ANJORA
ActiveSummary
ANJORA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,328 and a net result of €711,209. Equity is shrinking by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 14% of 1009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency27▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.02 in 2024; short-term debt: 97.9% and cash: 45.6% of total assets), and 97.9% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.1%
Return on assets
77.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 1009 sector peers (2025).
NBB · sector comparisonPosition among 1009 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-02-2026, 163 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
163 d early
2024
178 d early
2023
184 d early
2022
103 d early
2021
96 d early
2020
135 d early
2019
148 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 144 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 February (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€711,209▼ 24.7%
2024 · €944,365
Working capital
€15,903▲ 79.8%
2024 · €8,843
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€510,284▼ 59.7%€1.5m▲ 189%€310,184▼ 79.0%€1.3m▲ 304%€945,138▼ 24.7%
Net result€384,748above the sector's middle half▼ 59.7%€1.1mabove the sector's middle half▲ 188%€233,781within the sector's middle half▼ 78.9%€944,365above the sector's middle half▲ 304%€711,209above the sector's middle half▼ 24.7%
Equity€21,146below the sector's middle half▼ 95.4%€20,972below the sector's middle half▼ 0.8%€20,753below the sector's middle half▼ 1.0%€19,118below the sector's middle half▼ 7.9%€19,328below the sector's middle half▲ 1.1%
Total assets€467,016within the sector's middle half▼ 49.4%€428,861within the sector's middle half▼ 8.2%€363,595below the sector's middle half▼ 15.2%€490,430within the sector's middle half▲ 34.9%€917,721within the sector's middle half▲ 87.1%
Debt€445,870▼ 3.0%€407,889▼ 8.5%€342,842▼ 15.9%€471,312▲ 37.5%€898,393▲ 90.6%
Working capital€11,175within the sector's middle half▼ 97.7%€6,634within the sector's middle half▼ 40.6%€4,437within the sector's middle half▼ 33.1%€8,843within the sector's middle half▲ 99.3%€15,903within the sector's middle half▲ 79.8%
Solvency4.5%below the sector's middle half▼ 45.7pp4.9%below the sector's middle half▲ 0.4pp5.7%below the sector's middle half▲ 0.8pp3.9%below the sector's middle half▼ 1.8pp2.1%below the sector's middle half▼ 1.8pp
Current ratio1.03within the sector's middle half▼ 1.101.02within the sector's middle half▼ 0.011.01within the sector's middle half=1.02within the sector's middle half▲ 0.011.02within the sector's middle half=
Return on assets (ROA)82.4%above the sector's middle half▼ 20.9pp258.3%above the sector's middle half▲ 175.9pp64.3%above the sector's middle half▼ 194.0pp192.6%above the sector's middle half▲ 128.3pp77.5%above the sector's middle half▼ 115.1pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €917,721
Fixed assets
€3,425 ▼ 66.7%
Current assets
€914,296 ▲ 90.4%
Equity and liabilities €917,721
Equity
€19,328 ▲ 1.1%
Debt
€898,393 ▲ 90.6%
Debt's share of the balance-sheet total rises from 96.1% to 97.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€951,988▼
2024 · €1.3m
Cash flow
€718,059▼
2024 · €951,215
Debt to equity
46.48▲
2024 · 24.65
Interest coverage
22347.14▲
2024 · 10968.12
Debt ≤ 1 year
€898,393▲
2024 · €471,312
Income taxes
€235,481▼
2024 · €310,955
A ratio outside any meaningful range has been withheld (balance sheet total €917,721, equity €19,328).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 875 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.4%
went bankrupt
1.9%
stopped otherwise
97%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 875 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,138 | €5,138 | €6,850 | €6,850 | €6,850 | = |
| Other operating charges640/8 | €1,947 | €786 | €650 | €669 | €692 | ▲ 3.5% |
| Gross operating margin9900 | €517,369 | €1.5m | €317,684 | €1.3m | €952,681 | ▼ 24.5% |
| Operating profit (loss)9901 | €510,284 | €1.5m | €310,184 | €1.3m | €945,138 | ▼ 24.7% |
| Financial income75/76B | - | - | €56 | €951 | €1,595 | ▲ 67.7% |
| Recurring financial income75 | - | - | €56 | €951 | €1,595 | ▲ 67.7% |
| Financial charges65/66B | €468 | €498 | €257 | €115 | €43 | ▼ 63.0% |
| Recurring financial charges65 | €468 | €498 | €257 | €115 | €43 | ▼ 63.0% |
| Profit (loss) for the period before taxes9903 | €509,816 | €1.5m | €309,983 | €1.3m | €946,691 | ▼ 24.6% |
| Income taxes67/77 | €125,068 | €366,230 | €76,202 | €310,955 | €235,481 | ▼ 24.3% |
| Profit (loss) for the period9904 | €384,748 | €1.1m | €233,781 | €944,365 | €711,209 | ▼ 24.7% |
| Profit (loss) for the period to be appropriated9905 | €384,748 | €1.1m | €233,781 | €944,365 | €711,209 | ▼ 24.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €467,016 | €428,861 | €363,595 | €490,430 | €917,721 | ▲ 87.1% |
| Fixed assets21/28 | €29,113 | €23,975 | €17,125 | €10,275 | €3,425 | ▼ 66.7% |
| Tangible fixed assets22/27 | €29,113 | €23,975 | €17,125 | €10,275 | €3,425 | ▼ 66.7% |
| Furniture and vehicles24 | €29,113 | €23,975 | €17,125 | €10,275 | €3,425 | ▼ 66.7% |
| Current assets29/58 | €437,903 | €404,886 | €346,470 | €480,155 | €914,296 | ▲ 90.4% |
| Amounts receivable within one year40/41 | - | €204,500 | €18,606 | €100,000 | €494,092 | ▲ 394% |
| Trade receivables40 | - | €204,500 | €18,150 | €100,000 | €494,092 | ▲ 394% |
| Other amounts receivable41 | - | - | €456 | - | - | - |
| Cash at bank and in hand54/58 | €432,629 | €195,036 | €326,476 | €378,708 | €418,818 | ▲ 10.6% |
| Deferred charges and accrued income490/1 | €5,274 | €5,350 | €1,388 | €1,447 | €1,387 | ▼ 4.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €467,016 | €428,861 | €363,595 | €490,430 | €917,721 | ▲ 87.1% |
| Equity10/15 | €21,146 | €20,972 | €20,753 | €19,118 | €19,328 | ▲ 1.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | - | - | - |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | - | - | €1,860 | - | - | - |
| Profit (loss) carried forward14 | €686 | €512 | €293 | €518 | €728 | ▲ 40.5% |
| Amounts payable17/49 | €445,870 | €407,889 | €342,842 | €471,312 | €898,393 | ▲ 90.6% |
| Amounts payable after more than one year17 | €19,142 | €9,637 | - | - | - | - |
| Financial debts170/4 | €19,142 | €9,637 | - | - | - | - |
| Amounts payable within one year42/48 | €426,728 | €398,252 | €342,033 | €471,312 | €898,393 | ▲ 90.6% |
| Current portion of amounts payable after more than one year42 | €9,374 | €9,505 | €9,637 | - | - | - |
| Trade debts44 | €76 | €84 | €347 | €230 | €71 | ▼ 69.1% |
| Suppliers440/4 | €76 | €84 | €347 | €230 | €71 | ▼ 69.1% |
| Taxes, remuneration and social security45 | €338,326 | €183,961 | €9,547 | €64,098 | €115,739 | ▲ 80.6% |
| Taxes450/3 | €338,326 | €183,961 | €9,547 | €64,098 | €115,739 | ▲ 80.6% |
| Other amounts payable47/48 | €78,952 | €204,702 | €322,502 | €406,984 | €782,584 | ▲ 92.3% |
| Accrued charges and deferred income492/3 | - | - | €809 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €384,748 | €1.1m | €233,781 | €944,365 | €711,209 | ▼ 24.7% |
| + Depreciation and write-downs630 | €5,138 | €5,138 | €6,850 | €6,850 | €6,850 | = |
| Operating cash flow (approximation) | €389,886 | €1.1m | €240,631 | €951,215 | €718,059 | ▼ 24.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€0 | - |
| Change in cash | - | -€237,593 | €131,440 | €52,232 | €40,110 | ▼ 23.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
19-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €1.1m ▲188%
Operating result €1.5m, net result €1.1m, both a record.
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
18-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €200,000Eq €463,398 ▲279%
3 profitable years in a row build equity to €463,398.
05-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 7.79
Current ratio from 2.29 to 7.79; short-term debt falls from €35,500 to €17,162.
31-12
Financial
Equity above €100,000Eq €122,132 ▲127%
2 profitable years in a row build equity to €122,132.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2018
Ground area
840 m²
Building footprint
410 m²
Volume, LiDAR
7,047 m³
Parcel 21332B0316/00B002, Brussels · tallest building 23.4 m, ±7 floors. Linked by address, not a title deed.
12
companies at this address
See who is registered here
1 establishment unit
Vorstlaan 288, 1160 Oudergem
since 20182.277.972.546
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332B0316/00B002 | Brussels | 840 m² | 1 · 410 m² | 23.4 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,259 companies in sector 69102 we hold annual accounts for 1,754. 765 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-06-2018
Fiscal year end31-12
Activities, NACEBEL 2025
69102Activities of notaries
E-invoicing
Reachable via Peppol
Peppol ID
0208:0697884712
Also
9925:BE0697884712
Registered
08-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.