ANJOREMA
ActiveSummary
ANJOREMA has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119,014 and a net result of €15,185. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 54% of 4814 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▼-2
Solvency67▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.45 in 2024; short-term debt: 35.2% and cash: 20.8% of total assets), but 57.7% of the assets are financed with debt.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 08-10-2025, 23 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
23 d early
2024
41 d early
2023
26 d early
2022
20 d early
2021
2 d early
2020
25 d early
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 8 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close01-10-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€119,014▲ 14.6%
2024 · €103,829
Total assets
€281,604▲ 4.7%
2024 · €269,065
Net result
€15,185▼ 10.4%
2024 · €16,950
Working capital
€51,570▲ 25.8%
2024 · €40,999
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15,914▲ 295%€2,159▼ 86.4%€31,680▲ 1,367%€26,162▼ 17.4%€23,032▼ 12.0%
Net result€10,586within the sector's middle half▲ 1,309%-€943within the sector's middle half€22,430above the sector's middle half€16,950within the sector's middle half▼ 24.4%€15,185within the sector's middle half▼ 10.4%
Equity€65,392within the sector's middle half▲ 19.3%€64,448within the sector's middle half▼ 1.4%€86,879within the sector's middle half▲ 34.8%€103,829above the sector's middle half▲ 19.5%€119,014above the sector's middle half▲ 14.6%
Total assets€254,664within the sector's middle half▲ 2.2%€246,399within the sector's middle half▼ 3.2%€245,714within the sector's middle half▼ 0.3%€269,065above the sector's middle half▲ 9.5%€281,604above the sector's middle half▲ 4.7%
Debt€189,273▼ 2.6%€181,951▼ 3.9%€158,835▼ 12.7%€165,236▲ 4.0%€162,590▼ 1.6%
Working capital€8,656within the sector's middle half▲ 1,205%€7,015within the sector's middle half▼ 19.0%€22,699within the sector's middle half▲ 224%€40,999within the sector's middle half▲ 80.6%€51,570within the sector's middle half▲ 25.8%
Solvency25.7%within the sector's middle half▲ 3.7pp26.2%within the sector's middle half▲ 0.5pp35.4%within the sector's middle half▲ 9.2pp38.6%within the sector's middle half▲ 3.2pp42.3%within the sector's middle half▲ 3.7pp
Current ratio1.11within the sector's middle half▲ 0.101.08within the sector's middle half▼ 0.031.30within the sector's middle half▲ 0.221.45within the sector's middle half▲ 0.151.52within the sector's middle half▲ 0.07
Return on assets (ROA)4.2%within the sector's middle half▲ 3.9pp-0.4%within the sector's middle half▼ 4.5pp9.1%within the sector's middle half▲ 9.5pp6.3%within the sector's middle half▼ 2.8pp5.4%within the sector's middle half▼ 0.9pp
Staff (FTE)1.1▲ 10.0%2▲ 81.8%2=2=2=
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €281,604
Fixed assets
€130,777 ▼ 4.0%
Current assets
€150,828 ▲ 13.5%
Equity and liabilities €281,604
Equity
€119,014 ▲ 14.6%
Debt
€162,590 ▼ 1.6%
Debt's share of the balance-sheet total falls from 61.4% to 57.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30,225▼
2024 · €37,990
Cash flow
€22,378▼
2024 · €28,778
Quick ratio
0.67▼
2024 · 0.72
Debt to equity
1.37▼
2024 · 1.59
ROE
12.8%▼
2024 · 16.3%
Interest coverage
16.79▼
2024 · 18.50
Debt ≤ 1 year
€99,258▲
2024 · €91,903
Debt > 1 year
€63,333▼
2024 · €73,333
Income taxes
€6,388▼
2024 · €7,446
Staff costs
€43,731▲
2024 · €39,057
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €31,702 | €36,614 | €39,057 | €43,731 | ▲ 12.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,696 | €14,766 | €11,559 | €11,828 | €7,193 | ▼ 39.2% |
| Other operating charges640/8 | - | €1,235 | €1,649 | €1,313 | €1,396 | ▲ 6.4% |
| Gross operating margin9900 | €58,512 | €49,862 | €81,503 | €78,360 | €75,353 | ▼ 3.8% |
| Operating profit (loss)9901 | €15,914 | €2,159 | €31,680 | €26,162 | €23,032 | ▼ 12.0% |
| Financial income75/76B | - | €7 | €0 | €288 | €342 | ▲ 18.8% |
| Recurring financial income75 | €45 | €7 | €0 | €288 | €342 | ▲ 18.8% |
| Financial charges65/66B | - | €2,574 | €2,288 | €2,054 | €1,801 | ▼ 12.3% |
| Recurring financial charges65 | €2,915 | €2,574 | €2,288 | €2,054 | €1,801 | ▼ 12.3% |
| Profit (loss) for the period before taxes9903 | €13,045 | -€408 | €29,393 | €24,396 | €21,573 | ▼ 11.6% |
| Income taxes67/77 | €2,459 | €535 | €6,962 | €7,446 | €6,388 | ▼ 14.2% |
| Profit (loss) for the period9904 | €10,586 | -€943 | €22,430 | €16,950 | €15,185 | ▼ 10.4% |
| Profit (loss) for the period to be appropriated9905 | €10,586 | -€943 | €22,430 | €16,950 | €15,185 | ▼ 10.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €254,664 | €246,399 | €245,714 | €269,065 | €281,604 | ▲ 4.7% |
| Fixed assets21/28 | €165,890 | €153,324 | €147,513 | €136,163 | €130,777 | ▼ 4.0% |
| Tangible fixed assets22/27 | €165,890 | €153,324 | €147,513 | €136,163 | €130,777 | ▼ 4.0% |
| Land and buildings22 | - | €132,375 | €128,850 | €125,325 | €121,800 | ▼ 2.8% |
| Plant, machinery and equipment23 | - | €4,888 | €9,585 | €8,279 | €8,609 | ▲ 4.0% |
| Furniture and vehicles24 | - | €9,530 | €4,844 | €621 | €368 | ▼ 40.8% |
| Leasing and similar rights25 | - | €6,530 | €4,234 | €1,938 | - | - |
| Current assets29/58 | €88,774 | €93,075 | €98,201 | €132,902 | €150,828 | ▲ 13.5% |
| Stocks and contracts in progress3 | €55,636 | €49,911 | €53,341 | €66,275 | €84,726 | ▲ 27.8% |
| Stocks30/36 | - | €49,911 | €53,341 | €66,275 | €84,726 | ▲ 27.8% |
| Amounts receivable within one year40/41 | €5,169 | €4,331 | €4,308 | €4,203 | €4,820 | ▲ 14.7% |
| Trade receivables40 | - | €4,331 | €4,308 | €4,203 | €4,530 | ▲ 7.8% |
| Other amounts receivable41 | - | - | - | - | €290 | - |
| Cash at bank and in hand54/58 | €24,922 | €35,721 | €37,596 | €58,419 | €58,515 | ▲ 0.2% |
| Deferred charges and accrued income490/1 | - | €3,112 | €2,955 | €4,005 | €2,767 | ▼ 30.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €254,664 | €246,399 | €245,714 | €269,065 | €281,604 | ▲ 4.7% |
| Equity10/15 | €65,392 | €64,448 | €86,879 | €103,829 | €119,014 | ▲ 14.6% |
| Contributions10/11 | - | €52,555 | €52,555 | €52,555 | €52,555 | = |
| Reserves13 | €12,837 | €11,893 | €34,324 | €51,274 | €66,459 | ▲ 29.6% |
| Non-distributable reserves130/1 | - | €1,404 | €1,404 | - | - | - |
| Reserves not available under the articles1311 | - | €1,404 | €1,404 | - | - | - |
| Distributable reserves133 | - | €10,489 | €32,919 | €51,274 | €66,459 | ▲ 29.6% |
| Amounts payable17/49 | €189,273 | €181,951 | €158,835 | €165,236 | €162,590 | ▼ 1.6% |
| Amounts payable after more than one year17 | €109,044 | €95,777 | €83,333 | €73,333 | €63,333 | ▼ 13.6% |
| Financial debts170/4 | - | €95,777 | €83,333 | €73,333 | €63,333 | ▼ 13.6% |
| Amounts payable within one year42/48 | €80,118 | €86,060 | €75,502 | €91,903 | €99,258 | ▲ 8.0% |
| Current portion of amounts payable after more than one year42 | - | €13,268 | €12,444 | €10,000 | €10,000 | = |
| Trade debts44 | €38,115 | €49,294 | €35,863 | €58,911 | €62,520 | ▲ 6.1% |
| Suppliers440/4 | - | €49,294 | €35,863 | €58,911 | €62,520 | ▲ 6.1% |
| Taxes, remuneration and social security45 | - | €4,791 | €8,038 | €3,873 | €4,627 | ▲ 19.5% |
| Taxes450/3 | - | €2,687 | €7,470 | €3,350 | €3,724 | ▲ 11.1% |
| Remuneration and social security454/9 | - | €2,104 | €568 | €523 | €903 | ▲ 72.7% |
| Other amounts payable47/48 | - | €18,708 | €19,158 | €19,119 | €22,111 | ▲ 15.6% |
| Accrued charges and deferred income492/3 | - | €114 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,586 | -€943 | €22,430 | €16,950 | €15,185 | ▼ 10.4% |
| + Depreciation and write-downs630 | €14,696 | €14,766 | €11,559 | €11,828 | €7,193 | ▼ 39.2% |
| Operating cash flow (approximation) | €25,281 | €13,822 | €33,990 | €28,778 | €22,378 | ▼ 22.2% |
| Investment in fixed assets (approximation) | - | -€2,199 | -€5,748 | -€478 | -€1,807 | ▼ 278% |
| Change in cash | - | €10,799 | €1,876 | €20,822 | €96 | ▼ 99.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €100,000Eq €103,829 ▲19.5%
2 profitable years in a row build equity to €103,829.
2023
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €22,430
Net result €22,430 after one loss-making year.
2022
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet -€943
Net result drops to -€943, the lowest in the series; recovery starts the following year.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Back to profitnet €751
Net result €751 after one loss-making year.
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2016
Ground area
1,732 m²
Building footprint
273 m²
Volume, LiDAR
1,167 m³
2 parcels, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANJOREMA
since 20162.256.334.222
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36503C1346/00M000 | Flanders | 1,269 m² | 1 · 187 m² | 5.3 m · 1 fl. |
| 34017B0688/00G008 | Flanders | 464 m² | 1 · 86 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRoeselare2.256.334.222
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Of 103 companies in this sector we hold annual accounts for 72. 58 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded11-08-2016
Fiscal year end31-03
Activities, NACEBEL 2025
47300Retail sale of automotive fuel
49500Land transport and transport via pipelines
46170Agents in the wholesale of food, beverages and tobacco
E-invoicing
Reachable via Peppol
Peppol ID
0208:0662423985
Also
9925:BE0662423985
Registered
10-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.