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ANGELIQUE TITRES SERVICES

Active
Limited partnershipfounded 2012active for 14 yearsRue des Cayats 16, 6001 Charleroi, BelgiumKBO/BCE: BE 0845.155.654
Summary

ANGELIQUE TITRES SERVICES has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43,104 and a net result of -€13,098. Equity has been growing by about 5.7% per year since 2018. Its solvency ranks better than 56% of 5,724 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 11-04-2012 Normal situation
Activity
Personal service activities NACE 96910
Establishment unit
2.209.475.995 6001 Charleroi, since 24-05-2012
Financial year end
31 December
Peppol
Reachable since 27-11-2025

Board and ownership

Shareholders
  • Angélique CHEDEVILLEact of 07-02-2024
  • Christophe KERCKHOVEact of 07-02-2024

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€453,673
▲ 6.0%
Turnover
≈ €520,000
estimated
Loss
€13,098
▲ 85.0%
Equity
€43,104
▼ 23.3%
Total assets
€124,736
▲ 0.1%
Employees on 31-12-2025
16
▲ 6.7%
  • €277 of overdue tax debts on 31-12-2025
  • 2025 accounts filed 26 days after the deadline
Score breakdownraises riskLoss of €13,098, the second in a row (financial year 2025)Last filed accounts filed 26 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 1.29, cash €64,707Legal form: limited partnershipShow the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 42% of micro companies in personal services (NACE 96)
Financial strength · tick: 2024
Weak
Solvency 60-10
equity 34.6% of total assets
Liquidity 65-7
short-term debt 65.4% · cash 51.9%
Profitability 6-6
return on assets -10.5%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,627 companies, NACE 96, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.3%▲ +0.2 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.2%▼ -0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.2%▼ -0.2 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.29 (1.45 in 2024), below the usual 1.5. Short-term debt is 65.4% and cash 51.9% of total assets. 65.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 56% of them on solvency, 70% on liquidity, 19% on profitability and 21% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.29, cash €64,707
NBB · annual accounts
raises risk · Loss of €13,098, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Last filed accounts filed 26 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Legal form: limited partnership
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€13,098
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
26 days late
2024
64 days late
2023
29 days late
2022
30 days late
2021
2 days early
2020
3 days late
2019
35 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 26 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 88% of companies in personal servicessector median €2,798 · 5,731 companies -€13,098 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€13,098 View

Recent changes

  1. · Gazette deed Appointments: Angélique CHEDEVILLE (manager) and Christophe KERCKHOVE (manager)Angélique CHEDEVILLE holds 70 shares · Christophe KERCKHOVE holds 30 shares
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as ANGELIQUE TITRES SERVICES: personal service activities (NACE 96910). They are comparable in size and age: total assets between €93,700 and €146,000, founded between 2011 and 2012.

CompanyTotal assetsGross margin
ANGELIQUE TITRES SERVICES Charleroi€124,736€453,673
JENNYCLEAN Ath€121,368€429,932
DIENSTEN-Service Herne Pajottegem€116,486€433,614
AYESSI TITRES SERVICES Lasne€145,803€413,505
PROCLEANING Roeselare€117,685€543,532
LA MANNE A BULLES Lessines€139,364€633,923
ROYAL Coopérative Multi-Services Elsene€93,676€538,707
Full comparison

Key facts about ANGELIQUE TITRES SERVICES

What is the company number of ANGELIQUE TITRES SERVICES?
The company number of ANGELIQUE TITRES SERVICES is 0845.155.654. The VAT number is the same number with BE in front: BE 0845.155.654.
Where is ANGELIQUE TITRES SERVICES based?
The registered office is at Rue des Cayats 16, 6001 Charleroi.Company details
What does ANGELIQUE TITRES SERVICES do?
According to the KBO register, the main activity is personal service activities (NACE 96910).
What is the legal form of ANGELIQUE TITRES SERVICES?
The legal form of ANGELIQUE TITRES SERVICES is Limited partnership (CommV).
When was ANGELIQUE TITRES SERVICES founded?
ANGELIQUE TITRES SERVICES was founded on 11-04-2012.
Is ANGELIQUE TITRES SERVICES still active?
Yes, ANGELIQUE TITRES SERVICES is an active enterprise in the KBO register.
How many employees does ANGELIQUE TITRES SERVICES have?
ANGELIQUE TITRES SERVICES had an average of 15.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ANGELIQUE TITRES SERVICES?
The turnover in financial year 2025 is ≈ €520,000. This figure is estimated from the gross margin of €453,673 and 30 comparable companies (NACE 96). It probably lies between €480,000 and €840,000.
Is ANGELIQUE TITRES SERVICES profitable?
In financial year 2025, ANGELIQUE TITRES SERVICES made a loss of €13,098.
Where can I find the annual accounts of ANGELIQUE TITRES SERVICES?
ANGELIQUE TITRES SERVICES filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ANGELIQUE TITRES SERVICES due?
ANGELIQUE TITRES SERVICES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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