ANJAC
ActiveSummary
ANJAC has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €671,810 and a net result of -€203,309. Equity is growing by ~30.8% per year across the filed fiscal years. Its solvency ranks better than 51% of 38 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability25▲+8
Solvency62▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity short (current ratio 0.25 against 1.1 in 2023; short-term debt: 6.8% and cash: 0% of total assets), and 63.1% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 03
Relative position
BE, all sectors
reference
Fishing and aquaculture (NACE 03)
about 57% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
36.9%
Return on assets
-11.2%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€203,309
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
36 d late
2022
151 d late
2021
61 d late
2020
184 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 102 days after the deadline; the sector median for financial year 2024 is 9 days after the deadline, and 54% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€671,810▼ 23.2%
2023 · €875,119
Total assets
€1.8m▼ 19.3%
2023 · €2.3m
Net result
-€203,309▼ 638%
2023 · -€27,549
Working capital
-€92,560
2023 · €32,581
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 03, Fishing and aquaculture, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€75,843▼ 386%-€58,494▲ 22.9%-€243,339▼ 316%-€273,868▼ 12.5%-€211,819▲ 22.7%
Net result-€71,430below the sector's middle half▼ 411%-€53,811below the sector's middle half▲ 24.7%-€238,143below the sector's middle half▼ 343%-€27,549below the sector's middle half▲ 88.4%-€203,309below the sector's middle half▼ 638%
Equity-€434,730below the sector's middle half▼ 19.7%€892,707above the sector's middle half€902,668above the sector's middle half▲ 1.1%€875,119above the sector's middle half▼ 3.1%€671,810above the sector's middle half▼ 23.2%
Total assets€1.0mabove the sector's middle half▼ 16.7%€2.2mabove the sector's middle half▲ 116%€2.2mabove the sector's middle half▲ 0.2%€2.3mabove the sector's middle half▲ 1.1%€1.8mabove the sector's middle half▼ 19.3%
Debt€1.4m▼ 8.2%€1.2m▼ 8.7%€1.2m▲ 0.6%€1.3m▲ 5.4%€1.1m▼ 16.5%
Working capital-€185,283▲ 24.8%-€139,647▲ 24.6%-€147,173▼ 5.4%€32,581-€92,560
Solvency-42.2%below the sector's middle half▼ 12.8pp40.1%within the sector's middle half▲ 82.3pp40.5%within the sector's middle half▲ 0.4pp38.8%within the sector's middle half▼ 1.7pp36.9%within the sector's middle half▼ 1.9pp
above
within
below
the middle half (P25 to P75) of NACE 03, Fishing and aquaculture, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €211,819 in 2024 against €273,868 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.8m
Fixed assets
€1.8m ▼ 6.4%
Current assets
€31,392 ▼ 90.9%
Equity and liabilities €1.8m
Equity
€671,810 ▼ 23.2%
Provisions
€47,611 ▼ 22.9%
Debt
€1.1m ▼ 16.5%
Debt's share of the balance-sheet total rises from 58.4% to 60.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€13,755▲
2023 · -€9,054
Cash flow
€22,264▼
2023 · €237,266
Current ratio
0.25▼
2023 · 1.10
Quick ratio
0.02▼
2023 · 1.01
Debt to equity
1.64▲
2023 · 1.50
ROE
-30.3%▼
2023 · -3.1%
ROA
-11.2%▼
2023 · -1.2%
Interest coverage
2.42▲
2023 · -1.28
Debt ≤ 1 year
€123,952▼
2023 · €310,573
Debt > 1 year
€975,955▼
2023 · €1.0m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 926 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 90% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.1%
went bankrupt
8.7%
stopped otherwise
90%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 926 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €141,743 | €140,815 | €278,141 | €264,814 | €225,574 | ▼ 14.8% |
| Other operating charges640/8 | - | €2,796 | €7,408 | €6,857 | €5,113 | ▼ 25.4% |
| Gross operating margin9900 | €69,045 | €85,116 | €42,210 | -€2,197 | €18,868 | ▲ 959% |
| Operating profit (loss)9901 | -€75,843 | -€58,494 | -€243,339 | -€273,868 | -€211,819 | ▲ 22.7% |
| Financial income75/76B | - | €0 | €51 | €239,281 | €63 | ▼ 100.0% |
| Recurring financial income75 | - | €0 | €51 | €10 | €63 | ▲ 500% |
| Non-recurring financial income76B | - | €0 | - | €239,271 | €0 | ▼ 100% |
| Financial charges65/66B | - | €9,443 | €8,981 | €7,088 | €5,679 | ▼ 19.9% |
| Recurring financial charges65 | €9,708 | €9,443 | €8,981 | €7,088 | €5,679 | ▼ 19.9% |
| Profit (loss) for the period before taxes9903 | -€85,551 | -€67,937 | -€252,269 | -€41,675 | -€217,435 | ▼ 422% |
| Transfer from deferred taxes780 | - | €14,126 | €14,126 | €14,126 | €14,126 | = |
| Income taxes67/77 | €5 | €0 | - | - | - | - |
| Profit (loss) for the period9904 | -€71,430 | -€53,811 | -€238,143 | -€27,549 | -€203,309 | ▼ 638% |
| Transfer from tax-exempt reserves789 | - | €27,434 | €27,434 | €27,434 | €27,434 | = |
| Profit (loss) for the period to be appropriated9905 | -€43,996 | -€26,377 | -€210,710 | -€115 | -€175,876 | ▼ 152,888% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.0m | €2.2m | €2.2m | €2.3m | €1.8m | ▼ 19.3% |
| Fixed assets21/28 | €947,807 | €2.2m | €2.2m | €1.9m | €1.8m | ▼ 6.4% |
| Tangible fixed assets22/27 | €947,807 | €2.2m | €2.2m | €1.9m | €1.8m | ▼ 6.4% |
| Land and buildings22 | - | €2.1m | €2.1m | €1.9m | €1.8m | ▼ 6.0% |
| Plant, machinery and equipment23 | - | €3,541 | €4,470 | €2,417 | €2,135 | ▼ 11.7% |
| Furniture and vehicles24 | - | €55,353 | €31,875 | €8,397 | €0 | ▼ 100% |
| Current assets29/58 | €82,414 | €36,402 | €67,068 | €343,154 | €31,392 | ▼ 90.9% |
| Stocks and contracts in progress3 | €12,320 | €33,210 | €28,100 | €29,281 | €29,000 | ▼ 1.0% |
| Stocks30/36 | - | €33,210 | €28,100 | €29,281 | €29,000 | ▼ 1.0% |
| Amounts receivable within one year40/41 | €68,436 | €133 | €35,374 | €142,578 | €0 | ▼ 100% |
| Trade receivables40 | - | €133 | €35,374 | €142,578 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €185 | €1,468 | €20 | €169,666 | €833 | ▼ 99.5% |
| Deferred charges and accrued income490/1 | - | €1,591 | €3,574 | €1,629 | €1,559 | ▼ 4.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.0m | €2.2m | €2.2m | €2.3m | €1.8m | ▼ 19.3% |
| Equity10/15 | -€434,730 | €892,707 | €902,668 | €875,119 | €671,810 | ▼ 23.2% |
| Contributions10/11 | €527,000 | €527,000 | €527,000 | €527,000 | €527,000 | = |
| Capital10 | - | €527,000 | €527,000 | €527,000 | €527,000 | = |
| Issued capital100 | - | €527,000 | €527,000 | €527,000 | €527,000 | = |
| Revaluation surpluses12 | - | €1.4m | €1.6m | €1.6m | €1.6m | = |
| Reserves13 | €260,255 | €232,821 | €205,387 | €177,953 | €150,519 | ▼ 15.4% |
| Tax-exempt reserves132 | - | €232,821 | €205,387 | €177,953 | €150,519 | ▼ 15.4% |
| Profit (loss) carried forward14 | -€1.2m | -€1.2m | -€1.5m | -€1.5m | -€1.6m | ▼ 12.1% |
| Provisions and deferred taxes16 | €104,115 | €89,989 | €75,863 | €61,737 | €47,611 | ▼ 22.9% |
| Deferred taxes168 | - | €89,989 | €75,863 | €61,737 | €47,611 | ▼ 22.9% |
| Amounts payable17/49 | €1.4m | €1.2m | €1.2m | €1.3m | €1.1m | ▼ 16.5% |
| Amounts payable after more than one year17 | €1.1m | €1.1m | €1.0m | €1.0m | €975,955 | ▼ 3.0% |
| Financial debts170/4 | - | €310,994 | €282,107 | €252,692 | €222,739 | ▼ 11.9% |
| Other amounts payable178/9 | - | €753,216 | €753,216 | €753,216 | €753,216 | = |
| Amounts payable within one year42/48 | €267,697 | €176,048 | €214,242 | €310,573 | €123,952 | ▼ 60.1% |
| Current portion of amounts payable after more than one year42 | - | €28,114 | €28,886 | €29,415 | €29,953 | ▲ 1.8% |
| Financial debts43 | - | €24,879 | €24,967 | €0 | - | - |
| Other loans439 | - | €24,879 | €24,967 | €0 | - | - |
| Trade debts44 | €83,238 | €14,465 | €23,800 | €11,938 | €16,365 | ▲ 37.1% |
| Suppliers440/4 | - | €14,465 | €23,800 | €11,938 | €16,365 | ▲ 37.1% |
| Taxes, remuneration and social security45 | - | €675 | €8,788 | €2,634 | €2,996 | ▲ 13.8% |
| Taxes450/3 | - | €675 | €8,788 | €2,634 | €2,996 | ▲ 13.8% |
| Other amounts payable47/48 | - | €107,917 | €127,800 | €266,585 | €74,638 | ▼ 72.0% |
| Accrued charges and deferred income492/3 | - | €1,689 | €0 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€71,430 | -€53,811 | -€238,143 | -€27,549 | -€203,309 | ▼ 638% |
| + Depreciation and write-downs630 | €141,743 | €140,815 | €278,141 | €264,814 | €225,574 | ▼ 14.8% |
| Operating cash flow (approximation) | €70,313 | €87,003 | €39,998 | €237,266 | €22,264 | ▼ 90.6% |
| Investment in fixed assets (approximation) | - | -€1.4m | -€250,927 | -€13,970 | -€103,327 | ▼ 640% |
| Change in cash | - | €1,283 | -€1,448 | €169,646 | -€168,833 | ▼ 200% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
05-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 36 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 1.10
Current ratio from 0.31 to 1.10.
29-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 151 days late
2022
31-12
Financial
Weakest financial yearnet -€238,143
Net result drops to -€238,143, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 184 days late
2021
31-12
Financial
Equity above €500,000Eq €892,707
Equity rises from -€434,730 to €892,707.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 70 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fosses-la-Ville · 1 establishment unit since 1991
Ground area
2,010 m²
Building footprint
278 m²
Volume, LiDAR
1,645 m³
Parcel 92111E0528/00M000, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Henri-Brosteaux,S.-St-L. 34, 5070 Fosses-la-Ville
since 19912.130.665.970
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92111E0528/00M000 | Wallonia | 2,010 m² | 1 · 278 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 81 companies in sector 03220 we hold annual accounts for 36. 24 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded15-03-1991
Fiscal year end31-12
Activities, NACEBEL 2025
03220Fishing and aquaculture
46231Wholesale of live animals
E-invoicing
Reachable via Peppol
Peppol ID
0208:0443564172
Also
9925:BE0443564172
Registered
16-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.