Skip to content
Private limited companyfounded 20188 yrs activeLijsterbessendreef 12, 8020 Oostkamp, BelgiumKBO/BCE: BE 0691.552.392
Summary

ANIT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €1.4m and a net result of €89,786. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 87% of 111 sector peers (fiscal year 2026). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 17-09-2026, 44 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2026
44 d early
2025
37 d early
2024
3 d early
2023
4 d early
2022
2 d late
2021
6 d early
2020
9 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 February 2018, ANIT was incorporated.1 Total assets went from EUR 166,458 in 2019 to EUR 1.5 million in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2026

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2026, abbreviated schema

Equity
€1.4m▲ 6.8%
2025 · €1.3m
Net result
€89,786▲ 341%
2025 · €20,370
Total assets
€1.5m▲ 11.8%
2025 · €1.3m
Solvency
94.9%▼ 4.5pp
2025 · 99.4%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420252026
Operating result€231,433▼ 20.4%€671,994▲ 190%-€44,244€7,382€138,358▲ 1,774%
Net result€148,534▼ 29.1%€458,797▲ 209%-€38,420€20,370€89,786▲ 341%
Equity€1.1m▲ 16.3%€1.3m▲ 26.4%€1.3m▼ 2.9%€1.3m▲ 1.6%€1.4m▲ 6.8%
Total assets€1.3m▲ 6.2%€1.4m▲ 9.1%€1.3m▼ 4.1%€1.3m▲ 1.8%€1.5m▲ 11.8%
Debt€189,119▼ 28.5%€23,008▼ 87.8%€5,363▼ 76.7%€8,313▲ 55.0%€75,892▲ 813%
Working capital€106,468▲ 44.1%€356,111▲ 234%€268,661▼ 24.6%€233,480▼ 13.1%€275,192▲ 17.9%
Solvency84.9%▲ 7.3pp98.3%▲ 13.4pp99.6%▲ 1.3pp99.4%▼ 0.2pp94.9%▼ 4.5pp
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€200,000€0€200,000€400,000€600,000Operating result 2022: €231,433€231,433Net result 2022: €148,534€148,534Operating result 2023: €671,994€671,994Net result 2023: €458,797€458,797Operating result 2024: -€44,244-€44,244Net result 2024: -€38,420-€38,420Operating result 2025: €7,382€7,382Net result 2025: €20,370€20,370Operating result 2026: €138,358€138,358Net result 2026: €89,786€89,78620222023202420252026-€50,000€0€50,000€100,000€150,000Operating result 2024: -€44,244-€44,200Net result 2024: -€38,420-€38,400Operating result 2025: €7,382€7,380Net result 2025: €20,370€20,400Operating result 2026: €138,358€138,000Net result 2026: €89,786€89,800202420252026
After the dip in 2024 the operating result has climbed two years in a row; 2026 is 1,774% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €1.5m
Fixed assets €1.2m ▲ 10.1%
Current assets €289,424 ▲ 19.7%
Equity and liabilities €1.5m
Equity €1.4m ▲ 6.8%
Debt €75,892 ▲ 813%
Debt's share of the balance-sheet total rises from 0.6% to 5.1%. Equity and debt are higher.
Key figures and ratios
2026 value · change against 2025
ROE
6.4%▲
2025 · 1.5%
ROA
6.0%▲
2025 · 1.5%
Debt ≤ 1 year
€14,232▲
2025 · €8,313
Debt > 1 year
€61,660
Income taxes
€52,212▲
2025 · €2,037
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 49 lines
Balance sheet Code20252026
Assets
Total assets20/58€1.3m€1.5m▲
Fixed assets21/28€1.1m€1.2m▲
Tangible fixed assets22/27€19,478€96,811▲
Plant, machinery and equipment23-€1,583
Furniture and vehicles24€18,637€94,843▲
Other tangible fixed assets26€841€384▼
Financial fixed assets28€1.1m€1.1m▲
Current assets29/58€241,793€289,424▲
Amounts receivable after more than one year29€168,234€185,636▲
Other amounts receivable291€168,234€185,636▲
Stocks and contracts in progress3€7,500€7,500=
Stocks30/36€7,500€7,500=
Amounts receivable within one year40/41€24,328€23,340▼
Trade receivables40€24,193€3,388▼
Other amounts receivable41€135€19,952▲
Cash at bank and in hand54/58€39,435€68,612▲
Deferred charges and accrued income490/1€2,296€4,336▲
Equity and liabilities
Total equity and liabilities10/49€1.3m€1.5m▲
Equity10/15€1.3m€1.4m▲
Contributions10/11€418,600€418,600=
Reserves13€905,331€995,116▲
Distributable reserves133€905,331€995,116▲
Amounts payable17/49€8,313€75,892▲
Amounts payable after more than one year17-€61,660
Financial debts170/4-€61,660
Amounts payable within one year42/48€8,313€14,232▲
Current portion of amounts payable after more than one year42-€12,330
Trade debts44-€1,516
Suppliers440/4-€1,516
Taxes, remuneration and social security45€7,184€86▼
Taxes450/3€7,184€86▼
Other amounts payable47/48€1,129€300▼
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,928€5,600▼
Other operating charges640/8€1,901€368▼
Non-recurring operating charges66A€176€498▲
Gross operating margin9900€20,387€144,823▲
Operating profit (loss)9901€7,382€138,358▲
Financial income75/76B€15,114€4,069▼
Recurring financial income75€7,648€4,069▼
Non-recurring financial income76B€7,466-
Financial charges65/66B€89€430▲
Recurring financial charges65€89€430▲
Profit (loss) for the period before taxes9903€22,407€141,998▲
Income taxes67/77€2,037€52,212▲
Profit (loss) for the period9904€20,370€89,786▲
Profit (loss) for the period to be appropriated9905€20,370€89,786▲
Appropriation of the result
Profit (loss) to be appropriated9906€20,370€89,786▲
Transfer to equity691/2€20,370€89,786▲
To other reserves6921€20,370€89,786▲

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,159€5,392€11,319€10,928€5,600▼ 48.8%
Other operating charges640/8€340€752€305€1,901€368▼ 80.6%
Non-recurring operating charges66A---€176€498▲ 183%
Gross operating margin9900€233,932€678,138-€32,619€20,387€144,823▲ 610%
Operating profit (loss)9901€231,433€671,994-€44,244€7,382€138,358▲ 1,774%
Financial income75/76B€1,517€1,505€5,869€15,114€4,069▼ 73.1%
Recurring financial income75€1,517€1,505€5,869€7,648€4,069▼ 46.8%
Non-recurring financial income76B---€7,466--
Financial charges65/66B€6,076€2,554€46€89€430▲ 384%
Recurring financial charges65€6,076€2,554€46€89€430▲ 384%
Profit (loss) for the period before taxes9903€226,875€670,945-€38,420€22,407€141,998▲ 534%
Income taxes67/77€78,341€212,148-€2,037€52,212▲ 2,463%
Profit (loss) for the period9904€148,534€458,797-€38,420€20,370€89,786▲ 341%
Profit (loss) for the period to be appropriated9905€148,534€458,797-€38,420€20,370€89,786▲ 341%
Line20222023202420252026Change
Assets
Total assets20/58€1.3m€1.4m€1.3m€1.3m€1.5m▲ 11.8%
Fixed assets21/28€955,288€986,219€1.0m€1.1m€1.2m▲ 10.1%
Tangible fixed assets22/27€10,906€41,613€30,294€19,478€96,811▲ 397%
Plant, machinery and equipment23----€1,583-
Furniture and vehicles24€6,966€38,858€28,575€18,637€94,843▲ 409%
Other tangible fixed assets26€3,940€2,755€1,719€841€384▼ 54.3%
Financial fixed assets28€944,382€944,607€1.0m€1.1m€1.1m▲ 3.0%
Current assets29/58€295,587€378,770€274,024€241,793€289,424▲ 19.7%
Amounts receivable after more than one year29€87,151€92,511€95,378€168,234€185,636▲ 10.3%
Other amounts receivable291€87,151€92,511€95,378€168,234€185,636▲ 10.3%
Stocks and contracts in progress3€1,100€11,520€9,821€7,500€7,500=
Stocks30/36€1,100€11,520€9,821€7,500€7,500=
Amounts receivable within one year40/41€32,860€13,263€6,108€24,328€23,340▼ 4.1%
Trade receivables40€32,860€1,143€4,175€24,193€3,388▼ 86.0%
Other amounts receivable41-€12,120€1,934€135€19,952▲ 14,682%
Current investments50/53-€250,000€150,000---
Cash at bank and in hand54/58€173,618€9,324€10,776€39,435€68,612▲ 74.0%
Deferred charges and accrued income490/1€857€2,153€1,941€2,296€4,336▲ 88.9%
Equity and liabilities
Total equity and liabilities10/49€1.3m€1.4m€1.3m€1.3m€1.5m▲ 11.8%
Equity10/15€1.1m€1.3m€1.3m€1.3m€1.4m▲ 6.8%
Contributions10/11€418,600€418,600€418,600€418,600€418,600=
Outside capital11€418,600€418,600----
Other1109/19€418,600€418,600----
Reserves13€643,156€923,381€884,961€905,331€995,116▲ 9.9%
Non-distributable reserves130/1€1,860€1,860€1,860---
Reserves not available under the articles1311€1,860€1,860€1,860---
Distributable reserves133€641,296€921,521€883,101€905,331€995,116▲ 9.9%
Amounts payable17/49€189,119€23,008€5,363€8,313€75,892▲ 813%
Amounts payable after more than one year17----€61,660-
Financial debts170/4----€61,660-
Amounts payable within one year42/48€189,119€22,659€5,363€8,313€14,232▲ 71.2%
Current portion of amounts payable after more than one year42€111,761---€12,330-
Trade debts44€1,210€786€543-€1,516-
Suppliers440/4€1,210€786€543-€1,516-
Taxes, remuneration and social security45€69,015€15,322-€7,184€86▼ 98.8%
Taxes450/3€69,015€15,322-€7,184€86▼ 98.8%
Other amounts payable47/48€7,132€6,550€4,821€1,129€300▼ 73.4%
Accrued charges and deferred income492/3-€349----
Line20222023202420252026Change
Profit (loss) for the period9904€148,534€458,797-€38,420€20,370€89,786▲ 341%
+ Depreciation and write-downs630€2,159€5,392€11,319€10,928€5,600▼ 48.8%
Operating cash flow (approximation)€150,693€464,189-€27,101€31,298€95,385▲ 205%
Investment in fixed assets (approximation)--€36,324-€60,000-€66,478-€115,334▼ 73.5%
Change in cash--€164,294€1,451€28,660€29,177▲ 1.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-10-2027
2026
17-09
NBB filing Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
24-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial Back to profitnet €20,370
Net result €20,370 after one loss-making year.
2024
28-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Weakest financial yearnet -€38,420
Net result drops to -€38,420, the lowest in the series; recovery starts the following year.
31-03
Financial Liquidity triplescurrent ratio 51.09
Current ratio from 16.72 to 51.09; short-term debt falls from €22,659 to €5,363.
2023
27-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial Highest result since 2019net €458,797 ▲209%
Operating result €671,994, net result €458,797, both a record.
31-03
Financial Liquidity times 11current ratio 16.72
Current ratio from 1.56 to 16.72; short-term debt falls from €189,119 to €22,659.
2022
02-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
31-03
Financial Equity above €1mEq €1.1m ▲16.3%
4 profitable years in a row build equity to €1.1m.
2021
25-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Show earlier events
2020
09-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
31-03
Financial Equity above €500,000Eq €703,637 ▲355%
2 profitable years in a row build equity to €703,637.
2019
20-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
4,918 m²
Building footprint
221 m²
Volume, LiDAR
1,475 m³
Parcel 31403G0547/00Y000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANIT
Lijsterbessendreef 12, 8020 OostkampFinancial service activities, except insurance and pension funding
since 20182.275.236.651
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31403G0547/00Y000 Flanders 4,918 m² 1 · 221 m² 10.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,730 companies in sector 64210 we hold annual accounts for 19,772. 11,902 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-02-2018
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies

Scores and ratios are computed by Checked and are not a credit decision.