ANN PAIROUX
ActiveANN PAIROUX has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €-376. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 74% of 17987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
73
/ 100
Healthy▲ +18 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.71 against 2.92 in 2023), and 37.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.7%
Return on assets
-0.4%
Age of the figures
11 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202325
2018 to 2025 · latest year -€376
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-05-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
22 d late
2023
31 d late
2020
12 d late
2019
27 d late
2018
30 d late
2017
28 d late
2016
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▼ 40.7%
2023 · €108k
2018: €-1k
2019: €-37k
2020: €-80k
2023: €108k
2018 → 2025
Total assets
€102k▼ 37.9%
2023 · €164k
2018: €734k
2019: €741k
2020: €636k
2023: €164k
2018 → 2025
Net result
€-376▲ 99.2%
2023 · €-44k
2018: €-42k
2019: €-36k
2020: €-43k
2023: €-44k
2018 → 2025
Working capital
€51k▼ 39.5%
2023 · €85k
2018: €-107k
2019: €-44k
2020: €-49k
2023: €85k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020232025Trend
Equity€-1k-€-37k▼ 2,439%€-80k▼ 114%€108k€64k▼ 40.7%
Operating result€-20k-€-15k▲ 23.2%€-25k▼ 64.2%€-46k▼ 82.1%€435
Net result€-42k-€-36k▲ 14.1%€-43k▼ 18.7%€-44k▼ 4.0%€-376▲ 99.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €435 after a loss of €46k in 2023, the highest year so far.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €102k
Fixed assets
€20k▼ 41.1%
Current assets
€81k▼ 37.0%
Equity and liabilities €102k
Equity
€64k▼ 40.7%
Provisions
€8k▼ 21.5%
Debt
€30k▼ 35.0%
The debt ratio rises from 28.2% to 29.5%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€11k▲
2023 · €-33k
Cash flow
€10k▲
2023 · €-31k
Solvency
62.7%▼
2023 · 65.7%
Current ratio
2.71▼
2023 · 2.92
Quick ratio
0.95▼
2023 · 1.86
Debt / equity
0.47▲
2023 · 0.43
ROE
-0.6%▲
2023 · -41.3%
ROA
-0.4%▲
2023 · -27.1%
Interest coverage
5.17▲
2023 · -72.29
Debt
€30k▼
2023 · €46k
Debt ≤ 1 year
€30k▼
2023 · €44k
Staff costs
€20▼
2023 · €708
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€164k€102k▼
Fixed assets21/28€35k€20k▼
Tangible fixed assets22/27€35k€20k▼
Land and buildings22€4k€2k▼
Plant, machinery and equipment23€22k€14k▼
Furniture and vehicles24€9k€5k▼
Current assets29/58€129k€81k▼
Stocks and contracts in progress3€47k€53k▲
Stocks30/36€47k€53k▲
Amounts receivable within one year40/41€79k€17k▼
Trade receivables40€18k€754▼
Other amounts receivable41€61k€16k▼
Cash at bank and in hand54/58€4k€10k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€164k€102k▼
Equity10/15€108k€64k▼
Contributions10/11€19k€19k=
Capital10€19k-
Issued capital100€19k-
Reserves13€74k€65k▼
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k-
Reserves not available under the articles1311-€2k
Tax-exempt reserves132€52k€44k▼
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€15k€-20k▼
Provisions and deferred taxes16€10k€8k▼
Deferred taxes168€10k€8k▼
Amounts payable17/49€46k€30k▼
Amounts payable within one year42/48€44k€30k▼
Financial debts43€21k-
Credit institutions430/8€21k-
Trade debts44€1k€13k▲
Suppliers440/4€1k€13k▲
Taxes, remuneration and social security45€22k€17k▼
Taxes450/3€22k€17k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20232025
Remuneration, social security and pensions62€708€20▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€11k▼
Other operating charges640/8€884€1k▲
Non-recurring operating charges66A€96€96=
Gross operating margin9900€-31k€12k▲
Operating profit (loss)9901€-46k€435▲
Financial income75/76B€1k€292▼
Recurring financial income75€1k€292▼
Financial charges65/66B€457€2k▲
Recurring financial charges65€457€2k▲
Profit (loss) for the period before taxes9903€-45k€-1k▲
Transfer from deferred taxes780€924€1k▲
Profit (loss) for the period9904€-44k€-376▲
Transfer from tax-exempt reserves789€5k€4k▼
Profit (loss) for the period to be appropriated9905€-40k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€-20k▼
Profit (loss) brought forward from the previous period14P€55k€-24k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
30-09
Financial
Weakest financial yearnet €-44k
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity quadruplescurrent ratio 2.92
Current ratio from 0.80 to 2.92; short-term debt falls from €247k to €44k.
30-09
Financial
Equity above €100kEq €108k
Equity rises from €-80k to €108k.
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 12 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 27 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
31-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
2014
30-09
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zelemseweg 483290 DiestGround area
4,560 m²
Building footprint
642 m²
Volume, LiDAR
3,899 m³
2 parcels, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANN PAIROUX
since 20122.210.640.391
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24007C0007/00H000 | Flanders | 2,815 m² | 1 · 486 m² | 9.8 m · 2 fl. |
| 24097F0115/00K002 | Flanders | 1,745 m² | 1 · 156 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBegijnendijk2.210.640.391
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TNSN
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Of 2,200 companies in sector 47711 we hold annual accounts for 889. 698 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2012
Fiscal year end30-09
Activities, NACEBEL
47711Retail sale of women's outerwear
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
47715Retail trade
47721Retail sale of footwear
47722Retail trade
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.