ANJAR BVBA
ActiveANJAR BVBA has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €-7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 34% of 13061 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency16▼-5
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.87 against 1.05 in 2024), and 88.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.5%
Return on assets
-2.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
15 d early
2023
22 d early
2022
on the day
2021
2 d early
2020
17 d late
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▼ 17.8%
2024 · €40k
2018: €61k
2019: €-28k
2020: €-149k
2021: €-90k
2022: €-74k
2023: €8k
2024: €40k
2018 → 2025
Total assets
€285k▼ 3.1%
2024 · €294k
2018: €437k
2019: €366k
2020: €352k
2021: €378k
2022: €200k
2023: €237k
2024: €294k
2018 → 2025
Net result
€-7k
2024 · €32k
2018: €2k
2019: €-89k
2020: €-121k
2021: €59k
2022: €16k
2023: €82k
2024: €32k
2018 → 2025
Working capital
€-32k
2024 · €12k
2018: €-20k
2019: €-124k
2020: €-218k
2021: €-145k
2022: €-88k
2023: €-18k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-90k-€-74k▲ 18.1%€8k€40k▲ 384%€33k▼ 17.8%
Operating result€62k-€19k▼ 69.3%€84k▲ 339%€33k▼ 60.7%€-6k
Net result€59k-€16k▼ 72.2%€82k▲ 404%€32k▼ 61.6%€-7k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €33k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €285k
Fixed assets
€64k▲ 134%
Current assets
€221k▼ 17.3%
Equity and liabilities €285k
Equity
€33k▼ 17.8%
Debt
€252k▼ 0.8%
The debt ratio rises from 86.5% to 88.5%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€10k▼
2024 · €43k
Cash flow
€8k▼
2024 · €42k
Solvency
11.5%▼
2024 · 13.5%
Current ratio
0.87▼
2024 · 1.05
Quick ratio
0.86▼
2024 · 1.03
Debt / equity
7.71▲
2024 · 6.39
ROE
-21.7%▼
2024 · 79.3%
ROA
-2.5%▼
2024 · 10.7%
Interest coverage
6.65▼
2024 · 35.01
Debt
€252k▼
2024 · €254k
Debt ≤ 1 year
€252k▼
2024 · €254k
Income taxes
€89▼
2024 · €94
Staff costs
€531k▼
2024 · €545k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€294k€285k▼
Fixed assets21/28€28k€64k▲
Tangible fixed assets22/27€28k€64k▲
Plant, machinery and equipment23€22k€62k▲
Furniture and vehicles24€111€0▼
Other tangible fixed assets26€5k€3k▼
Current assets29/58€267k€221k▼
Amounts receivable after more than one year29€119k€44k▼
Trade receivables290€0-
Other amounts receivable291€119k€44k▼
Stocks and contracts in progress3€5k€5k▼
Stocks30/36€5k€5k▼
Amounts receivable within one year40/41€11k€69k▲
Trade receivables40€1€56k▲
Other amounts receivable41€11k€13k▲
Cash at bank and in hand54/58€89k€60k▼
Deferred charges and accrued income490/1€42k€43k▲
Equity and liabilities
Total equity and liabilities10/49€294k€285k▼
Equity10/15€40k€33k▼
Contributions10/11€69k€69k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€-30k€-37k▼
Amounts payable17/49€254k€252k▼
Amounts payable within one year42/48€254k€252k▼
Trade debts44€110k€137k▲
Suppliers440/4€110k€137k▲
Taxes, remuneration and social security45€102k€88k▼
Taxes450/3€40k€33k▼
Remuneration and social security454/9€62k€55k▼
Other amounts payable47/48€43k€27k▼
Income statement
Code20242025
Remuneration, social security and pensions62€545k€531k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€15k▲
Other operating charges640/8€2k€4k▲
Non-recurring operating charges66A€13k€0▼
Gross operating margin9900€603k€545k▼
Operating profit (loss)9901€33k€-6k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€32k€-7k▼
Income taxes67/77€94€89▼
Profit (loss) for the period9904€32k€-7k▼
Profit (loss) for the period to be appropriated9905€32k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-37k▼
Profit (loss) brought forward from the previous period14P€-62k€-30k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €82k ▲404%
Operating result €84k, net result €82k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €59k
Net result €59k after 2 loss-making years.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 17 days late
2020
31-12
Financial
Weakest financial yearnet €-121k
Net result drops to €-121k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wijnegem · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turnhoutsebaan 52110 WijnegemGround area
5.6 ha
Building footprint
4.9 ha
Volume, LiDAR
508,764 m³
Parcel 11050B0010/00E002, Flanders · tallest building 27.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Turnhoutsebaan 5, 2110 Wijnegem
since 20022.101.483.917
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050B0010/00E002 | Flanders | 5.6 ha | 1 · 4.9 ha | 27.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 799 EUR awarded · 532 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 799 EUR | 532 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteWijnegem2.101.483.917
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Of 20,231 companies in sector 56111 we hold annual accounts for 11,311. 9,438 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-04-2001
Fiscal year end31-12
Activities, NACEBEL
55301
55302
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.