ANECA HOME PROJECTS
ActiveThe computed 12-month bankruptcy probability of ANECA HOME PROJECTS is 2.2% (moderate). The 2025 annual accounts show equity of €89k and a net result of €48k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 62% of 27711 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency83▲+31
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 0.65 in 2024; short-term debt: 26.4% and cash: 5.4% of total assets), and 42.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.6%
Return on assets
30.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-12-2025, 42 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
42 d early
2024
35 d early
2023
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€89k▲ 111%
2024 · €42k
2023: €83k
2024: €42k
2023 → 2025
Total assets
€154k▼ 2.7%
2024 · €159k
2023: €163k
2024: €159k
2023 → 2025
Net result
€48k▼ 19.4%
2024 · €59k
2023: €78k
2024: €59k
2023 → 2025
Working capital
€28k
2024 · €-30k
2023: €-2k
2024: €-30k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€83k-€42k▼ 49.2%€89k▲ 111%
Operating result€95k-€75k▼ 21.2%€62k▼ 16.8%
Net result€78k-€59k▼ 24.2%€48k▼ 19.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 17% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154k
Fixed assets
€85k▼ 18.1%
Current assets
€69k▲ 27.0%
Equity and liabilities €154k
Equity
€89k▲ 111%
Debt
€65k▼ 43.8%
The debt ratio falls from 73.4% to 42.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€92k▼
2024 · €94k
Cash flow
€78k▼
2024 · €78k
Solvency
57.6%▲
2024 · 26.6%
Current ratio
1.69▲
2024 · 0.65
Quick ratio
1.69▲
2024 · 0.65
Debt / equity
0.74▼
2024 · 2.76
ROE
53.7%▼
2024 · 140.3%
ROA
30.9%▼
2024 · 37.3%
Interest coverage
46.71▼
2024 · 66.99
Debt
€65k▼
2024 · €116k
Debt ≤ 1 year
€41k▼
2024 · €84k
Debt > 1 year
€25k▼
2024 · €32k
Income taxes
€13k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€159k€154k▼
Fixed assets21/28€104k€85k▼
Intangible fixed assets21€1k€541▼
Tangible fixed assets22/27€103k€85k▼
Land and buildings22€2k€920▼
Plant, machinery and equipment23€17k€14k▼
Furniture and vehicles24€84k€70k▼
Current assets29/58€54k€69k▲
Amounts receivable within one year40/41€37k€57k▲
Trade receivables40€9k€30k▲
Other amounts receivable41€27k€27k▼
Cash at bank and in hand54/58€16k€8k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€159k€154k▼
Equity10/15€42k€89k▲
Contributions10/11€5k€5k=
Reserves13-€84k
Distributable reserves133-€84k
Profit (loss) carried forward14€37k€0▼
Amounts payable17/49€116k€65k▼
Amounts payable after more than one year17€32k€25k▼
Financial debts170/4€32k€25k▼
Amounts payable within one year42/48€84k€41k▼
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€60k€20k▼
Suppliers440/4€60k€20k▼
Taxes, remuneration and social security45€5k€5k=
Taxes450/3€2k€2k=
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€12k€9k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€30k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€795€0▼
Gross operating margin9900€97k€94k▼
Operating profit (loss)9901€75k€62k▼
Financial income75/76B€47€4▼
Recurring financial income75€47€4▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€73k€60k▼
Income taxes67/77€14k€13k▼
Profit (loss) for the period9904€59k€48k▼
Profit (loss) for the period to be appropriated9905€59k€48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€137k€85k▼
Profit (loss) brought forward from the previous period14P€78k€37k▼
Transfer to equity691/2-€84k
To other reserves6921-€84k
Profit to be distributed694/7€100k€1k▼
Return on contributions (dividend)694€100k€1k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
20-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €48k ▼19.4%
Net result drops to €48k, the lowest in the series.
30-06
Financial
Liquidity triplescurrent ratio 1.69
Current ratio from 0.65 to 1.69; short-term debt falls from €84k to €41k.
2024
27-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pypaertstraat 49800 DeinzeGround area
1,184 m²
Building footprint
168 m²
Volume, LiDAR
910 m³
Parcel 44069B0770/00H000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gert Aneca
since 20222.330.201.504
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44069B0770/00H000 | Flanders | 1,184 m² | 1 · 168 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AK HOME
BE 0801.035.205
Oupeye · Eq €89k
GROUPE SOCOBEL
BE 0643.839.181
Binche · Eq €89k
DR MAATWERK
BE 0783.231.844
Tongeren-Borgloon · Eq €89k
ECRAN PAUL
BE 0473.725.333
Ranst · Eq €89k
PUREWINDOW
BE 1007.093.788
Meerhout · Eq €89k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,689 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2022
Fiscal year end30-06
Activities, NACEBEL
43320Joinery installation
43212Electrical installation work in industrial facilities
43350Other building finishing work
74104Other professional, scientific and technical activities
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.