ANFO CONSULTING
ActiveANFO CONSULTING has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €233k and a net result of €4k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 95% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
68
/ 100
Healthy▼ -21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-15
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 20.2 against 15.02 in 2024), and 4.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.1%
Return on assets
1.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
25 d late
2023
369 d late
2022
664 d late
2021
413 d late
2020
778 d late
2019
501 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€233k▲ 1.8%
2024 · €229k
2019: €270k
2020: €257k
2021: €202k
2022: €224k
2023: €218k
2024: €229k
2019 → 2025
Total assets
€245k=
2024 · €245k
2019: €353k
2020: €301k
2021: €246k
2022: €241k
2023: €244k
2024: €245k
2019 → 2025
Net result
€4k▼ 62.3%
2024 · €11k
2019: €58k
2020: €7k
2021: €-55k
2022: €22k
2023: €-6k
2024: €11k
2019 → 2025
Working capital
€232k▲ 1.8%
2024 · €228k
2019: €270k
2020: €251k
2021: €198k
2022: €210k
2023: €216k
2024: €228k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€202k-€224k▲ 10.7%€218k▼ 2.6%€229k▲ 4.9%€233k▲ 1.8%
Operating result€-56k-€21k€41k▲ 92.0%€-7k€-8k▼ 10.5%
Net result€-55k-€22k€-6k€11k€4k▼ 62.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €7k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €245k
Fixed assets
€205▼ 36.5%
Current assets
€245k=
Equity and liabilities €245k
Equity
€233k▲ 1.8%
Debt
€12k▼ 25.6%
The debt ratio falls from 6.6% to 4.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€-8k▼
2024 · €-6k
Cash flow
€4k▼
2024 · €12k
Solvency
95.1%▲
2024 · 93.4%
Current ratio
20.20▲
2024 · 15.02
Quick ratio
20.20▲
2024 · 15.02
Debt / equity
0.05▼
2024 · 0.07
ROE
1.7%▼
2024 · 4.7%
ROA
1.7%▼
2024 · 4.4%
Interest coverage
-45.94▼
2024 · 2.48
Debt
€12k▼
2024 · €16k
Debt ≤ 1 year
€12k▼
2024 · €16k
Income taxes
€-8k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€245k€245k=
Fixed assets21/28€323€205▼
Tangible fixed assets22/27€283€165▼
Furniture and vehicles24€283€165▼
Financial fixed assets28€40€40=
Current assets29/58€245k€245k=
Amounts receivable after more than one year29€120k€124k▲
Trade receivables290€120k€124k▲
Amounts receivable within one year40/41€7k€20k▲
Trade receivables40€1k€2k▲
Other amounts receivable41€6k€19k▲
Current investments50/53€105k€98k▼
Cash at bank and in hand54/58€9k€818▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€245k€245k=
Equity10/15€229k€233k▲
Contributions10/11€19k€19k=
Reserves13€210k€214k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€208k€212k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€16k€12k▼
Amounts payable within one year42/48€16k€12k▼
Financial debts43€1€273▲
Credit institutions430/8€1€273▲
Trade debts44€2k€970▼
Suppliers440/4€2k€970▼
Taxes, remuneration and social security45€14k€11k▼
Taxes450/3€14k€11k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€326▼
Other operating charges640/8€187€191▲
Gross operating margin9900€-6k€-8k▼
Operating profit (loss)9901€-7k€-8k▼
Financial income75/76B€19k€4k▼
Recurring financial income75€19k€4k▼
Financial charges65/66B€-2k€173▲
Recurring financial charges65€-2k€173▲
Profit (loss) for the period before taxes9903€14k€-4k▼
Income taxes67/77€3k€-8k▼
Profit (loss) for the period9904€11k€4k▼
Profit (loss) for the period to be appropriated9905€11k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€4k▼
Profit (loss) brought forward from the previous period14P€-6k€0▲
Transfer to equity691/2€5k€4k▼
To other reserves6921€5k€4k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
03-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 369 days late
2024
25-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 664 days late
30-06
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
2023
20-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 413 days late
20-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 778 days late
2022
30-06
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
30-06
Financial
Liquidity doublescurrent ratio 13.12
Current ratio from 5.51 to 13.12; short-term debt falls from €44k to €17k.
2021
30-06
Financial
Weakest financial yearnet €-55k ▼842%
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 501 days late
2020
14-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 439 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boechout · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Borsbeeksesteenweg 942530 BoechoutGround area
316 m²
Building footprint
316 m²
Volume, LiDAR
1,800 m³
Parcel 11004A0154/00N000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Anfo Consulting
since 20072.166.480.746
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11004A0154/00N000 | Flanders | 316 m² | 1 · 316 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JIT CONSULT
BE 0867.651.637
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MOONBIRD
BE 0732.862.615
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SOLUSOFT
BE 0685.541.461
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Compleo
BE 0823.367.672
Tessenderlo-Ham · Eq €232k
Of 29,889 companies in sector 62200 we hold annual accounts for 18,319. 14,312 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-11-2007
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
18130Pre-press and pre-media services
22250
58290Other software publishing
62010Computer programming, consultancy and related activities
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72210
72220
72300
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:FONS_VANDEZANDE@HOTMAIL.COM
Phone:0472662960