Skip to content

ANJA

Active
Public limited companyfounded 198442 yrs activeGoedehoopstraat 2, 2000 Antwerpen, BelgiumKBO/BCE: BE 0427.011.915
Summary

ANJA has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.4m and a net result of €24,905. Equity remains stable across the filed fiscal years (±1.4% per year). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability64▼-2
Solvency74▼-15
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €360,000 at 30 days acceptable
Liquidity short (current ratio 0.26 against 0.08 in 2024; short-term debt: 20% and cash: 0.5% of total assets), and 51.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 42 years 0 50 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
48.9%
Return on assets
0.2%
Age of the figures
13 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 31-03-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
32 d early
2022
31 d early
2021
51 d early
2020
63 d early
2019
34 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 30 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today. Usually files around 28 February (5 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
31-08-2026 close28-09-2026 today31-03-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 July 1984, ANJA was incorporated.1 Total assets went from EUR 10 million in 2019 to EUR 11 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€5.4m▲ 0.5%
2024 · €5.4m
Total assets
€11.0m▲ 32.0%
2024 · €8.3m
Net result
€24,905
2024 · -€27,213
Working capital
-€1.6m▼ 4.7%
2024 · -€1.6m
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€149,508€9,924€28,442▲ 187%€55,469▲ 95.0%€133,407▲ 141%
Net result-€248,311▼ 337%-€76,611▲ 69.1%-€44,899▲ 41.4%-€27,213▲ 39.4%€24,905
Equity€5.5m▼ 12.8%€5.4m▼ 1.4%€5.4m▼ 0.8%€5.4m▼ 0.5%€5.4m▲ 0.5%
Total assets€8.7m▼ 12.0%€8.3m▼ 5.0%€7.8m▼ 5.4%€8.3m▲ 6.8%€11.0m▲ 32.0%
Debt€3.2m▼ 10.5%€2.8m▼ 11.4%€2.4m▼ 14.2%€3.0m▲ 22.9%€5.6m▲ 88.6%
Working capital-€290,217-€409,145▼ 41.0%-€524,107▼ 28.1%-€1.6m▼ 198%-€1.6m▼ 4.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€300,000-€200,000-€100,000€0€100,000Operating result 2021: -€149,508-€149,508Net result 2021: -€248,311-€248,311Operating result 2022: €9,924€9,924Net result 2022: -€76,611-€76,611Operating result 2023: €28,442€28,442Net result 2023: -€44,899-€44,899Operating result 2024: €55,469€55,469Net result 2024: -€27,213-€27,213Operating result 2025: €133,407€133,407Net result 2025: €24,905€24,90520212022202320242025-€50,000€0€50,000€100,000€150,000Operating result 2023: €28,442€28,400Net result 2023: -€44,899-€44,900Operating result 2024: €55,469€55,500Net result 2024: -€27,213-€27,200Operating result 2025: €133,407€133,000Net result 2025: €24,905€24,900202320242025
The operating result has risen four years in a row; 2025 is 141% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11.0m
Fixed assets €10.5m ▲ 27.2%
Current assets €564,871 ▲ 339%
Equity and liabilities €11.0m
Equity €5.4m ▲ 0.5%
Debt €5.6m ▲ 88.6%
Debt's share of the balance-sheet total rises from 35.7% to 51.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€597,908▲
2024 · €469,117
Cash flow
€489,406▲
2024 · €386,435
Current ratio
0.26▲
2024 · 0.08
Debt to equity
1.04▲
2024 · 0.56
ROE
0.5%▲
2024 · -0.5%
ROA
0.2%▲
2024 · -0.3%
Interest coverage
5.38▼
2024 · 5.67
Debt ≤ 1 year
€2.2m▲
2024 · €1.7m
Debt > 1 year
€3.4m▲
2024 · €1.3m
Income taxes
€8▼
2024 · €52
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,860 companies that looked in July 2024 the way this one looks now, 0.1% went bankrupt within 24 months and 98% are still going.

  • Medium-sized
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.1% went bankrupt
2.0% stopped otherwise
98% still going

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,860 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€8.3m€11.0m▲
Fixed assets21/28€8.2m€10.5m▲
Intangible fixed assets21€9,161€4,997▼
Tangible fixed assets22/27€7.3m€9.5m▲
Land and buildings22€7.2m€9.4m▲
Furniture and vehicles24€81,986€111,100▲
Financial fixed assets28€905,767€905,767=
Current assets29/58€128,736€564,871▲
Amounts receivable after more than one year29-€445,256
Trade receivables290-€445,256
Amounts receivable within one year40/41€3,884€15,092▲
Trade receivables40€3,884€15,092▲
Cash at bank and in hand54/58€82,551€54,852▼
Deferred charges and accrued income490/1€42,301€49,671▲
Equity and liabilities
Total equity and liabilities10/49€8.3m€11.0m▲
Equity10/15€5.4m€5.4m▲
Contributions10/11€7.1m€7.1m=
Capital10€7.1m€7.1m=
Issued capital100€7.1m€7.1m=
Reserves13€102,151€102,151=
Non-distributable reserves130/1€43,713€43,713=
Legal reserve130€43,713€43,713=
Distributable reserves133€58,438€58,438=
Profit (loss) carried forward14-€1.8m-€1.8m▲
Amounts payable17/49€3.0m€5.6m▲
Amounts payable after more than one year17€1.3m€3.4m▲
Financial debts170/4€1.3m€3.4m▲
Amounts payable within one year42/48€1.7m€2.2m▲
Current portion of amounts payable after more than one year42€456,268€419,150▼
Financial debts43€945,513€1.6m▲
Other loans439€945,513€1.6m▲
Trade debts44€249,177€180,376▼
Suppliers440/4€249,177€180,376▼
Other amounts payable47/48€42,211€38,978▼
Accrued charges and deferred income492/3€6,799€2,000▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€413,648€464,501▲
Other operating charges640/8€49,461€58,203▲
Gross operating margin9900€518,578€656,111▲
Operating profit (loss)9901€55,469€133,407▲
Financial income75/76B€174€2,729▲
Recurring financial income75€174€2,729▲
Financial charges65/66B€82,804€111,223▲
Recurring financial charges65€82,804€111,223▲
Profit (loss) for the period before taxes9903-€27,161€24,913▲
Income taxes67/77€52€8▼
Profit (loss) for the period9904-€27,213€24,905▲
Profit (loss) for the period to be appropriated9905-€27,213€24,905▲
Appropriation of the result
Profit (loss) to be appropriated9906-€1.8m-€1.8m▲
Profit (loss) brought forward from the previous period14P-€1.8m-€1.8m▼

The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€392,001€395,189€401,041€413,648€464,501▲ 12.3%
Other operating charges640/8-€75,953€63,888€49,461€58,203▲ 17.7%
Gross operating margin9900€379,436€481,066€493,371€518,578€656,111▲ 26.5%
Operating profit (loss)9901-€149,508€9,924€28,442€55,469€133,407▲ 141%
Financial income75/76B-€8€250€174€2,729▲ 1,468%
Recurring financial income75€4,332€8€250€174€2,729▲ 1,468%
Financial charges65/66B-€86,543€73,591€82,804€111,223▲ 34.3%
Recurring financial charges65€103,135€86,543€73,591€82,804€111,223▲ 34.3%
Profit (loss) for the period before taxes9903-€248,311-€76,611-€44,899-€27,161€24,913▲ 192%
Income taxes67/77---€52€8▼ 84.6%
Profit (loss) for the period9904-€248,311-€76,611-€44,899-€27,213€24,905▲ 192%
Profit (loss) for the period to be appropriated9905-€248,311-€76,611-€44,899-€27,213€24,905▲ 192%
Line20212022202320242025Change
Assets
Total assets20/58€8.7m€8.3m€7.8m€8.3m€11.0m▲ 32.0%
Fixed assets21/28€8.4m€8.0m€7.7m€8.2m€10.5m▲ 27.2%
Intangible fixed assets21€15,906€12,700€13,327€9,161€4,997▼ 45.5%
Tangible fixed assets22/27€8.4m€8.0m€7.6m€7.3m€9.5m▲ 30.6%
Land and buildings22-€8.0m€7.6m€7.2m€9.4m▲ 30.6%
Furniture and vehicles24-€13,033€30,436€81,986€111,100▲ 35.5%
Financial fixed assets28---€905,767€905,767=
Current assets29/58€292,337€239,698€164,024€128,736€564,871▲ 339%
Amounts receivable after more than one year29----€445,256-
Trade receivables290----€445,256-
Stocks and contracts in progress3€29,662€51,175€0---
Stocks30/36-€51,175€0---
Amounts receivable within one year40/41€13,317€22,526€16,750€3,884€15,092▲ 289%
Trade receivables40-€22,526€16,750€3,884€15,092▲ 289%
Cash at bank and in hand54/58€226,951€137,086€128,980€82,551€54,852▼ 33.6%
Deferred charges and accrued income490/1-€28,911€18,294€42,301€49,671▲ 17.4%
Equity and liabilities
Total equity and liabilities10/49€8.7m€8.3m€7.8m€8.3m€11.0m▲ 32.0%
Equity10/15€5.5m€5.4m€5.4m€5.4m€5.4m▲ 0.5%
Contributions10/11€7.1m€7.1m€7.1m€7.1m€7.1m=
Capital10-€7.1m€7.1m€7.1m€7.1m=
Issued capital100-€7.1m€7.1m€7.1m€7.1m=
Reserves13€102,151€102,150€102,151€102,151€102,151=
Non-distributable reserves130/1-€43,712€43,713€43,713€43,713=
Legal reserve130-€43,712€43,713€43,713€43,713=
Distributable reserves133-€58,438€58,438€58,438€58,438=
Profit (loss) carried forward14-€1.7m-€1.8m-€1.8m-€1.8m-€1.8m▲ 1.4%
Amounts payable17/49€3.2m€2.8m€2.4m€3.0m€5.6m▲ 88.6%
Amounts payable after more than one year17€2.6m€2.2m€1.7m€1.3m€3.4m▲ 167%
Financial debts170/4-€2.2m€1.7m€1.3m€3.4m▲ 167%
Amounts payable within one year42/48€582,554€648,843€688,131€1.7m€2.2m▲ 30.1%
Current portion of amounts payable after more than one year42-€428,579€442,141€456,268€419,150▼ 8.1%
Financial debts43---€945,513€1.6m▲ 65.4%
Other loans439---€945,513€1.6m▲ 65.4%
Trade debts44€82,622€136,424€152,170€249,177€180,376▼ 27.6%
Suppliers440/4-€136,424€152,170€249,177€180,376▼ 27.6%
Other amounts payable47/48-€83,840€93,820€42,211€38,978▼ 7.7%
Accrued charges and deferred income492/3-€0€300€6,799€2,000▼ 70.6%
Line20212022202320242025Change
Profit (loss) for the period9904-€248,311-€76,611-€44,899-€27,213€24,905▲ 192%
+ Depreciation and write-downs630€392,001€395,189€401,041€413,648€464,501▲ 12.3%
Operating cash flow (approximation)€143,690€318,578€356,142€386,435€489,406▲ 26.6%
Investment in fixed assets (approximation)--€8,900-€29,263-€976,992-€2.7m▼ 176%
Change in cash--€89,865-€8,106-€46,429-€27,699▲ 40.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-03-2027
2026
31-03
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-08
Financial Back to profitnet €24,905
Net result €24,905 after 6 loss-making years.
31-03
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-02
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-02
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-02
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
Financial Weakest financial yearnet -€248,311
Net result drops to -€248,311, the lowest in the series; recovery starts the following year.
27-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
26-02
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
20-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
15-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
16-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 17 acts read
About the unread acts

We know of 17 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
17 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1990
seat establishment The establishment unit on the map
Ground area
379 m²
Building footprint
379 m²
Volume, LiDAR
7,743 m³
Parcel 11804D3488/00Z005, Flanders · tallest building 24.9 m, ±8 floors. Linked by address, not a title deed.
15 companies at this address See who is registered here
1 establishment unit
ANJA
Goedehoopstraat 2, 2000 AntwerpenReal estate activities
since 19902.025.052.766
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11804D3488/00Z005 Flanders 379 m² 1 · 379 m² 24.9 m · 8 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner · 1 holding

Chain of control

  1. OPDORP FINANCE 99%
  2. ANJA

Highest known parent: OPDORP FINANCE. The sources do not say who stands above it.

Owners 1

Holdings 1

According to the annual accounts to 31-08-2025 of ANJA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPublic limited company
Founded17-07-1984
Fiscal year end31-08
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

General meetings

1 convocation
Extraordinary general meeting
on 15-09-2009 at 16u · at the registered office · published 28-08-2009
Agenda
Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. (Her)Benoemingen. Diversen. (AOPC1906133/28.08) (32600) BEAUFORT, naamloze vennootschap, J. Van Eyckpark 11, 9250 WAASMUNSTER Ondernemingsnummer 0464.423.033 Algemene vergadering ter zetel op 17/09/2009, om 19 uur. Agenda : Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. (Her)Benoemingen. Divers. (AOPC-1-9-05647/28.08) (32601) BOSFIN, société anonyme, square Vergote 19, 1200 BRUXELLES-20 Numéro d’entreprise 0457.831.288 Assemblée ordinaire au siège social le 18/09/2009, à 11 h 30 m. Ordre du jour : Rapport du C.A. Approbation comptes annuels. Affectation résultats. Décharge a ...