ANJOLA
ActiveANJOLA has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179k and a net result of €-11k. Equity is growing by ~27.9% per year across the filed fiscal years. Its solvency ranks better than 42% of 7723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▼-52
Solvency66▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.24 against 0.9 in 2024; short-term debt: 15.6% and cash: 3.6% of total assets), and 58.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.4%
Return on assets
-2.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
40 d early
2024
64 d early
2023
98 d early
2022
70 d early
2021
46 d early
2020
108 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€179k▼ 5.9%
2024 · €190k
2019: €43k
2020: €71k
2021: €97k
2022: €117k
2023: €161k
2024: €190k
2019 → 2025
Total assets
€432k▼ 14.5%
2024 · €505k
2019: €266k
2020: €281k
2021: €271k
2022: €277k
2023: €300k
2024: €505k
2019 → 2025
Net result
€-11k
2024 · €30k
2019: €-6k
2020: €28k
2021: €26k
2022: €20k
2023: €44k
2024: €30k
2019 → 2025
Working capital
€-51k▼ 510%
2024 · €-8k
2019: €-6k
2020: €5k
2021: €10k
2022: €9k
2023: €33k
2024: €-8k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€117k▲ 20.6%€161k▲ 37.2%€190k▲ 18.4%€179k▼ 5.9%
Operating result€38k-€30k▼ 22.6%€62k▲ 110%€51k▼ 18.6%€-3k
Net result€26k-€20k▼ 23.4%€44k▲ 118%€30k▼ 32.2%€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €51k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €432k
Fixed assets
€416k▼ 2.6%
Current assets
€16k▼ 79.5%
Equity and liabilities €432k
Equity
€179k▼ 5.9%
Debt
€253k▼ 19.7%
The debt ratio falls from 62.4% to 58.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €59k
Cash flow
€-354▼
2024 · €38k
Solvency
41.4%▲
2024 · 37.6%
Current ratio
0.24▼
2024 · 0.90
Quick ratio
0.24▼
2024 · 0.90
Debt / equity
1.42▼
2024 · 1.66
ROE
-6.3%▼
2024 · 15.5%
ROA
-2.6%▼
2024 · 5.8%
Interest coverage
0.97▼
2024 · 8.89
Debt
€253k▼
2024 · €315k
Debt ≤ 1 year
€68k▼
2024 · €87k
Debt > 1 year
€186k▼
2024 · €228k
Income taxes
€426▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€505k€432k▼
Fixed assets21/28€427k€416k▼
Tangible fixed assets22/27€427k€416k▼
Land and buildings22€425k€415k▼
Plant, machinery and equipment23€1k€684▼
Furniture and vehicles24€355-
Current assets29/58€79k€16k▼
Amounts receivable within one year40/41-€88
Other amounts receivable41-€88
Cash at bank and in hand54/58€78k€16k▼
Deferred charges and accrued income490/1€446€468▲
Equity and liabilities
Total equity and liabilities10/49€505k€432k▼
Equity10/15€190k€179k▼
Contributions10/11€12k€12k=
Outside capital11€12k€12k=
Other1109/19€12k€12k=
Reserves13€178k€166k▼
Distributable reserves133€178k€166k▼
Amounts payable17/49€315k€253k▼
Amounts payable after more than one year17€228k€186k▼
Financial debts170/4€228k€186k▼
Amounts payable within one year42/48€87k€68k▼
Current portion of amounts payable after more than one year42€42k€43k▲
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€19k€455▼
Taxes450/3€19k€455▼
Other amounts payable47/48€25k€24k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€11k▲
Other operating charges640/8€29k€2k▼
Gross operating margin9900€88k€10k▼
Operating profit (loss)9901€51k€-3k▼
Financial income75/76B€183€295▲
Recurring financial income75€183€295▲
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€44k€-11k▼
Income taxes67/77€15k€426▼
Profit (loss) for the period9904€30k€-11k▼
Profit (loss) for the period to be appropriated9905€30k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€-11k▼
Transfer from equity791/2-€11k
Transfer to equity691/2€30k-
To other reserves6921€30k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-11k ▼138%
Net result drops to €-11k, the lowest in the series.
2024
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €44k ▲118%
Operating result €62k, net result €44k, both a record.
30-06
Financial
Equity above €150kEq €161k ▲37.2%
4 profitable years in a row build equity to €161k.
2022
22-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €100kEq €117k ▲20.6%
3 profitable years in a row build equity to €117k.
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
15-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
2019
05-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
11-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
14-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
18-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Labeurhoek(Odk) 18670 KoksijdeGround area
2,660 m²
Building footprint
174 m²
Volume, LiDAR
588 m³
Parcel 38018C0422/02X000, Flanders · tallest building 10.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Anjola
since 20122.212.737.670
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38018C0422/02X000 | Flanders | 2,660 m² | 1 · 174 m² | 10.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 7,041 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-2012
Fiscal year end30-06
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ann.leemans@skynet.be
Phone:058/23.30.60