ANEA Construct
ActiveSummary
ANEA Construct has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,931 and a net result of €9,097. Its solvency ranks better than 34% of 583 sector peers (NACE 33, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Overview
- Equity
- €10,931
- Profit
- €9,097
Why 65raises riskFounded in 2025Size: total assets €39,777lowers riskLiquidity: current ratio 1.28, cash €6,918Figures for financial year 2025 (filed 28-06-2026)Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 33, micro): better than 30% on solvency, 57% on liquidity and 77% on profitability.
The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- IncorporationAppointment: KUCHKAROV Anton (director) ·…
Financials · financial year 2025, abbreviated format
Turnover and EBIT margin not published: the abbreviated format does not require them.
Peer companies
Historical observationOf the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.6% are still going.
- Micro
- under 2 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,746 |
| Other operating charges640/8 | €487 |
| Gross operating margin9900 | €21,569 |
| Operating profit (loss)9901 | €13,336 |
| Financial income75/76B | €2 |
| Recurring financial income75 | €2 |
| Financial charges65/66B | €1,301 |
| Recurring financial charges65 | €1,301 |
| Profit (loss) for the period before taxes9903 | €12,037 |
| Income taxes67/77 | €2,940 |
| Profit (loss) for the period9904 | €9,097 |
| Profit (loss) for the period to be appropriated9905 | €9,097 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €39,777 | |
| Fixed assets21/28 | €24,783 | |
| Tangible fixed assets22/27 | €24,783 | |
| Plant, machinery and equipment23 | €2,311 | |
| Furniture and vehicles24 | €498 | |
| Leasing and similar rights25 | €21,975 | |
| Current assets29/58 | €14,994 | |
| Amounts receivable within one year40/41 | €7,530 | |
| Trade receivables40 | €5,221 | |
| Other amounts receivable41 | €2,309 | |
| Cash at bank and in hand54/58 | €6,918 | |
| Deferred charges and accrued income490/1 | €546 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €39,777 | |
| Equity10/15 | €10,931 | |
| Contributions10/11 | €3,500 | |
| Reserves13 | €7,431 | |
| Distributable reserves133 | €7,431 | |
| Profit (loss) carried forward14 | €0 | |
| Amounts payable17/49 | €28,846 | |
| Amounts payable after more than one year17 | €17,089 | |
| Financial debts170/4 | €17,089 | |
| Amounts payable within one year42/48 | €11,758 | |
| Current portion of amounts payable after more than one year42 | €6,193 | |
| Trade debts44 | €440 | |
| Suppliers440/4 | €440 | |
| Taxes, remuneration and social security45 | €2,352 | |
| Taxes450/3 | €2,352 | |
| Other amounts payable47/48 | €2,773 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €9,097 |
| + Depreciation and write-downs630 | €7,746 |
| Operating cash flow (approximation) | €16,843 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 28-06-2026 | 2026-00208810 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
27-01
Gazette deed
IncorporationAppointment: KUCHKAROV Anton (director) · Founder · Founding capital11 facts ▸
- Incorporation, 22-01-2025
- Founder, KUCHKAROV Anton
- Founder, SHVETS Natalia
- Founding capital, €3,500
- Bank account, “KBC Bank, BE70 7310 6383 1025” (deed in Dutch)
- Declaration, “bevestiging deponering, deponering heeft plaatsgevonden overeenkomstig de bepalingen van het Wetboek van vennootschappen en verenigingen” (deed in Dutch)
- Other provision, “statuten bij oprichting, vennootschap werd opgericht met volgende statuten” (deed in Dutch)
- Registered office clause, “8600 Diksmuide,Lostraat 3” (deed in Dutch)
- Board rule, 1
- Director appointment, KUCHKAROV Anton (director)
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 15 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1019.128.520
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 32016B0203/00X000 | Flanders | 477 m² | 1 · 294 m² | 11.1 m · 1 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- ANEA Construct
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, 8600 Diksmuide,Lostraat 3” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “TITEL IV. BESTUUR - CONTROLE Artikel 10. Bestuursorgaan De vennootschap wordt bestuurd door één of meer bestuurders, natuurlijke personen of…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, bestuursorgaan” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Alleprocedure-enexpertisekost en voor helft ten laste van overdrager en andere helft ten laste van koper(s)naar evenredigheid verworven…” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Saturday of June at 10:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Bij ontbinding om welke reden en wanneer ook, één of meerdere vereffenaars aanduiden,bevoegdheden omlijnen,vergoeding bepalen” (deed in Dutch)