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ANMORU

Active
Private limited companyfounded 200025 yrs activeHospitaalstraat 52, 9940 Evergem, BelgiumKBO/BCE: BE 0472.897.863
Summary

ANMORU has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.8m and a net result of -€89,454. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 43% of 12819 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability66▼-2
Solvency74▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130,000 at 30 days acceptable
Liquidity short (current ratio 0.74 against 0.78 in 2024; short-term debt: 27.1% and cash: 1.8% of total assets), and 50.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
49.4%
Return on assets
-2.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€89,454
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
53 d early
2024
45 d early
2023
26 d early
2022
56 d early
2021
25 d early
2020
32 d early
2019
46 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 29 September 2000, ANMORU was incorporated.1 Total assets went from EUR 4.8 million in 2018 to EUR 3.7 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€1.8m▼ 4.7%
2024 · €1.9m
Total assets
€3.7m▼ 1.7%
2024 · €3.7m
Net result
-€89,454▼ 164%
2024 · -€33,889
Working capital
-€253,768▼ 17.3%
2024 · -€216,280
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€81,640▲ 14.2%-€55,369▲ 32.2%-€124,447▼ 125%-€69,230▲ 44.4%-€123,391▼ 78.2%
Net result-€68,139below the sector's middle half▲ 15.9%-€43,939below the sector's middle half▲ 35.5%-€101,538below the sector's middle half▼ 131%-€33,889below the sector's middle half▲ 66.6%-€89,454below the sector's middle half▼ 164%
Equity€2.1mabove the sector's middle half▼ 3.2%€2.0mabove the sector's middle half▼ 2.1%€1.9mabove the sector's middle half▼ 5.0%€1.9mabove the sector's middle half▼ 1.8%€1.8mabove the sector's middle half▼ 4.7%
Total assets€4.1mabove the sector's middle half▼ 2.9%€4.0mabove the sector's middle half▼ 3.9%€3.8mabove the sector's middle half▼ 4.9%€3.7mabove the sector's middle half▼ 1.6%€3.7mabove the sector's middle half▼ 1.7%
Debt€1.8m▼ 2.2%€1.7m▼ 5.7%€1.6m▼ 4.6%€1.6m▼ 0.8%€1.7m▲ 2.6%
Working capital-€395,720below the sector's middle half▼ 0.5%-€349,905below the sector's middle half▲ 11.6%-€311,708below the sector's middle half▲ 10.9%-€216,280below the sector's middle half▲ 30.6%-€253,768below the sector's middle half▼ 17.3%
Solvency50.1%within the sector's middle half▼ 0.1pp51.0%within the sector's middle half▲ 0.9pp51.0%within the sector's middle half=50.9%within the sector's middle half▼ 0.1pp49.4%within the sector's middle half▼ 1.6pp
Current ratio0.63below the sector's middle half=0.67below the sector's middle half▲ 0.040.68below the sector's middle half▲ 0.020.78below the sector's middle half▲ 0.100.74below the sector's middle half▼ 0.04
Return on assets (ROA)-1.6%below the sector's middle half▲ 0.3pp-1.1%below the sector's middle half▲ 0.5pp-2.7%below the sector's middle half▼ 1.6pp-0.9%below the sector's middle half▲ 1.8pp-2.4%below the sector's middle half▼ 1.5pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€150,000-€100,000-€50,000€0Operating result 2021: -€81,640-€81,640Net result 2021: -€68,139-€68,139Operating result 2022: -€55,369-€55,369Net result 2022: -€43,939-€43,939Operating result 2023: -€124,447-€124,447Net result 2023: -€101,538-€101,538Operating result 2024: -€69,230-€69,230Net result 2024: -€33,889-€33,889Operating result 2025: -€123,391-€123,391Net result 2025: -€89,454-€89,45420212022202320242025-€150,000-€100,000-€50,000€0Operating result 2023: -€124,447-€124,000Net result 2023: -€101,538-€102,000Operating result 2024: -€69,230-€69,200Net result 2024: -€33,889-€33,900Operating result 2025: -€123,391-€123,000Net result 2025: -€89,454-€89,500202320242025
The operating result stays negative: a loss of €123,391 in 2025 against €69,230 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.7m
Fixed assets €2.9m ▼ 1.2%
Current assets €740,228 ▼ 3.3%
Equity and liabilities €3.7m
Equity €1.8m ▼ 4.7%
Provisions €176,682 ▼ 8.0%
Debt €1.7m ▲ 2.6%
Debt's share of the balance-sheet total rises from 43.9% to 45.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€86,012▼
2024 · €122,175
Cash flow
€119,949▼
2024 · €157,517
Debt to equity
0.93▲
2024 · 0.86
ROE
-4.9%▼
2024 · -1.8%
Interest coverage
28.65▼
2024 · 104.53
Debt ≤ 1 year
€993,996▲
2024 · €981,931
Debt > 1 year
€683,731▲
2024 · €652,931
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 8,616 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.4% went bankrupt
5.2% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 8,616 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€3.7m€3.7m▼
Fixed assets21/28€3.0m€2.9m▼
Tangible fixed assets22/27€3.0m€2.9m▼
Land and buildings22€2.1m€2.1m▼
Plant, machinery and equipment23€5,017€3,490▼
Furniture and vehicles24€3,747€3,971▲
Other tangible fixed assets26€834,873€801,851▼
Current assets29/58€765,650€740,228▼
Amounts receivable within one year40/41€11,492€16,650▲
Trade receivables40€3,197€4,238▲
Other amounts receivable41€8,295€12,413▲
Current investments50/53€694,063€652,312▼
Cash at bank and in hand54/58€36,495€65,100▲
Deferred charges and accrued income490/1€23,600€6,165▼
Equity and liabilities
Total equity and liabilities10/49€3.7m€3.7m▼
Equity10/15€1.9m€1.8m▼
Contributions10/11€698,650€698,650=
Reserves13€781,769€735,854▼
Tax-exempt reserves132€623,360€577,446▼
Distributable reserves133€158,408€158,408=
Profit (loss) carried forward14€417,996€374,457▼
Provisions and deferred taxes16€191,987€176,682▼
Deferred taxes168€191,987€176,682▼
Amounts payable17/49€1.6m€1.7m▲
Amounts payable after more than one year17€652,931€683,731▲
Financial debts170/4€10,000€41,000▲
Other amounts payable178/9€642,931€642,731=
Amounts payable within one year42/48€981,931€993,996▲
Current portion of amounts payable after more than one year42€12,000€22,000▲
Trade debts44€1,636€56▼
Suppliers440/4€1,636€56▼
Taxes, remuneration and social security45€1,038€5,072▲
Taxes450/3€1,038€5,072▲
Other amounts payable47/48€967,256€966,868=
Accrued charges and deferred income492/3€1,875€1,718▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€191,406€209,403▲
Other operating charges640/8€21,286€20,763▼
Gross operating margin9900€143,461€106,775▼
Operating profit (loss)9901-€69,230-€123,391▼
Financial income75/76B€21,205€21,634▲
Recurring financial income75€21,205€21,634▲
Financial charges65/66B€1,169€3,002▲
Recurring financial charges65€1,169€3,002▲
Profit (loss) for the period before taxes9903-€49,194-€104,759▼
Transfer from deferred taxes780€15,305€15,305=
Profit (loss) for the period9904-€33,889-€89,454▼
Transfer from tax-exempt reserves789€45,915€45,915=
Profit (loss) for the period to be appropriated9905€12,026-€43,540▼
Appropriation of the result
Profit (loss) to be appropriated9906€417,996€374,457▼
Profit (loss) brought forward from the previous period14P€405,970€417,996▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€196,740€186,175€190,194€191,406€209,403▲ 9.4%
Other operating charges640/8€15,329€18,042€20,381€21,286€20,763▼ 2.5%
Gross operating margin9900€130,430€148,848€86,127€143,461€106,775▼ 25.6%
Operating profit (loss)9901-€81,640-€55,369-€124,447-€69,230-€123,391▼ 78.2%
Financial income75/76B€7€1,213€6,550€21,205€21,634▲ 2.0%
Recurring financial income75€7€1,213€6,550€21,205€21,634▲ 2.0%
Financial charges65/66B€1,444€5,089-€1,054€1,169€3,002▲ 157%
Recurring financial charges65€1,444€5,089-€1,054€1,169€3,002▲ 157%
Profit (loss) for the period before taxes9903-€83,076-€59,244-€116,843-€49,194-€104,759▼ 113%
Transfer from deferred taxes780€15,305€15,305€15,305€15,305€15,305=
Income taxes67/77€367€0----
Profit (loss) for the period9904-€68,139-€43,939-€101,538-€33,889-€89,454▼ 164%
Transfer from tax-exempt reserves789€45,915€45,915€45,915€45,915€45,915=
Profit (loss) for the period to be appropriated9905-€22,224€1,976-€55,623€12,026-€43,540▼ 462%
Line20212022202320242025Change
Assets
Total assets20/58€4.1m€4.0m€3.8m€3.7m€3.7m▼ 1.7%
Fixed assets21/28€3.5m€3.3m€3.1m€3.0m€2.9m▼ 1.2%
Tangible fixed assets22/27€3.5m€3.3m€3.1m€3.0m€2.9m▼ 1.2%
Land and buildings22€2.5m€2.4m€2.2m€2.1m€2.1m▼ 0.1%
Plant, machinery and equipment23€2,355€2,289€1,114€5,017€3,490▼ 30.4%
Furniture and vehicles24€6,584€5,638€4,693€3,747€3,971▲ 6.0%
Other tangible fixed assets26€936,515€900,567€868,224€834,873€801,851▼ 4.0%
Current assets29/58€677,509€699,544€669,607€765,650€740,228▼ 3.3%
Amounts receivable within one year40/41€4,460€10,026€5,679€11,492€16,650▲ 44.9%
Trade receivables40€4,335€9,563€2,345€3,197€4,238▲ 32.6%
Other amounts receivable41€125€463€3,334€8,295€12,413▲ 49.6%
Current investments50/53€249,914€246,677€548,876€694,063€652,312▼ 6.0%
Cash at bank and in hand54/58€415,893€420,344€91,252€36,495€65,100▲ 78.4%
Deferred charges and accrued income490/1€7,242€22,498€23,800€23,600€6,165▼ 73.9%
Equity and liabilities
Total equity and liabilities10/49€4.1m€4.0m€3.8m€3.7m€3.7m▼ 1.7%
Equity10/15€2.1m€2.0m€1.9m€1.9m€1.8m▼ 4.7%
Contributions10/11€698,650€698,650€698,650€698,650€698,650=
Reserves13€919,513€873,598€827,684€781,769€735,854▼ 5.9%
Non-distributable reserves130/1€38,223€0----
Reserves not available under the articles1311€38,223€0----
Tax-exempt reserves132€761,105€715,190€669,275€623,360€577,446▼ 7.4%
Distributable reserves133€120,186€158,408€158,408€158,408€158,408=
Profit (loss) carried forward14€459,618€461,593€405,970€417,996€374,457▼ 10.4%
Provisions and deferred taxes16€237,902€222,597€207,292€191,987€176,682▼ 8.0%
Deferred taxes168€237,902€222,597€207,292€191,987€176,682▼ 8.0%
Amounts payable17/49€1.8m€1.7m€1.6m€1.6m€1.7m▲ 2.6%
Amounts payable after more than one year17€756,431€676,931€664,931€652,931€683,731▲ 4.7%
Financial debts170/4€113,500€34,000€22,000€10,000€41,000▲ 310%
Other amounts payable178/9€642,931€642,931€642,931€642,931€642,731=
Amounts payable within one year42/48€1.1m€1.0m€981,315€981,931€993,996▲ 1.2%
Current portion of amounts payable after more than one year42€102,000€79,500€12,000€12,000€22,000▲ 83.3%
Trade debts44€214€675€1,526€1,636€56▼ 96.6%
Suppliers440/4€214€675€1,526€1,636€56▼ 96.6%
Taxes, remuneration and social security45€2,760€1,199€87€1,038€5,072▲ 388%
Taxes450/3€2,760€1,199€87€1,038€5,072▲ 388%
Other amounts payable47/48€968,255€968,076€967,702€967,256€966,868=
Accrued charges and deferred income492/3€3,675€3,350€3,650€1,875€1,718▼ 8.4%
Line20212022202320242025Change
Profit (loss) for the period9904-€68,139-€43,939-€101,538-€33,889-€89,454▼ 164%
+ Depreciation and write-downs630€196,740€186,175€190,194€191,406€209,403▲ 9.4%
Operating cash flow (approximation)€128,601€142,236€88,656€157,517€119,949▼ 23.9%
Investment in fixed assets (approximation)--€1,291-€23,454-€33,009-€172,775▼ 423%
Change in cash-€4,450-€329,091-€54,757€28,605▲ 152%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
15-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
26-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
NBB filing
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2000
seat establishment The establishment unit on the map
Ground area
5,748 m²
Building footprint
260 m²
Volume, LiDAR
1,596 m³
Parcel 43006F0275/00G002, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
ANMORU
Hospitaalstraat 52, 9940 EvergemActivities auxiliary to financial services and insurance activities
since 20002.278.199.606
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43006F0275/00G002
ProtectedTownscape or village viewWindmolen Stenen Molen en rosmolen met omgevingSource ↗
Flanders 5,748 m² 1 · 260 m² 10.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Evergem2.278.199.606
1 permission
Boerderij - akkerbouw · since 14-07-2020

Similar companies · same sector, comparable size

Of 2,771 companies in sector 69109 we hold annual accounts for 1,209. 402 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-09-2000
Fiscal year end31-12
Activities, NACEBEL 2025
69109Other legal services
01110Growing of cereals (except rice), leguminous crops and oil seeds
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0472897863
Also 9925:BE0472897863
Registered 06-11-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.