ANJARA PROGRES
ActiveANJARA PROGRES has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €4k. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 17% of 7723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+3
Solvency32▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.05 in 2024; short-term debt: 11.5% and cash: 0.7% of total assets), and 93.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 7723 sector peers (2025).
NBB · sector comparisonPosition among 7723 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
4 d early
2022
8 d early
2021
5 d early
2020
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▲ 25.4%
2024 · €17k
2020: €8k
2021: €8k
2022: €2k
2023: €15k
2024: €17k
2020 → 2025
Total assets
€332k▼ 3.0%
2024 · €342k
2020: €123k
2021: €117k
2022: €363k
2023: €359k
2024: €342k
2020 → 2025
Net result
€4k▲ 57.4%
2024 · €3k
2020: €1k
2021: €10
2022: €-6k
2023: €13k
2024: €3k
2020 → 2025
Working capital
€-36k▼ 11.9%
2024 · €-32k
2020: €-4k
2021: €-7k
2022: €-30k
2023: €-27k
2024: €-32k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€2k▼ 77.8%€15k▲ 757%€17k▲ 19.2%€22k▲ 25.4%
Operating result€3k-€21▼ 99.3%€24k▲ 115,982%€12k▼ 51.1%€14k▲ 17.7%
Net result€10-€-6k€13k€3k▼ 78.2%€4k▲ 57.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €332k
Fixed assets
€330k▼ 3.1%
Current assets
€2k▲ 40.0%
Equity and liabilities €332k
Equity
€22k▲ 25.4%
Debt
€310k▼ 4.5%
The debt ratio falls from 94.9% to 93.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▲
2024 · €23k
Cash flow
€15k▲
2024 · €15k
Solvency
6.6%▲
2024 · 5.1%
Current ratio
0.06▲
2024 · 0.05
Quick ratio
0.06▲
2024 · 0.05
Debt / equity
14.24▼
2024 · 18.70
ROE
20.3%▲
2024 · 16.1%
ROA
1.3%▲
2024 · 0.8%
Interest coverage
3.36▲
2024 · 3.01
Debt
€310k▼
2024 · €325k
Debt ≤ 1 year
€38k▲
2024 · €34k
Debt > 1 year
€272k▼
2024 · €291k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€342k€332k▼
Formation expenses20€363-
Fixed assets21/28€340k€330k▼
Tangible fixed assets22/27€340k€330k▼
Land and buildings22€331k€322k▼
Plant, machinery and equipment23€9k€8k▼
Current assets29/58€2k€2k▲
Amounts receivable within one year40/41€1k€90▼
Trade receivables40€1k-
Other amounts receivable41€90€90=
Current investments50/53€47€47=
Cash at bank and in hand54/58€180€2k▲
Deferred charges and accrued income490/1€329€0▼
Equity and liabilities
Total equity and liabilities10/49€342k€332k▼
Equity10/15€17k€22k▲
Contributions10/11€6k€6k=
Capital10€6k-
Issued capital100€19k-
Uncalled capital101€12k-
Profit (loss) carried forward14€11k€16k▲
Amounts payable17/49€325k€310k▼
Amounts payable after more than one year17€291k€272k▼
Financial debts170/4€244k€228k▼
Other amounts payable178/9€46k€44k▼
Amounts payable within one year42/48€34k€38k▲
Current portion of amounts payable after more than one year42€18k€18k▲
Trade debts44€40€2k▲
Suppliers440/4€40€2k▲
Advances received on contracts in progress46-€1k
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€14k€14k▼
Accrued charges and deferred income492/3€770€60▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€27k€28k▲
Operating profit (loss)9901€12k€14k▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€4k€6k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€3k€4k▲
Profit (loss) for the period to be appropriated9905€3k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€16k▲
Profit (loss) brought forward from the previous period14P€8k€11k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
2022
23-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €-6k ▼61886%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
11-03-2025
Resigned as Managing director
Location & real-estate footprint
Registered office, Flémalle · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Tavalle(Flh) 1164400 FlémalleGround area
1,142 m²
Building footprint
142 m²
Volume, LiDAR
826 m³
Parcel 62072B0911/00E000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANJARA PROGRES
since 20192.288.976.108
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62072B0911/00E000 | Wallonia | 1,142 m² | 1 · 142 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,221 companies in sector 82100 we hold annual accounts for 3,511. 2,315 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-2019
Fiscal year end31-03
Activities, NACEBEL
82100Office administrative and support services
82190Office administrative, office support and other business support activities
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.