ANJOWE
ActiveANJOWE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €183k and a net result of €283k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 7924 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency19▲+15
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.03 in 2024), and 77.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.2%
Return on assets
34.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Equity grew over 2022-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
18192021222425
2018 to 2025 · latest year €183k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
31 d early
2022
21 d late
2021
218 d late
2020
30 d late
2019
1 d early
2018
9 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€183k▲ 182%
2024 · €65k
2018: €-15k
2019: €23k
2020: €5k
2021: €-31k
2022: €71k
2024: €65k
2018 → 2025
Total assets
€822k▼ 26.0%
2024 · €1.11M
2018: €297k
2019: €298k
2020: €324k
2021: €696k
2022: €766k
2024: €1.11M
2018 → 2025
Net result
€283k
2024 · €-6k
2018: €-14k
2019: €37k
2020: €-18k
2021: €-36k
2022: €3k
2024: €-6k
2018 → 2025
Working capital
€-564k▲ 23.2%
2024 · €-734k
2018: €-216k
2019: €-184k
2020: €-231k
2021: €-400k
2022: €-394k
2024: €-734k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€5k-€-31k€71k€65k▼ 9.1%€183k▲ 182%
Operating result€-15k-€-20k▼ 34.5%€22k€16k▼ 26.9%€409k▲ 2,404%
Net result€-18k-€-36k▼ 104%€3k€-6k€283k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,404% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €822k
Fixed assets
€749k▼ 31.3%
Current assets
€73k▲ 240%
Equity and liabilities €822k
Equity
€183k▲ 182%
Debt
€639k▼ 38.9%
The debt ratio falls from 94.2% to 77.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€421k▲
2024 · €42k
Cash flow
€295k▲
2024 · €19k
Solvency
22.2%▲
2024 · 5.8%
Current ratio
0.12▲
2024 · 0.03
Quick ratio
0.12▲
2024 · 0.03
Debt / equity
3.50▼
2024 · 16.16
ROE
154.6%▲
2024 · -9.9%
ROA
34.4%▲
2024 · -0.6%
Interest coverage
28.93▲
2024 · 1.88
Debt
€639k▼
2024 · €1.05M
Debt ≤ 1 year
€637k▼
2024 · €756k
Income taxes
€112k▲
2024 · €350
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.11M€822k▼
Fixed assets21/28€1.09M€749k▼
Tangible fixed assets22/27€1.09M€749k▼
Land and buildings22€1.09M€748k▼
Plant, machinery and equipment23€814€617▼
Furniture and vehicles24€3k-
Current assets29/58€22k€73k▲
Amounts receivable within one year40/41€7k€11k▲
Trade receivables40€359€5k▲
Other amounts receivable41€7k€7k=
Cash at bank and in hand54/58€7k€58k▲
Deferred charges and accrued income490/1€8k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.11M€822k▼
Equity10/15€65k€183k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Revaluation surpluses12€165k-
Reserves13€25k€177k▲
Distributable reserves133€25k€177k▲
Profit (loss) carried forward14€-131k-
Amounts payable17/49€1.05M€639k▼
Amounts payable after more than one year17€289k-
Financial debts170/4€289k-
Amounts payable within one year42/48€756k€637k▼
Current portion of amounts payable after more than one year42€12k-
Trade debts44€2k€8k▲
Suppliers440/4€2k€8k▲
Taxes, remuneration and social security45€987€50k▲
Taxes450/3€987€50k▲
Other amounts payable47/48€740k€579k▼
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Non-recurring operating income76A-€414k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€12k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€46k€425k▲
Operating profit (loss)9901€16k€409k▲
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€22k€15k▼
Recurring financial charges65€22k€15k▼
Profit (loss) for the period before taxes9903€-6k€394k▲
Income taxes67/77€350€112k▲
Profit (loss) for the period9904€-6k€283k▲
Profit (loss) for the period to be appropriated9905€-6k€283k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-131k€151k▲
Profit (loss) brought forward from the previous period14P€-125k€-131k▼
Transfer to equity691/2-€151k
To other reserves6921-€151k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
31-12
Financial
Back to profitnet €283k
Net result €283k after one loss-making year.
31-12
Financial
Equity above €150kEq €183k ▲182%
Equity rises from €65k to €183k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
06-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 218 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
2021
31-12
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
13-11-2025
DEBRUYN Wendy: Resigned as Manager
16-03-2020
Johan SWINNEN: Resigned as Director
Location & real-estate footprint
Registered office, Boutersem · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klein-Heidestraat 73370 BoutersemGround area
3,262 m²
Building footprint
342 m²
Parcel 24714A0072/00L000, Flanders. Linked by address, not a title deed.
1 establishment unit
Anjowe
since 20092.176.887.955
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24714A0072/00L000 | Flanders | 3,262 m² | 1 · 342 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOCS
BE 0471.969.138
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Verelst Wim
BE 0453.149.158
Herentals · Eq €182k
ALSA-CARS
BE 0899.252.653
Seraing · Eq €182k
IMPORT-EXPORT VANEERDEWEGH
BE 0835.908.485
Hamont-Achel · Eq €183k
DNC cars
BE 0825.723.980
Lommel · Eq €185k
Of 2,120 companies in sector 46711 we hold annual accounts for 1,122. 753 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2009
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.