Equity
€100,986 ▲ 209%
Equity rose in 2025 from €32,731 to €100,986.
ANEM
Lifetime
2 annual accounts with figures on one time axispeak €90,291 (2025)
€90,291▲ 117%
peak €64,756 (2025)
€64,756▲ 97.8%
peak €100,986 (2025)
€100,986▲ 209%
€42,130▲ 67.9%
Board1 name since 2024
1 directorUSSIA Matteo
Documentsfilings and deeds
07-05-202685 days before the deadline
2025micro format
Gross margin from €41,677 to €90,291Result from €32,731 to €64,756Equity from €32,731 to €100,986Debts from €25,098 to €42,130Cash from €45,927 to €117,593
Key points
from the 2025 annual accountsChecked score
97
Excellent
Financially stronger than 79% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 0.4%highest value
05-2025: 0.4%● unchanged vs 04-2025highest value
06-2025: < 0.1%▼ -0.4 percentage points vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 3.40, cash €117,593
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €143,117
Equity €100,986 (70.6% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 64% of them on solvency, 73% on liquidity, 82% on profitability and 95% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as ANEM has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ANEM itself is lower: < 0.1% within 12 months. It rests on far more data about ANEM than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for ANEM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.4 (2.3 in 2024), above the usual 1.5. Short-term debt is 29.4% and cash 82.2% of total assets. 29.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
85 days early
2024
83 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 84 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1007424083
Amendment of the articles
Founding capital of €3,500, 100 shares · Founder: USSIA Matteo · Appointment: USSIA Matteo (director) · Gazette deed
First establishment
Sint-Michielslaan 65, Etterbeek
Incorporation
Founding capital of €3,500, 100 shares · Founder: USSIA Matteo · USSIA Matteo holds all the shares · published on 25-03-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ANEM Etterbeek | €143,117 | €90,291 | 70.6% | - |
| RLB SOLUTIONS Jette | €145,279 | €89,836 | 56.3% | - |
| R SQUARED AND CO Woluwe-Saint-Lambert | €144,145 | €89,679 | 81.0% | - |
| AGP SKEYETECH Saint-Josse-ten-Noode | €135,948 | €83,099 | 81.6% | - |
| Rheos Ixelles | €136,514 | €80,286 | 78.9% | - |
| GUILHERME-ANDRADE.COM Ixelles | €127,208 | €83,796 | 83.1% | - |
| REAL I'S Auderghem | €156,019 | €84,917 | 72.5% | - |
These companies have the same main activity as ANEM: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €127,000 and €156,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 21-03-2024Normal situation
- Registered office
- 90 active companies are registered at this address13 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 5 others
- Establishment unit
- 2.357.784.5421040 Etterbeek, since 01-04-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 10-03-2025
Annual accounts 2025
- €143,117▲ 147%
- Filing
- Filed on 07-05-2026, 85 days before the end of the filing period
Insights on ANEM
ANEM has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100,986 and a net result of €64,756.
Its solvency ranks better than 62% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ANEM
- What is the company number of ANEM?
- The company number of ANEM is 1007.424.083. The VAT number is the same number with BE in front: BE 1007.424.083.
- Where is ANEM based?
- The registered office is at Sint-Michielslaan 65/6, 1040 Etterbeek.Company details
- What does ANEM do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of ANEM?
- ANEM is a private limited company (BV).
- When was ANEM founded?
- ANEM was founded on 21-03-2024.
- Is ANEM still active?
- Yes, ANEM is an active enterprise in the KBO register.
- What is the turnover of ANEM?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €90,291 and 60 comparable companies (NACE 62200). It probably lies between €150,000 and €230,000.Financials
- Is ANEM profitable?
- In financial year 2025, ANEM made a profit of €64,756.
- Where can I find the annual accounts of ANEM?
- ANEM filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ANEM due?
- ANEM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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