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ANJOWE

Active
Private limited companyfounded 2009active for 17 yearsKlein-Heidestraat 7, 3370 Boutersem, BelgiumKBO/BCE: BE 0810.085.897

From the official registers: KBO 15 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ANJOWE has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €182,790 and a net result of €282,631, of which €413,934 non-recurring income. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 29% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 13-02-2009 Normal situation
Activity
Wholesale of cars and light vans (up to 3.5 tonnes) NACE 46711and 2 others
Establishment unit
2.176.887.955 3370 Boutersem, since 09-03-2009
Financial year end
31 December
Peppol
Reachable since 23-11-2025

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€425,023
▲ 820%
Turnover
≈ €2.2m
estimated
Profit
€282,631
Equity
€182,790
▲ 182%
Total assets
€822,288
▼ 26.0%
Filed on 24-08-2026, 24 days after the deadlineat the National Bank
Score breakdownraises riskSector: Wholesale trade (NACE 46)lowers riskSize: total assets €822,288Figures for financial year 2025 (filed on 25-08-2026)Founded in 2009Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 60% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 47+16
equity 22.2% of total assets
Liquidity 17+2
short-term debt 77.5% · cash 7.0%
Profitability 100+66
return on assets 34.4%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 1.9% 12-2024: 2.6%▲ +0.7 percentage points vs 11-2024 01-2025: 4.7%▲ +2.1 percentage points vs 12-2024 02-2025: 4.6%▼ -0.1 percentage points vs 01-2025 03-2025: 4.7%▲ +0.1 percentage points vs 02-2025highest value 04-2025: 4.3%▼ -0.4 percentage points vs 03-2025 05-2025: 4.3%● unchanged vs 04-2025 06-2025: 4.2%▼ -0.1 percentage points vs 05-2025 07-2025: 0.5%▼ -3.7 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.6%▲ +0.1 percentage points vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.2%▲ +0.6 percentage points vs 07-2026 09-2026: 0.1%▼ -1.1 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.12 (0.03 in 2024), below 1. Short-term debt is 77.5% and cash 7% of total assets. 77.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 33% of them on solvency, 16% on liquidity, 95% on profitability and 96% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €822,288
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 25-08-2026)
NBB · annual accounts
lowers risk · Founded in 2009
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Wholesale trade (NACE 46)
KBO
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
18192021222425
2018 to 2025 · latest year €182,790
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
24 days late
2024
31 days early
2022
21 days late
2021
218 days late
2020
30 days late
2019
1 day early
2018
9 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 39 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (4 of the last 5 accounts filed within 55 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2025from €64,737 to €182,790 ▲ 182% View
  • Positive: Higher net result than 87% of companies in wholesale tradesector median €26,864 · 9,808 companies €282,631 View
  • New directorlatest change 13-11-2025 · 1 in office 1 joined View

Comparable companies

These companies have the same main activity as ANJOWE: wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711). They are comparable in size and age: total assets between €658,000 and €1.1m, founded between 2005 and 2011.

CompanyTotal assetsGross margin
ANJOWE Boutersem€0.8m€0.4m
BART CARS Putte€0.7m€0.4m
ACB MOTORS Maldegem€1.1m€0.3m
DRIVE Deinze€1.1m€0.4m
DLM SERVICE Leuze-en-Hainaut€1.1m€0.6m
Garage Armand Zottegem€0.9m€0.3m
AUTOCENTER MERTENS Meise€0.7m€0.6m
Full comparison

Documents

Annual accounts at the NBB

All 15 annual accounts

Articles and registers

Key facts about ANJOWE

What is the company number of ANJOWE?
The company number of ANJOWE is 0810.085.897. The VAT number is the same number with BE in front: BE 0810.085.897.
Where is ANJOWE based?
The registered office is at Klein-Heidestraat 7, 3370 Boutersem.Company details
What does ANJOWE do?
According to the KBO register, the main activity is wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711).
What is the legal form of ANJOWE?
The legal form of ANJOWE is Private limited company (BV).
When was ANJOWE founded?
ANJOWE was founded on 13-02-2009.
Is ANJOWE still active?
Yes, ANJOWE is an active enterprise in the KBO register.
What is the turnover of ANJOWE?
The turnover in financial year 2025 is ≈ €2.2m. This figure is estimated from the gross margin of €425,023 and 141 comparable companies (NACE 46). It probably lies between €1.4m and €3.6m.Financials
Is ANJOWE profitable?
In financial year 2025, ANJOWE made a profit of €282,631.
Where can I find the annual accounts of ANJOWE?
ANJOWE filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of ANJOWE due?
ANJOWE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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