ANN&LEON
ActiveANN&LEON has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €495k and a net result of €20k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 95% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability21▼-45
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 28.31 against 21.49 in 2024), and 3.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.9%
Return on assets
4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
51 d early
2023
23 d late
2022
40 d early
2021
12 d early
2020
8 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€495k▲ 4.3%
2024 · €475k
2018: €239k
2019: €331k
2020: €427k
2021: €505k
2022: €530k
2023: €412k
2024: €475k
2018 → 2025
Total assets
€511k▲ 3.3%
2024 · €495k
2018: €297k
2019: €382k
2020: €485k
2021: €556k
2022: €549k
2023: €425k
2024: €495k
2018 → 2025
Net result
€20k▼ 67.4%
2024 · €63k
2018: €79k
2019: €93k
2020: €96k
2021: €78k
2022: €24k
2023: €20k
2024: €63k
2018 → 2025
Working capital
€426k▲ 6.3%
2024 · €401k
2018: €167k
2019: €231k
2020: €333k
2021: €416k
2022: €445k
2023: €333k
2024: €401k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€505k-€530k▲ 4.8%€412k▼ 22.2%€475k▲ 15.2%€495k▲ 4.3%
Operating result€107k-€30k▼ 71.6%€29k▼ 5.8%€28k▼ 1.8%€28k▼ 0.2%
Net result€78k-€24k▼ 68.7%€20k▼ 17.0%€63k▲ 210%€20k▼ 67.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 0% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €511k
Fixed assets
€70k▼ 6.8%
Current assets
€442k▲ 5.1%
Equity and liabilities €511k
Equity
€495k▲ 4.3%
Debt
€16k▼ 21.0%
The debt ratio falls from 4.0% to 3.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€33k▼
2024 · €33k
Cash flow
€26k▼
2024 · €68k
Solvency
96.9%▲
2024 · 96.0%
Current ratio
28.31▲
2024 · 21.49
Quick ratio
28.31▲
2024 · 21.49
Debt / equity
0.03▼
2024 · 0.04
ROE
4.1%▼
2024 · 13.2%
ROA
4.0%▼
2024 · 12.7%
Interest coverage
294.78▼
2024 · 508.51
Debt
€16k▼
2024 · €20k
Debt ≤ 1 year
€16k▼
2024 · €20k
Income taxes
€12k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€495k€511k▲
Fixed assets21/28€75k€70k▼
Tangible fixed assets22/27€75k€70k▼
Land and buildings22€75k€70k▼
Current assets29/58€420k€442k▲
Amounts receivable within one year40/41€10k€6k▼
Other amounts receivable41€10k€6k▼
Current investments50/53€330k€333k▲
Cash at bank and in hand54/58€79k€102k▲
Deferred charges and accrued income490/1€370€473▲
Equity and liabilities
Total equity and liabilities10/49€495k€511k▲
Equity10/15€475k€495k▲
Contributions10/11€6k€6k=
Reserves13€469k€489k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€467k€487k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€20k€16k▼
Amounts payable within one year42/48€20k€16k▼
Financial debts43€29€24▼
Credit institutions430/8€29€24▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€17k€13k▼
Taxes450/3€17k€13k▼
Accrued charges and deferred income492/3€465€209▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€2k€3k▲
Gross operating margin9900€35k€36k▲
Operating profit (loss)9901€28k€28k▼
Financial income75/76B€51k€4k▼
Recurring financial income75€51k€4k▼
Financial charges65/66B€65€112▲
Recurring financial charges65€65€112▲
Profit (loss) for the period before taxes9903€79k€32k▼
Income taxes67/77€16k€12k▼
Profit (loss) for the period9904€63k€20k▼
Profit (loss) for the period to be appropriated9905€63k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€20k▼
Transfer from equity791/2€0-
Transfer to equity691/2€63k€20k▼
To other reserves6921€63k€20k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Weakest financial yearnet €20k ▼17%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 23.75
Current ratio from 9.35 to 23.75; short-term debt falls from €50k to €20k.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €500kEq €505k ▲18.2%
4 profitable years in a row build equity to €505k.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €96k ▲4%
Operating result €131k, net result €96k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Poelgoedstraat 293570 AlkenGround area
1,224 m²
Building footprint
249 m²
Volume, LiDAR
1,560 m³
Parcel 73302F0587/00N000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73302F0587/00N000 | Flanders | 1,224 m² | 1 · 249 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JSB Belgium
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BLACA Invest
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D-CARBONIZE
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 34,614 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-03-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.