy probability of Anna-Belle is 5.9% (elevated). The 2024 annual accounts show negative equity (€-178k) and a net result of €-29k. Equity is shrinking by ~47.2% per year across the filed fiscal years. Its solvency ranks better than 15% of 18937 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
15
/ 100
Critical▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▼-18
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
5.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.01 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-48.4%
Return on assets
-7.9%
Age of the figures
20 mo
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year -€178k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
26 d early
2022
31 d late
2021
92 d late
2020
26 d early
2019
105 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-178k▼ 19.6%
2023 · €-149k
2019: €5k
2020: €-6k
2021: €-62k
2022: €-101k
2023: €-149k
2019 → 2024
Total assets
€368k▼ 7.2%
2023 · €397k
2019: €12k
2020: €312k
2021: €462k
2022: €423k
2023: €397k
2019 → 2024
Net result
€-29k▲ 38.9%
2023 · €-48k
2019: €-423
2020: €-11k
2021: €-56k
2022: €-39k
2023: €-48k
2019 → 2024
Working capital
€-389k▼ 3.2%
2023 · €-377k
2019: €-4k
2020: €-90k
2021: €-328k
2022: €-348k
2023: €-377k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-6k-€-62k▼ 952%€-101k▼ 62.1%€-149k▼ 47.3%€-178k▼ 19.6%
Operating result€-9k-€-46k▼ 440%€-22k▲ 52.1%€-25k▼ 13.7%€-26k▼ 4.2%
Net result€-11k-€-56k▼ 437%€-39k▲ 31.3%€-48k▼ 23.4%€-29k▲ 38.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26k in 2024 against €25k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €368k
Fixed assets
€365k▼ 6.8%
Current assets
€4k▼ 27.8%
Key figures and ratios
EBITDA
€4k▼
2023 · €5k
Cash flow
€990▲
2023 · €-18k
Solvency
-48.4%▼
2023 · -37.5%
Current ratio
0.01▼
2023 · 0.01
Quick ratio
0.01▼
2023 · 0.01
Debt / equity
-3.07▲
2023 · -3.66
ROE
16.4%▼
2023 · 32.1%
ROA
-7.9%▲
2023 · -12.1%
Interest coverage
1.33▲
2023 · 0.21
Debt
€546k▲
2023 · €546k
Debt ≤ 1 year
€393k▲
2023 · €382k
Debt > 1 year
€152k▼
2023 · €162k
Income taxes
€1▼
2023 · €1
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€397k€368k▼
Formation expenses20€272€0▼
Fixed assets21/28€391k€365k▼
Tangible fixed assets22/27€391k€365k▼
Land and buildings22€382k€356k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€8k€7k▼
Current assets29/58€5k€4k▼
Amounts receivable within one year40/41€2k€2k▼
Trade receivables40€2k€2k▲
Other amounts receivable41€397€91▼
Cash at bank and in hand54/58€3k€1k▼
Deferred charges and accrued income490/1€0€570▲
Equity and liabilities
Total equity and liabilities10/49€397k€368k▼
Equity10/15€-149k€-178k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-154k€-183k▼
Amounts payable17/49€546k€546k▲
Amounts payable after more than one year17€162k€152k▼
Financial debts170/4€162k€152k▼
Amounts payable within one year42/48€382k€393k▲
Current portion of amounts payable after more than one year42€11k€10k▼
Trade debts44€6k€8k▲
Suppliers440/4€6k€8k▲
Taxes, remuneration and social security45€33€816▲
Taxes450/3€33€816▲
Other amounts payable47/48€365k€374k▲
Accrued charges and deferred income492/3€883€933▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€30k▲
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€5k-
Gross operating margin9900€11k€5k▼
Operating profit (loss)9901€-25k€-26k▼
Financial income75/76B€7€2▼
Recurring financial income75€7€2▼
Financial charges65/66B€23k€3k▼
Recurring financial charges65€23k€3k▼
Profit (loss) for the period before taxes9903€-48k€-29k▲
Income taxes67/77€1€1▼
Profit (loss) for the period9904€-48k€-29k▲
Profit (loss) for the period to be appropriated9905€-48k€-29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-154k€-183k▼
Profit (loss) brought forward from the previous period14P€-106k€-154k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-12
Financial
Weakest financial yearnet €-56k
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 105 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doorslaarstraat 1149160 LokerenGround area
2,224 m²
Building footprint
289 m²
Volume, LiDAR
748 m³
2 parcels, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Anna-Belle
since 20192.292.650.428
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46007D2096/00D000 | Flanders | 1,316 m² | 1 · 158 m² | 8.2 m · 2 fl. |
| 46007D2097/00C000 | Flanders | 908 m² | 1 · 130 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLokeren2.292.650.428
Care and welfare
1 serviceAnna-Belle
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Of 13,834 companies in sector 56301 we hold annual accounts for 4,807. 2,650 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-09-2019
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
01191Growing of flowers
56210Event catering
56220Contract catering and other food service activities
56290Food and beverage service activities
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.