Public limited company · founded 1984 · 42 yrs activeBegijnenvest 113, 2000 Antwerpen, BelgiumKBO/BCE: BE 0426.265.213
Summary
ANFIMA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €23.2m and a net result of -€1.4m. Equity is shrinking by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 36% of 2445 sector peers (fiscal year 2025). The company has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals.
How financially healthy the company is, how likely a bankruptcy is and how much credit is sensible. Start here to know whether you can do business safely.
Outside the general model
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. Without a figure, the card says why. A low score is a reason to look closely at payment terms and security.
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
○
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 June (4 of the last 5 filed years within 30 days of that day).
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
History
History
The company's story in a few sentences, from the company register, the Belgian State Gazette and the filed annual accounts. Each number opens the document the sentence rests on.
ANFIMA was incorporated on 13 September 1984.1The registered office was moved to Antwerpen in 2007.2In 2025 the capital was increased by EUR 22 million to EUR 27 million.3The board currently has 3 members; Piet Bevernage has served longest, since 2010.4Total assets rose from EUR 17 million in 2018 to EUR 52 million in 2025.5
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
Net result-€759,950below the sector's middle half-€309,317below the sector's middle half▲ 59.3%-€1.1mbelow the sector's middle half▼ 246%-€1.1mbelow the sector's middle half▼ 1.0%-€1.4mbelow the sector's middle half▼ 25.9%
Equity€5.5mwithin the sector's middle half▼ 12.1%€5.2mwithin the sector's middle half▼ 5.6%€4.1mwithin the sector's middle half▼ 20.6%€3.1mwithin the sector's middle half▼ 26.1%€23.2mabove the sector's middle half▲ 660%
Total assets€6.0mwithin the sector's middle half▼ 11.7%€6.0mwithin the sector's middle half▲ 0.1%€23.2mwithin the sector's middle half▲ 289%€25.6mwithin the sector's middle half▲ 10.6%€51.8mabove the sector's middle half▲ 102%
Working capital€5.5mabove the sector's middle half▼ 12.1%€2.2mabove the sector's middle half▼ 60.0%-€602,973below the sector's middle half-€600,433below the sector's middle half▲ 0.4%€1.0mwithin the sector's middle half
Solvency92.6%above the sector's middle half▼ 0.5pp87.3%above the sector's middle half▼ 5.3pp17.8%below the sector's middle half▼ 69.5pp11.9%below the sector's middle half▼ 5.9pp44.8%within the sector's middle half▲ 32.9pp
Current ratio13.47above the sector's middle half▼ 1.043.91above the sector's middle half▼ 9.560.20below the sector's middle half▼ 3.710.13below the sector's middle half▼ 0.072.49within the sector's middle half▲ 2.37
Return on assets (ROA)-12.8%below the sector's middle half▼ 14.7pp-5.2%below the sector's middle half▲ 7.6pp-4.6%below the sector's middle half▲ 0.6pp-4.2%below the sector's middle half▲ 0.4pp-2.6%below the sector's middle half▲ 1.6pp
abovewithinbelowthe middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
2025Equity +660%, Total assets +102% on 2024.Capital increase of €21,500,000 (Official Gazette 15-10-2025).
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €218,589 in 2025 against €277,508 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51.8m
96.7%
Fixed assets€50.1m ▲ 96.0%
Current assets€1.7m ▲ 1,836%
Equity and liabilities €51.8m
44.8%
55.2%
Equity€23.2m ▲ 660%
Debt€28.6m ▲ 26.5%
Debt's share of the balance-sheet total falls from 88.1% to 55.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
ROE
-5.9%▲
2024 · -35.4%
Debt ≤ 1 year
€683,836▼
2024 · €688,515
Debt > 1 year
€27.0m▲
2024 · €20.6m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accountsAs filed with the NBB · 2025 against 2024 · 54 lines
Balance sheetCode20242025
Assets
Total assets20/58€25.6m€51.8m▲
Fixed assets21/28€25.5m€50.1m▲
Financial fixed assets28€25.5m€50.1m▲
Affiliated companies280/1€3.0m€3.0m=
Participating interests280€3.0m€3.0m=
Companies linked by participating interests282/3€22.5m€47.1m▲
Participating interests282€22.5m€47.1m▲
Current assets29/58€88,082€1.7m▲
Amounts receivable within one year40/41€59,778€29,778▼
Other amounts receivable41€59,778€29,778▼
Cash at bank and in hand54/58€11,013€1.7m▲
Deferred charges and accrued income490/1€17,291€19,377▲
Equity and liabilities
Total equity and liabilities10/49€25.6m€51.8m▲
Equity10/15€3.1m€23.2m▲
Contributions10/11€5.1m€26.6m▲
Capital10€5.1m€26.6m▲
Issued capital100€5.1m€26.6m▲
Outside capital11€66€66=
Share premium1100/10€66€66=
Reserves13€1.1m€1.1m=
Non-distributable reserves130/1€1.1m€1.1m=
Legal reserve130€1.1m€1.1m=
Profit (loss) carried forward14-€3.1m-€4.4m▼
Amounts payable17/49€22.6m€28.6m▲
Amounts payable after more than one year17€20.6m€27.0m▲
Financial debts170/4€20.6m€27.0m▲
Other loans174€20.6m€27.0m▲
Amounts payable within one year42/48€688,515€683,836▼
Trade debts44€10,170€5,168▼
Suppliers440/4€10,170€5,168▼
Taxes, remuneration and social security45-€323
Taxes450/3-€323
Other amounts payable47/48€678,345€678,345=
Accrued charges and deferred income492/3€1.3m€895,581▼
Income statementCode20242025
Operating charges60/66A€277,508€218,589▼
Services and other goods61€276,422€217,471▼
Other operating charges640/8€1,086€1,118▲
Operating profit (loss)9901-€277,508-€218,589▲
Financial income75/76B€71,164€7,882▼
Recurring financial income75€6,167€7,882▲
Income from current assets751€1,215€3,054▲
Other financial income752/9€4,952€4,828▼
Non-recurring financial income76B€64,997-
Financial charges65/66B€873,860€1.1m▲
Recurring financial charges65€873,860€1.1m▲
Debt charges650€850,803€895,581▲
Other financial charges652/9€23,056€253,304▲
Profit (loss) for the period before taxes9903-€1.1m-€1.4m▼
Income taxes67/77€57-
Taxes670/3€57-
Profit (loss) for the period9904-€1.1m-€1.4m▼
Profit (loss) for the period to be appropriated9905-€1.1m-€1.4m▼
Appropriation of the result
Profit (loss) to be appropriated9906-€3.1m-€4.4m▼
Profit (loss) brought forward from the previous period14P-€2.0m-€3.1m▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Line
2021
2022
2023
2024
2025
Change
Operating income70/76A
€1,750
€1,313
-
-
-
-
Turnover70
€1,750
€1,313
-
-
-
-
Operating charges60/66A
€8,283
€9,359
€616,903
€277,508
€218,589
▼ 21.2%
Services and other goods61
€7,314
€8,389
€615,834
€276,422
€217,471
▼ 21.3%
Other operating charges640/8
€969
€970
€1,069
€1,086
€1,118
▲ 3.0%
Operating profit (loss)9901
-€6,533
-€8,046
-€616,903
-€277,508
-€218,589
▲ 21.2%
Financial income75/76B
€66,652
€26,742
€48,297
€71,164
€7,882
▼ 88.9%
Recurring financial income75
€66,437
€26,742
€48,297
€6,167
€7,882
▲ 27.8%
Income from current assets751
€65,224
€22,203
€41,874
€1,215
€3,054
▲ 151%
Other financial income752/9
€1,214
€4,539
€6,423
€4,952
€4,828
▼ 2.5%
Non-recurring financial income76B
€214
-
-
€64,997
-
-
Financial charges65/66B
€804,225
€323,173
€501,348
€873,860
€1.1m
▲ 31.5%
Recurring financial charges65
€540
€561
€501,348
€873,860
€1.1m
▲ 31.5%
Debt charges650
-
-
€478,247
€850,803
€895,581
▲ 5.3%
Other financial charges652/9
€540
€561
€23,101
€23,056
€253,304
▲ 999%
Non-recurring financial charges66B
€803,685
€322,612
-
-
-
-
Profit (loss) for the period before taxes9903
-€744,107
-€304,477
-€1.1m
-€1.1m
-€1.4m
▼ 25.9%
Income taxes67/77
€15,843
€4,840
-
€57
-
-
Taxes670/3
€15,843
€4,840
-
€57
-
-
Profit (loss) for the period9904
-€759,950
-€309,317
-€1.1m
-€1.1m
-€1.4m
▼ 25.9%
Profit (loss) for the period to be appropriated9905
-€759,950
-€309,317
-€1.1m
-€1.1m
-€1.4m
▼ 25.9%
Line
2021
2022
2023
2024
2025
Change
Assets
Total assets20/58
€6.0m
€6.0m
€23.2m
€25.6m
€51.8m
▲ 102%
Fixed assets21/28
€112
€3.0m
€23.0m
€25.5m
€50.1m
▲ 96.0%
Financial fixed assets28
€112
€3.0m
€23.0m
€25.5m
€50.1m
▲ 96.0%
Affiliated companies280/1
€112
€3.0m
€3.0m
€3.0m
€3.0m
=
Participating interests280
€112
€3.0m
€3.0m
€3.0m
€3.0m
=
Companies linked by participating interests282/3
-
-
€20.0m
€22.5m
€47.1m
▲ 109%
Participating interests282
-
-
€20.0m
€22.5m
€47.1m
▲ 109%
Current assets29/58
€6.0m
€3.0m
€152,785
€88,082
€1.7m
▲ 1,836%
Amounts receivable within one year40/41
€5.0m
€2.5m
€59,778
€59,778
€29,778
▼ 50.2%
Trade receivables40
€1,750
-
-
-
-
-
Other amounts receivable41
€5.0m
€2.5m
€59,778
€59,778
€29,778
▼ 50.2%
Cash at bank and in hand54/58
€922,611
€473,655
€41,889
€11,013
€1.7m
▲ 14,938%
Deferred charges and accrued income490/1
€4,783
€5,120
€51,118
€17,291
€19,377
▲ 12.1%
Equity and liabilities
Total equity and liabilities10/49
€6.0m
€6.0m
€23.2m
€25.6m
€51.8m
▲ 102%
Equity10/15
€5.5m
€5.2m
€4.1m
€3.1m
€23.2m
▲ 660%
Contributions10/11
€5.1m
€5.1m
€5.1m
€5.1m
€26.6m
▲ 425%
Capital10
€5.1m
€5.1m
€5.1m
€5.1m
€26.6m
▲ 425%
Issued capital100
€5.1m
€5.1m
€5.1m
€5.1m
€26.6m
▲ 425%
Outside capital11
€66
€66
€66
€66
€66
=
Share premium1100/10
€66
€66
€66
€66
€66
=
Reserves13
€1.1m
€1.1m
€1.1m
€1.1m
€1.1m
=
Non-distributable reserves130/1
€1.1m
€1.1m
€1.1m
€1.1m
€1.1m
=
Legal reserve130
€1.1m
€1.1m
€1.1m
€1.1m
€1.1m
=
Profit (loss) carried forward14
-€629,563
-€938,880
-€2.0m
-€3.1m
-€4.4m
▼ 44.0%
Amounts payable17/49
€441,859
€755,708
€19.0m
€22.6m
€28.6m
▲ 26.5%
Amounts payable after more than one year17
-
-
€17.8m
€20.6m
€27.0m
▲ 31.3%
Financial debts170/4
-
-
€17.8m
€20.6m
€27.0m
▲ 31.3%
Other loans174
-
-
€17.8m
€20.6m
€27.0m
▲ 31.3%
Amounts payable within one year42/48
€441,859
€755,708
€755,758
€688,515
€683,836
▼ 0.7%
Trade debts44
€5,276
€7,583
€7,634
€10,170
€5,168
▼ 49.2%
Suppliers440/4
€5,276
€7,583
€7,634
€10,170
€5,168
▼ 49.2%
Taxes, remuneration and social security45
€15,843
€4,783
€4,782
-
€323
-
Taxes450/3
€15,843
€4,783
€4,782
-
€323
-
Other amounts payable47/48
€420,741
€743,342
€743,342
€678,345
€678,345
=
Accrued charges and deferred income492/3
-
-
€478,247
€1.3m
€895,581
▼ 32.6%
Line
2021
2022
2023
2024
2025
Change
Profit (loss) for the period9904
-€759,950
-€309,317
-€1.1m
-€1.1m
-€1.4m
▼ 25.9%
Operating cash flow (approximation)
-€759,950
-€309,317
-€1.1m
-€1.1m
-€1.4m
▼ 25.9%
Investment in fixed assets (approximation)
-
-€3.0m
-€20.0m
-€2.5m
-€24.5m
▼ 874%
Change in cash
-
-€448,956
-€431,766
-€30,877
€1.6m
▲ 5,428%
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
18 of 18 acts read
Directors · office · real estate
Directors and office
Who runs the company and where it is based. It tells you who you are talking to and whether the address checks out.
Directors
Directors
Who runs the company today and since when, grouped the way the CBE groups its function holders. Many recent board changes are a reason to keep a close eye.
Auditor · since 13-05-2024 · perm. rep.: Ben Vandeweyer
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Location & real-estate footprint
Location & real estate
Where the company is based and which parcels are linked to its addresses. An address shared by many companies is often a registered-office service.
Begijnenvest 113, 2000 AntwerpenManufacture of basic metals
since 19842.025.532.323
1 parcel
Flanders1(100%)
Parcel (capakey)
Region
Area
Buildings
Height / fl.
11804D1916/00T002
Flanders
942 m²
1 · 212 m²
34.4 m · 7 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
Mandate history
Who held which function and when, per person: one bar per period, from appointment to resignation or to today. An open left edge means the mandate began before the oldest act we hold.
Who owns the company and which companies it holds shares in, as the companies file it in their annual accounts. It shows which group it belongs to and who ultimately stands behind it.
According to the 2025 annual accounts of ANFIMA and those of the other companies, the acts in the Belgian Gazette and the LEI register.
The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
Connections & network
Which other companies are linked to this one through directors or shares. Look especially for linked companies in trouble.
17 connected companies
Depth
Shared directors
This companyCompanyDirectorShareholding+N: links not shown yetClick a node to look further, drag to arrange, scroll to zoom.
Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 4,012 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Company details
The company's official details: legal form, status, activities and founding date. Useful to draw up an invoice or contract correctly.
Identification
Legal formPublic limited company
Founded13-09-1984
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID0208:0426265213
Also9925:BE0426265213
Registered24-04-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.