ANF CONSTRUCT

Active

Private limited company (pre-2019)founded 2007active for 19 yearsArendshoflaan 76, 2100 Antwerpen, BelgiumKBO/BCE: BE 0893.111.464

Summary

ANF CONSTRUCT has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €249,559 and a net result of €32,884. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 44% of 2,435 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

ANF CONSTRUCTActiveChecked score 94/100

Risk analysis Report Compare

Activity

General electrical installation work

NACE 43211Plumbing work NACE 43221

1 site

Size

€652,490total assets 2025

Staff: 3 FTE
Equity: €249,559
Profit: €32,884

Financial health

94 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

2025 accounts 23 days early2 deeds in the Belgian Official Gazette

Why 94raises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.71, cash €473,851Founded in 2007Equity €249,559 (38.2% of total assets)Show the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 52% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 63=

equity 38.2% of total assets

Liquidity 72+2

short-term debt 54.7% · cash 72.6%

Profitability 75-8

return on assets 5.0%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,640 companies, NACE 43, micro)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.1%▼ -0.1 percentage points vs 12-2024 02-2025: 0.2%▲ +0.1 percentage points vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.1%▼ -0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.2 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €23,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.71, compared with 1.63 in 2024, above the usual 1.5; short-term debt: 54.7% and cash: 72.6% of total assets), but 61.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 41% on solvency, 71% on liquidity, 49% on profitability and 48% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 1.71, cash €473,851

NBB · annual accounts

Founded in 2007

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Sector: Specialised construction activities (NACE 43)

KBO

Equity €249,559 (38.2% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

23 days early

2024

11 days late

2023

16 days late

2022

23 days late

2021

22 days late

2020

185 days late

2019

89 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 46 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 August (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

27-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

08-07-2026 Annual accounts filedfinancial year 2025 · full…
11-08-2025 Annual accounts filedfinancial year 2024 · abbreviated…
31-12-2024 Highest result from 2018 to 2025net €73,120 ▲19.7%

Key points

Caution: Staff fell in 2025from 7 FTE to 3 FTE ▼ 57.1% View
Positive: 6 profitable years in a rowprofit 2025: €32,884 6 years View
Total assets 20256 financial years filed €652,490 View

By topic

Financials

Financial year: 2025
Total assets: €652,490
Profit: €32,884
Solvency: 38.2%

Total assets▲ 4.5%

Net result

20182025

Go to Financials

Timeline

Events: 23
Since: 2009
Next accounts: by 31-07-2027

31-12-2024Equity above €200,000
16-08-2024Annual accounts filed
23-08-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: General electrical installation workNACE 43211
Founded: 22-10-2007
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about ANF CONSTRUCT

What is the company number of ANF CONSTRUCT?: 0893.111.464. In Belgium the VAT number is the company number with BE in front: BE 0893.111.464.
Where is ANF CONSTRUCT based?: The registered office is at Arendshoflaan 76, 2100 Antwerpen.Company details
What does ANF CONSTRUCT do?: According to the KBO register, the main activity is general electrical installation work (NACE 43211).
What is the legal form of ANF CONSTRUCT?: Private limited company (pre-2019) (BVBA).
When was ANF CONSTRUCT founded?: On 22-10-2007.
Is ANF CONSTRUCT still active?: Yes, ANF CONSTRUCT is an active enterprise in the KBO register.
How many employees does ANF CONSTRUCT have?: On average 3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ANF CONSTRUCT?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is ANF CONSTRUCT profitable?: In financial year 2025, ANF CONSTRUCT made a profit of €32,884.
Where can I find the annual accounts of ANF CONSTRUCT?: ANF CONSTRUCT filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ANF CONSTRUCT due?: By 31-07-2027, for financial year 2026.Timeline