ANGIOCARD
ActiveSummary
ANGIOCARD has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €23k. Equity is growing by ~24.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-7
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.24 against 5.27 in 2024; short-term debt: 20.1% and cash: 61.7% of total assets), and 20.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.9%
Return on assets
16.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
16 d early
2023
13 d early
2022
16 d late
2021
26 d early
2020
18 d late
2019
14 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 4.1%
2024 · €105k
2018: €23k
2019: €14k
2020: €14k
2021: €51k
2022: €121k
2023: €74k
2024: €105k
2018 → 2025
Total assets
€137k▼ 4.2%
2024 · €143k
2018: €77k
2019: €68k
2020: €56k
2021: €66k
2022: €178k
2023: €232k
2024: €143k
2018 → 2025
Net result
€23k▼ 27.6%
2024 · €31k
2018: €22k
2019: €8k
2020: €17k
2021: €36k
2022: €71k
2023: €60k
2024: €31k
2018 → 2025
Working capital
€89k▲ 11.4%
2024 · €80k
2018: €17k
2019: €10k
2020: €13k
2021: €50k
2022: €97k
2023: €49k
2024: €80k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€51k-€121k▲ 140%€74k▼ 38.9%€105k▲ 42.0%€109k▲ 4.1%
Operating result€56k-€103k▲ 84.7%€89k▼ 13.4%€46k▼ 48.5%€30k▼ 33.7%
Net result€36k-€71k▲ 94.8%€60k▼ 15.4%€31k▼ 47.9%€23k▼ 27.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 34% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €137k
Fixed assets
€20k ▼ 54.0%
Current assets
€117k ▲ 18.1%
Equity and liabilities €137k
Equity
€109k ▲ 4.1%
Debt
€28k ▼ 27.3%
Debt's share of the balance-sheet total falls from 26.5% to 20.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▼
2024 · €61k
Cash flow
€33k▼
2024 · €46k
Current ratio
4.24▼
2024 · 5.27
Debt to equity
0.25▼
2024 · 0.36
ROE
20.6%▼
2024 · 29.6%
ROA
16.4%▼
2024 · 21.8%
Interest coverage
59.67▲
2024 · 57.90
Debt ≤ 1 year
€28k▲
2024 · €19k
Income taxes
€8k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€143k€137k▼
Fixed assets21/28€44k€20k▼
Tangible fixed assets22/27€44k€20k▼
Plant, machinery and equipment23€14k€741▼
Furniture and vehicles24€30k€20k▼
Current assets29/58€99k€117k▲
Amounts receivable within one year40/41€10k€20k▲
Other amounts receivable41€10k€20k▲
Cash at bank and in hand54/58€78k€84k▲
Deferred charges and accrued income490/1€10k€12k▲
Equity and liabilities
Total equity and liabilities10/49€143k€137k▼
Equity10/15€105k€109k▲
Contributions10/11€12k€12k=
Reserves13€93k€97k▲
Distributable reserves133€93k€97k▲
Amounts payable17/49€38k€28k▼
Amounts payable after more than one year17€19k-
Financial debts170/4€19k-
Amounts payable within one year42/48€19k€28k▲
Current portion of amounts payable after more than one year42€15k€9k▼
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Other amounts payable47/48€572€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€11k▼
Other operating charges640/8€673€812▲
Non-recurring operating charges66A-€899
Gross operating margin9900€61k€43k▼
Operating profit (loss)9901€46k€30k▼
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€1k€693▼
Recurring financial charges65€1k€693▼
Profit (loss) for the period before taxes9903€46k€31k▼
Income taxes67/77€15k€8k▼
Profit (loss) for the period9904€31k€23k▼
Profit (loss) for the period to be appropriated9905€31k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€23k▼
Transfer to equity691/2€31k€4k▼
To other reserves6921€31k€4k▼
Profit to be distributed694/7-€18k
Return on contributions (dividend)694-€18k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 5.27
Current ratio from 1.40 to 5.27; short-term debt falls from €124k to €19k.
31-12
Financial
Equity above €100kEq €105k ▲42%
7 profitable years in a row build equity to €105k.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
31-12
Financial
Highest result since 2018net €71k ▲94.8%
Operating result €103k, net result €71k, both a record.
31-12
Financial
Equity above €100kEq €121k ▲140%
5 profitable years in a row build equity to €121k.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 4.25
Current ratio from 1.31 to 4.25; short-term debt falls from €41k to €15k.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €8k ▼62.6%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Allée Ulric Chession 314052 ChaudfontaineGround area
706 m²
Building footprint
139 m²
Volume, LiDAR
746 m³
Parcel 62012A0295/00P002, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANGIOCARD
since 20002.242.356.027
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62012A0295/00P002 | Wallonia | 706 m² | 1 · 139 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LVB Ophtalmo
BE 1016.616.616
Ukkel · Eq €109,418
LPlast
BE 0862.390.277
Esneux · Eq €109,409
Dr. Liesje Van den Bossche, Pediater
BE 0774.805.613
Zottegem · Eq €109,464
Norma MD
BE 1015.637.114
Kortrijk · Eq €109,485
NSEPA
BE 0865.173.682
Hoeilaart · Eq €109,514
Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 6,427 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2000
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.