ANKER CONSULT
ActiveANKER CONSULT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €-39k. Equity is growing by ~26.7% per year across the filed fiscal years. Its solvency ranks better than 42% of 10331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-26
Solvency55▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.03 in 2024; short-term debt: 69.9% and cash: 21.5% of total assets), and 69.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.1%
Return on assets
-11.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
12 d early
2023
42 d early
2022
8 d late
2021
2 d late
2020
7 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€103k▼ 27.6%
2024 · €142k
2018: €57k
2019: €9k
2020: €19k
2021: €21k
2022: €64k
2023: €123k
2024: €142k
2018 → 2025
Total assets
€342k▼ 25.8%
2024 · €461k
2018: €61k
2019: €97k
2020: €154k
2021: €268k
2022: €481k
2023: €587k
2024: €461k
2018 → 2025
Net result
€-39k
2024 · €19k
2018: €76k
2019: €12k
2020: €10k
2021: €141k
2022: €283k
2023: €339k
2024: €19k
2018 → 2025
Working capital
€8k▲ 1.1%
2024 · €8k
2018: €52k
2019: €5k
2020: €11k
2021: €2k
2022: €8k
2023: €6k
2024: €8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€64k▲ 206%€123k▲ 93.0%€142k▲ 15.4%€103k▼ 27.6%
Operating result€146k-€303k▲ 108%€365k▲ 20.3%€28k▼ 92.5%€-39k
Net result€141k-€283k▲ 100%€339k▲ 19.9%€19k▼ 94.4%€-39k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €39k after €28k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €342k
Fixed assets
€95k▼ 29.4%
Current assets
€247k▼ 24.4%
Equity and liabilities €342k
Equity
€103k▼ 27.6%
Debt
€239k▼ 25.1%
The debt ratio rises from 69.2% to 69.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€444▼
2024 · €66k
Cash flow
€183▼
2024 · €57k
Solvency
30.1%▼
2024 · 30.8%
Current ratio
1.03▲
2024 · 1.03
Quick ratio
1.03▲
2024 · 1.03
Debt / equity
2.32▲
2024 · 2.25
ROE
-38.1%▼
2024 · 13.3%
ROA
-11.5%▼
2024 · 4.1%
Interest coverage
5.24▼
2024 · 172.39
Debt
€239k▼
2024 · €319k
Debt ≤ 1 year
€239k▼
2024 · €319k
Income taxes
€977▼
2024 · €11k
Staff costs
€567k▼
2024 · €606k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€461k€342k▼
Fixed assets21/28€134k€95k▼
Intangible fixed assets21€271-
Tangible fixed assets22/27€134k€95k▼
Plant, machinery and equipment23€9k€6k▼
Furniture and vehicles24€125k€89k▼
Current assets29/58€327k€247k▼
Amounts receivable within one year40/41€216k€174k▼
Trade receivables40€201k€165k▼
Other amounts receivable41€15k€9k▼
Cash at bank and in hand54/58€110k€73k▼
Deferred charges and accrued income490/1€298-
Equity and liabilities
Total equity and liabilities10/49€461k€342k▼
Equity10/15€142k€103k▼
Contributions10/11€20k€20k=
Reserves13€122k€83k▼
Distributable reserves133€122k€83k▼
Amounts payable17/49€319k€239k▼
Amounts payable within one year42/48€319k€239k▼
Current portion of amounts payable after more than one year42€4k-
Trade debts44€225k€143k▼
Suppliers440/4€225k€143k▼
Taxes, remuneration and social security45€89k€95k▲
Taxes450/3€30k€35k▲
Remuneration and social security454/9€60k€60k▲
Other amounts payable47/48€433€433=
Accrued charges and deferred income492/3€89-
Income statement
Code20242025
Remuneration, social security and pensions62€606k€567k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€39k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€673k€569k▼
Operating profit (loss)9901€28k€-39k▼
Financial income75/76B€3k€800▼
Recurring financial income75€3k€800▼
Financial charges65/66B€381€85▼
Recurring financial charges65€381€85▼
Profit (loss) for the period before taxes9903€30k€-38k▼
Income taxes67/77€11k€977▼
Profit (loss) for the period9904€19k€-39k▼
Profit (loss) for the period to be appropriated9905€19k€-39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€-39k▼
Transfer from equity791/2-€39k
Transfer to equity691/2€19k-
To other reserves6921€19k-
Social balance
Average headcount (FTE)90877.16.0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €-39k ▼307%
Net result drops to €-39k, the lowest in the series.
18-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €339k ▲19.9%
Operating result €365k, net result €339k, both a record.
30-09
Financial
Equity above €100kEq €123k ▲93%
6 profitable years in a row build equity to €123k.
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Muizendries(HEU) 359070 DestelbergenGround area
1,456 m²
Building footprint
166 m²
Volume, LiDAR
888 m³
Parcel 44028B0266/00Y002, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANKER CONSULT
since 20112.197.122.848
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028B0266/00Y002 | Flanders | 1,456 m² | 1 · 166 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ENDOVISION
BE 0444.953.351
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ARVA CONFORT
BE 0466.047.287
Brunehaut · Eq €103k
SOYIN
BE 0838.827.393
Deinze · Eq €103k
INFI-GROUPE
BE 0644.576.183
Charleroi · Eq €104k
Un jour, Une pierre
BE 0761.452.176
Aubel · Eq €102k
Of 1,070 companies in sector 47741 we hold annual accounts for 644. 490 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2011
Fiscal year end30-09
Activities, NACEBEL
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
85592Vocational training
77225Rental and leasing activities
88999Other social work without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.