Equity
€38,035 from €186,682 in 2023
Equity fell by 80% in 2 years.
Anfa Projects
Lifetime
5 annual accounts with figures on one time axispeak €117,983 (2024)
-€22,121▼ €140,104
lowest -€43,491 (2025)
-€43,491▼ €132,334
peak €186,682 (2023)
€38,035▼ 58.4%
€26,376▼ 70.6%
Board2 names since 2020
1 directorGOFFA Bjorn Marc Linda
Documentsfilings and deeds
16-07-202615 days before the deadline
2025micro format
Gross margin from €117,983 to -€22,121Loss of €43,491Company renamed to Den Overstap 25-08Dividend €10,000Equity from €91,526 to €38,035Debts from €89,673 to €26,376
Key points
from the 2025 annual accountsResult
-€43,491 -€43,491
From profit to loss in 2025, after a profit of €88,843 in 2024.
Investments
€80,863 15.7 × depreciation
Green is investment, beige is depreciation.
Filings
5 annual accounts since 2021
The last five annual accounts were filed 1 to 25 days before the end of the period.
Board
1 left
A director left. Latest change 18-11-2025 · 1 in office.
Position in the sector
-€43,491
Lower net result than 95% of companies in specialised construction. Sector median €10,189 · 35,107 companies.
Turnover not published (micro format)
Checked score
37
Weak
Financially stronger than 37% of micro companies in specialised construction (NACE 43)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.0% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024lowest value
02-2025: 0.3%● unchanged vs 01-2025lowest value
03-2025: 0.3%● unchanged vs 02-2025lowest value
04-2025: 0.4%▲ +0.1 percentage points vs 03-2025
05-2025: 0.6%▲ +0.2 percentage points vs 04-2025
06-2025: 0.7%▲ +0.1 percentage points vs 05-2025
07-2025: 0.7%● unchanged vs 06-2025
08-2025: 0.8%▲ +0.1 percentage points vs 07-2025
09-2025: 3.2%▲ +2.4 percentage points vs 08-2025
10-2025: 3.2%● unchanged vs 09-2025
11-2025: 3.2%● unchanged vs 10-2025
12-2025: 3.2%● unchanged vs 11-2025
01-2026: 3.2%● unchanged vs 12-2025
02-2026: 3.2%● unchanged vs 01-2026
03-2026: 3.2%● unchanged vs 02-2026
04-2026: 3.4%▲ +0.2 percentage points vs 03-2026
05-2026: 3.6%▲ +0.2 percentage points vs 04-2026
06-2026: 3.6%● unchanged vs 05-2026
07-2026: 3.7%▲ +0.1 percentage points vs 06-2026
08-2026: 5.0%▲ +1.3 percentage points vs 07-2026highest value
09-2026: 5.0%● unchanged vs 08-2026highest value
10-2026: 5.0%● unchanged vs 09-2026highest value
11-2026: 5.0%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
3 changes of registered office in 24 months
Loss of €43,491 (financial year 2025)
Founded in 2020
lowers risk
Liquidity: current ratio 1.71, cash €22,290, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 64% of them on solvency, 72% on liquidity, 4% on profitability and 8% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,591 companies had the same profile as Anfa Projects has now. Each dot stands for 9 companies, two years later.
87.4%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Anfa Projects itself is higher: 5.0% within 12 months. It rests on far more data about Anfa Projects than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for Anfa Projects. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 1.71 (1.87 in 2024), above the usual 1.5. Short-term debt is 40.9% and cash 34.6% of total assets. 40.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
15 days early
2024
1 day early
2023
10 days early
2022
25 days early
2021
8 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 12 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved within Malle
New registered office: Guido Gezellelaan 4, 2390 Malle · Previous registered office: Meirakkerweg 8, 2390 Malle · Board meeting of 17-11-2025 · Gazette deed
Resignation: Driesen An (director)
Director discharge: Driesen An · General meeting of 18-11-2025 · Gazette deed
Registered office moved within Malle
New registered office: Meirakkerweg 8, 2390 Malle · Previous registered office: Guido Gezellelaan 4, 2390 Malle · Board meeting of 17-11-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0760534339
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Anfa Projects Malle | €64,411 | -€22,121 | 59.1% | - |
| Kuylaerts Balen | €76,421 | €413 | 76.3% | - |
| Atelier Olivier Herentals | €55,209 | -€5,842 | 12.1% | - |
| TerraShield Sint-Gillis-Waas | €56,234 | -€3,967 | 32.9% | - |
| SVEN VERREYT Lochristi | €61,554 | -€4,260 | 34.7% | - |
| JMTB Woluwe-Saint-Lambert | €68,031 | -€2,959 | 77.2% | - |
| D.S Châssis Anderlecht | €53,452 | -€23,461 | 0.4% | - |
These companies have the same main activity as Anfa Projects: joinery installation (NACE 43320). They are comparable in size and age: total assets between €53,500 and €76,400, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 24-12-2020Normal situation
- Activity
- Joinery installationNACE 43320and 1 other
- Establishment units
- 2.311.107.3502390 Malle, since 24-12-2020
- 2.375.882.3662390 Malle, since 16-07-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 01-09-2025
Annual accounts 2025
- €64,411▼ 64.5%
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 16-07-2026, 15 days before the end of the filing period
Insights on Anfa Projects
Anfa Projects files the micro format. That format states no turnover. The gross margin fell from €106,392 in 2021 to -€22,121 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Anfa Projects
- What is the company number of Anfa Projects?
- The company number of Anfa Projects is 0760.534.339. The VAT number is the same number with BE in front: BE 0760.534.339.
- Where is Anfa Projects based?
- The registered office is at Guido Gezellelaan 4, 2390 Malle.Company details
- What does Anfa Projects do?
- According to the KBO register, the main activity is joinery installation (NACE 43320).
- What is the legal form of Anfa Projects?
- Anfa Projects is a private limited company (BV).
- When was Anfa Projects founded?
- Anfa Projects was founded on 24-12-2020.
- Is Anfa Projects still active?
- Yes, Anfa Projects is an active enterprise in the KBO register.
- How many employees does Anfa Projects have?
- Anfa Projects had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Anfa Projects?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
- Is Anfa Projects profitable?
- In financial year 2025, Anfa Projects made a loss of €43,491.
- Where can I find the annual accounts of Anfa Projects?
- Anfa Projects filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Anfa Projects due?
- Anfa Projects must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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