Summary
ANELI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €731,520 and a net result of €25,926. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 8094 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
61 d late
2023
2 d early
2022
88 d late
2021
31 d late
2020
1 d early
2019
49 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 46 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€731,520▲ 3.7%
2024 · €705,594
Net result
€25,926
2024 · -€17,486
Total assets
€742,015▲ 2.7%
2024 · €722,709
Solvency
98.6%▲ 1.0pp
2024 · 97.6%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€266,530▲ 373%€264,027▼ 0.9%€305,779▲ 15.8%-€60,129€272
Net result€184,680above the sector's middle half▲ 432%€165,954above the sector's middle half▼ 10.1%€213,043above the sector's middle half▲ 28.4%-€17,486below the sector's middle half€25,926within the sector's middle half
Equity€446,934above the sector's middle half▲ 13.9%€612,888above the sector's middle half▲ 37.1%€723,080above the sector's middle half▲ 18.0%€705,594above the sector's middle half▼ 2.4%€731,520above the sector's middle half▲ 3.7%
Total assets€697,250within the sector's middle half▲ 23.5%€756,115within the sector's middle half▲ 8.4%€819,754within the sector's middle half▲ 8.4%€722,709within the sector's middle half▼ 11.8%€742,015within the sector's middle half▲ 2.7%
Debt€250,316▲ 45.2%€143,227▼ 42.8%€96,674▼ 32.5%€17,115▼ 82.3%€10,495▼ 38.7%
Working capital€274,654above the sector's middle half▲ 0.4%€475,439above the sector's middle half▲ 73.1%€581,275above the sector's middle half▲ 22.3%€584,021above the sector's middle half▲ 0.5%€629,937above the sector's middle half▲ 7.9%
Solvency64.1%within the sector's middle half▼ 5.4pp81.1%above the sector's middle half▲ 17.0pp88.2%above the sector's middle half▲ 7.1pp97.6%above the sector's middle half▲ 9.4pp98.6%above the sector's middle half▲ 1.0pp
Current ratio2.15within the sector's middle half▼ 1.024.32above the sector's middle half▲ 2.177.01above the sector's middle half▲ 2.6935.12above the sector's middle half▲ 28.1161.02above the sector's middle half▲ 25.90
Return on assets (ROA)26.5%above the sector's middle half▲ 20.3pp21.9%within the sector's middle half▼ 4.5pp26.0%above the sector's middle half▲ 4.0pp-2.4%below the sector's middle half▼ 28.4pp3.5%within the sector's middle half▲ 5.9pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €272 after a loss of €60,129 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €742,015
Fixed assets
€101,583 ▼ 16.4%
Current assets
€640,432 ▲ 6.5%
Equity and liabilities €742,015
Equity
€731,520 ▲ 3.7%
Debt
€10,495 ▼ 38.7%
Debt's share of the balance-sheet total falls from 2.4% to 1.4%. Equity is higher and debt is lower.
Key figures and ratios
ROE
3.5%▲
2024 · -2.5%
Debt ≤ 1 year
€10,495▼
2024 · €17,115
Income taxes
€1,541▲
2024 · €745
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €5,700 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €53,863 | €56,089 | €19,117 | €20,232 | €19,990 | ▼ 1.2% |
| Other operating charges640/8 | €1,860 | €1,691 | €2,126 | €2,176 | €2,693 | ▲ 23.7% |
| Gross operating margin9900 | €322,253 | €321,807 | €327,022 | -€37,721 | €22,955 | ▲ 161% |
| Operating profit (loss)9901 | €266,530 | €264,027 | €305,779 | -€60,129 | €272 | ▲ 100% |
| Financial income75/76B | €5,332 | €2,682 | €2,428 | €40,234 | €27,392 | ▼ 31.9% |
| Recurring financial income75 | €5,332 | €2,682 | €2,428 | €40,234 | €27,392 | ▼ 31.9% |
| Financial charges65/66B | €619 | €14,320 | -€10,702 | -€3,154 | €196 | ▲ 106% |
| Recurring financial charges65 | €619 | €14,320 | -€10,702 | -€3,154 | €196 | ▲ 106% |
| Profit (loss) for the period before taxes9903 | €271,242 | €252,389 | €318,908 | -€16,741 | €27,467 | ▲ 264% |
| Income taxes67/77 | €86,563 | €86,436 | €105,866 | €745 | €1,541 | ▲ 107% |
| Profit (loss) for the period9904 | €184,680 | €165,954 | €213,043 | -€17,486 | €25,926 | ▲ 248% |
| Profit (loss) for the period to be appropriated9905 | €184,680 | €165,954 | €213,043 | -€17,486 | €25,926 | ▲ 248% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €697,250 | €756,115 | €819,754 | €722,709 | €742,015 | ▲ 2.7% |
| Fixed assets21/28 | €183,926 | €137,449 | €141,805 | €121,573 | €101,583 | ▼ 16.4% |
| Tangible fixed assets22/27 | €183,926 | €137,449 | €141,805 | €121,573 | €101,583 | ▼ 16.4% |
| Land and buildings22 | €143,309 | €133,051 | €135,303 | €117,246 | €99,189 | ▼ 15.4% |
| Plant, machinery and equipment23 | €516 | €3,840 | €6,502 | €4,327 | €2,394 | ▼ 44.7% |
| Furniture and vehicles24 | €40,102 | €557 | - | - | - | - |
| Current assets29/58 | €513,324 | €618,666 | €677,949 | €601,135 | €640,432 | ▲ 6.5% |
| Amounts receivable within one year40/41 | €2,537 | €47,158 | €46,582 | €430,160 | €615,050 | ▲ 43.0% |
| Trade receivables40 | €1,597 | €32,877 | - | - | - | - |
| Other amounts receivable41 | €940 | €14,281 | €46,582 | €430,160 | €615,050 | ▲ 43.0% |
| Current investments50/53 | €212,621 | €200,340 | €211,536 | - | - | - |
| Cash at bank and in hand54/58 | €295,332 | €357,333 | €405,496 | €158,683 | €25,381 | ▼ 84.0% |
| Deferred charges and accrued income490/1 | €2,834 | €13,835 | €14,334 | €12,293 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €697,250 | €756,115 | €819,754 | €722,709 | €742,015 | ▲ 2.7% |
| Equity10/15 | €446,934 | €612,888 | €723,080 | €705,594 | €731,520 | ▲ 3.7% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €434,534 | €600,488 | €710,680 | €710,680 | €719,120 | ▲ 1.2% |
| Non-distributable reserves130/1 | €8,608 | €8,608 | €8,608 | €8,608 | €8,608 | = |
| Reserves not available under the articles1311 | €8,608 | €8,608 | €8,608 | €8,608 | €8,608 | = |
| Distributable reserves133 | €425,927 | €591,880 | €702,072 | €702,072 | €710,512 | ▲ 1.2% |
| Profit (loss) carried forward14 | - | - | - | -€17,486 | - | - |
| Amounts payable17/49 | €250,316 | €143,227 | €96,674 | €17,115 | €10,495 | ▼ 38.7% |
| Amounts payable after more than one year17 | €11,645 | - | - | - | - | - |
| Financial debts170/4 | €11,645 | - | - | - | - | - |
| Amounts payable within one year42/48 | €238,670 | €143,227 | €96,674 | €17,115 | €10,495 | ▼ 38.7% |
| Current portion of amounts payable after more than one year42 | €34,727 | €11,645 | - | - | - | - |
| Trade debts44 | €6,708 | €42,481 | €12,665 | €14,950 | €1,673 | ▼ 88.8% |
| Suppliers440/4 | €6,708 | €42,481 | €12,665 | €14,950 | €1,673 | ▼ 88.8% |
| Taxes, remuneration and social security45 | €67,235 | €89,101 | €84,009 | €2,165 | €8,822 | ▲ 307% |
| Taxes450/3 | €67,235 | €89,101 | €84,009 | €2,165 | €8,822 | ▲ 307% |
| Other amounts payable47/48 | €130,000 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €184,680 | €165,954 | €213,043 | -€17,486 | €25,926 | ▲ 248% |
| + Depreciation and write-downs630 | €53,863 | €56,089 | €19,117 | €20,232 | €19,990 | ▼ 1.2% |
| Operating cash flow (approximation) | €238,542 | €222,042 | €232,160 | €2,746 | €45,916 | ▲ 1,572% |
| Investment in fixed assets (approximation) | - | -€9,611 | -€23,473 | €0 | €0 | - |
| Change in cash | - | €62,001 | €48,163 | -€246,814 | -€133,301 | ▲ 46.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
09-07
State Gazette act
Board meeting · Director resignation
Director appointment · Director reappointment
2025
31-12
Financial
Back to profitnet €25,926
Net result €25,926 after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet -€17,486
Net result drops to -€17,486, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 35.12
Current ratio from 7.01 to 35.12; short-term debt falls from €96,674 to €17,115.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €213,043 ▲28.4%
Operating result €305,779, net result €213,043, both a record.
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 4.32
Current ratio from 2.15 to 4.32; short-term debt falls from €238,670 to €143,227.
31-12
Financial
Equity above €500,000Eq €612,888 ▲37.1%
5 profitable years in a row build equity to €612,888.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Show earlier events
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2015
29-04
State Gazette act
Board meeting · Director resignation
Director appointment · Permanent representative
2012
14-05
State Gazette act
Board meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Linter · 1 establishment unit since 2002
Ground area
606 m²
Building footprint
312 m²
Volume, LiDAR
3,807 m³
Parcel 24128D0036/00K000, Flanders · tallest building 19.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ANELI
since 20022.219.436.115
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24128D0036/00K000 | Flanders | 606 m² | 1 · 311 m² | 19.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,275 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded14-01-2003
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0479288777
Also
9925:BE0479288777
Registered
21-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.