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ANDYPLA

Active Risk: not assessed
Private limited companyfounded 2024active for 2 yearsAvenue Olympe-Gilbart 1C, 4000 Liège, BelgiumKBO/BCE: BE 1010.014.775
Summary

ANDYPLA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €150,769 and a net result of €59,563. Its solvency ranks better than 17% of 6,651 sector peers (NACE 64, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activities of holding companies
NACE 64210
Size
€1.0mtotal assets 2025
Equity
€150,769
Profit
€59,563
Turnover not published (abbreviated format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Holdings
1
Accounts filed 40 days late
Signalsraises riskYoung companyneutralFiled after the deadlineShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Two signals.
raises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
40 days late
2024
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 36 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Equity above €150,000equity €150,769 ▲65.3%
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Financials · financial year 2025, abbreviated format

2025 annual accounts filed late (40 days) Filed on 9 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00509062.

Equity
€150,769▲ 65.3%
2024 · €91,206
Net result
€59,563▼ 18.1%
2024 · €72,706
Total assets
€1.0m▼ 1.9%
2024 · €1.0m
Solvency
14.8%▲ 6.0pp
2024 · 8.8%
Trend over the years

2024 to 2025, 2 financial years

The operating result falls in 2025; 2025 is 3% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€0.1m 2025 Net result€0.06m 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€0.1m-€0.1m▼ 2.6%
Net result€0.07mwithin the sector's middle half-€0.06mwithin the sector's middle half▼ 18.1%
Equity€0.09mbelow the sector's middle half-€0.2mbelow the sector's middle half▲ 65.3%
Total assets€1.0mwithin the sector's middle half-€1.0mwithin the sector's middle half▼ 1.9%
Debt€0.9m-€0.9m▼ 8.4%
Working capital-€0.07mwithin the sector's middle half--€0.1mwithin the sector's middle half▼ 77.6%
Solvency8.8%below the sector's middle half-14.8%below the sector's middle half▲ 6.0pp
Current ratio0.58within the sector's middle half-0.37within the sector's middle half▼ 0.20
Return on assets (ROA)7.0%within the sector's middle half-5.8%within the sector's middle half▼ 1.2pp
above within below the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets €950,000 =
Current assets €69,368 ▼ 21.9%
Equity and liabilities €1.0m
Equity €150,769 ▲ 65.3%
Debt €869,590 ▼ 8.4%
Debt's share of the balance-sheet total falls from 91.2% to 85.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
39.5%▼
2024 · 79.7%
Debt ≤ 1 year
€185,290▲
2024 · €154,149
Debt > 1 year
€681,824▼
2024 · €791,987
Income taxes
€15,033▼
2024 · €18,177
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.0m€1.0m▼
Formation expenses20€0.001m€0.001m▼
Fixed assets21/28€1.0m€1.0m=
Financial fixed assets28€1.0m€1.0m=
Current assets29/58€0.09m€0.07m▼
Amounts receivable within one year40/41€0.07m€0.06m▼
Trade receivables40€0.05m€0.03m▼
Other amounts receivable41€0.02m€0.03m▲
Cash at bank and in hand54/58€0.02m€0.007m▼
Deferred charges and accrued income490/1€0.001m€0.001m▲
Equity and liabilities
Total equity and liabilities10/49€1.0m€1.0m▼
Equity10/15€0.09m€0.2m▲
Contributions10/11€0.02m€0.02m=
Profit (loss) carried forward14€0.07m€0.1m▲
Amounts payable17/49€0.9m€0.9m▼
Amounts payable after more than one year17€0.8m€0.7m▼
Financial debts170/4€0.8m€0.7m▼
Amounts payable within one year42/48€0.2m€0.2m▲
Current portion of amounts payable after more than one year42€0.1m€0.1m▲
Trade debts44-€0.009m
Suppliers440/4-€0.009m
Advances received on contracts in progress46€0.01m-
Taxes, remuneration and social security45€0.03m€0.03m▲
Taxes450/3€0.03m€0.03m▲
Other amounts payable47/48-€0.02m
Accrued charges and deferred income492/3€0.003m€0.002m▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€167€290▲
Non-recurring operating charges66A-€0.001m
Gross operating margin9900€0.1m€0.1m▼
Operating profit (loss)9901€0.1m€0.1m▼
Financial income75/76B€0.001m€0.001m▲
Recurring financial income75€0.001m€0.001m▲
Financial charges65/66B€0.02m€0.03m▲
Recurring financial charges65€0.02m€0.03m▲
Profit (loss) for the period before taxes9903€0.09m€0.07m▼
Income taxes67/77€0.02m€0.02m▼
Profit (loss) for the period9904€0.07m€0.06m▼
Profit (loss) for the period to be appropriated9905€0.07m€0.06m▼
Appropriation of the result
Profit (loss) to be appropriated9906€0.07m€0.1m▲
Profit (loss) brought forward from the previous period14P-€0.07m

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€167€290▲ 73.5%
Non-recurring operating charges66A-€570-
Gross operating margin9900€107,795€105,721▼ 1.9%
Operating profit (loss)9901€107,628€104,861▼ 2.6%
Financial income75/76B€578€1,316▲ 128%
Recurring financial income75€578€1,316▲ 128%
Financial charges65/66B€17,324€31,582▲ 82.3%
Recurring financial charges65€17,324€31,582▲ 82.3%
Profit (loss) for the period before taxes9903€90,883€74,596▼ 17.9%
Income taxes67/77€18,177€15,033▼ 17.3%
Profit (loss) for the period9904€72,706€59,563▼ 18.1%
Profit (loss) for the period to be appropriated9905€72,706€59,563▼ 18.1%
Line20242025Change
Assets
Total assets20/58€1.0m€1.0m▼ 1.9%
Formation expenses20€0.001m€0.001m▼ 22.6%
Fixed assets21/28€1.0m€1.0m=
Financial fixed assets28€1.0m€1.0m=
Current assets29/58€0.09m€0.07m▼ 21.9%
Amounts receivable within one year40/41€0.07m€0.06m▼ 16.8%
Trade receivables40€0.05m€0.03m▼ 38.1%
Other amounts receivable41€0.02m€0.03m▲ 46.2%
Cash at bank and in hand54/58€0.02m€0.007m▼ 51.0%
Deferred charges and accrued income490/1€0.001m€0.001m▲ 81.0%
Equity and liabilities
Total equity and liabilities10/49€1.0m€1.0m▼ 1.9%
Equity10/15€0.09m€0.2m▲ 65.3%
Contributions10/11€0.02m€0.02m=
Profit (loss) carried forward14€0.07m€0.1m▲ 81.9%
Amounts payable17/49€0.9m€0.9m▼ 8.4%
Amounts payable after more than one year17€0.8m€0.7m▼ 13.9%
Financial debts170/4€0.8m€0.7m▼ 13.9%
Amounts payable within one year42/48€0.2m€0.2m▲ 20.2%
Current portion of amounts payable after more than one year42€0.1m€0.1m▲ 3.6%
Trade debts44-€0.009m-
Suppliers440/4-€0.009m-
Advances received on contracts in progress46€0.01m--
Taxes, remuneration and social security45€0.03m€0.03m▲ 13.8%
Taxes450/3€0.03m€0.03m▲ 13.8%
Other amounts payable47/48-€0.02m-
Accrued charges and deferred income492/3€0.003m€0.002m▼ 11.7%
Line20242025Change
Profit (loss) for the period9904€72,706€59,563▼ 18.1%
+ Depreciation and write-downs630€167€290▲ 73.5%
Operating cash flow (approximation)€72,873€59,853▼ 17.9%
Investment in fixed assets (approximation)--€290-
Change in cash--€7,667-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 abbreviated format 09-09-2026 2026-00509062
31-12-2024 abbreviated format 31-08-2025 2025-00481723

Similar companies · same sector, comparable size

Of the 24,459 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 19,974. 13,390 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors, no change since 2024
PLAIRE Andy Michel Gérald Ghislain
Sole director · since 06-06-2024
Current
PLAIRE Philippe Michel Jean Marie
Administrateur suppléant · since 06-06-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

2 people since 2024, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
PLAIRE Andy Michel Gérald Ghislain
  • Sole director, from 06-06-2024 to date
PLAIRE Philippe Michel Jean Marie
  • Administrateur suppléant, from 06-06-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 06-06-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 06-06-2024 Incorporation · €18,500 · 6,000 shares

Group and network

Holdings and subsidiaries

1 holding

Holdings 1

According to the 2025 annual accounts of ANDYPLA and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Connections & network

2 connected companies
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 4 June 2024, ANDYPLA was incorporated as a private limited company by ITM BELGIUM and one natural person, with a starting capital of €18,500.12 Of the 2 current board members, 2 have served since 2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 06-06-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
09-09
NBB filing Annual accounts filed
financial year 2025 · abbreviated format · 40 days late
2025
31-12
Financial Equity above €150,000equity €150,769 ▲65.3%
A profit in every financial year since 2024 builds equity to €150,769.
31-08
NBB filing Annual accounts filed
financial year 2024 · abbreviated format · 31 days late
2024
06-06
Gazette deed Incorporation
Appointments: PLAIRE Andy Michel Gérald Ghislain (sole director) and PLAIRE Philippe Michel Jean Marie (administrateur suppléant) · Permanent representative: PLAIRE Andy Michel Gérald Ghislain · Registered office clause16 facts ▸
  • Registered office clause, “Région wallonne, 4000 Liège, avenue Olympe Gilbart, 1C” (deed in French)
  • Pre-incorporation commitments, “takeover, tous engagements pris par fondateurs et souscripteurs au nom société en formation avant passation” (deed in French)
  • Director appointment, PLAIRE Andy Michel Gérald Ghislain (sole director)
  • Director appointment, PLAIRE Philippe Michel Jean Marie (administrateur suppléant)
  • Permanent representative, PLAIRE Andy Michel Gérald Ghislain
  • Founder, PLAIRE Andy Michel Gérald Ghislain (comparant)
  • Founder, ITM BELGIUM (comparant)
  • Other provision, “capacité des comparants et identité, capable et compétente” (deed in French)
  • Other provision, “commentaire et lecture de l'acte, intégralité par le notaire instrumentant” (deed in French)
  • Other provision, “projet d'acte et lecture, pris connaissance” (deed in French)
  • Incorporation, “ANDYPLA” (deed in French)
  • Founding capital, €18,500
  • +4 further facts in this act
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded04-06-2024
Financial year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010014775
Registered 30-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 24 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Liège
exact location from the address register On OpenStreetMap
Ground area
6,313 m²
Parcel 62815C0942/00T000, Wallonia. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
62815C0942/00T000 Wallonia 6,313 m² - -
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Toutes opérations de nature financières et commerciales, la prise de participation sous toutes formes, dans toutes sociétés, entreprises…” (deed in French)
4 activities (deed in French)
  1. Toutes opérations de nature financières et commerciales, la prise de participation sous toutes formes, dans toutes sociétés, entreprises, associations et affaires commerciales, industrielles ou immobilières, ainsi que la gestion des sociétés, entreprises ou associations dans lesquelles elle détiendrait des participations
  2. Accepter tout mandat d'administrateur au sein de toutes sociétés, entreprises ou associations dans lesquelles elle détiendrait des participations et cautionner les engagements de celles-ci
  3. Accomplir, tant en Belgique qu'à l'étranger, toutes opérations généralement quelconques, civiles, commerciales, industrielles, financières, mobilières ou immobilières se rapportant directement ou indirectement à son objet social
  4. S'intéresser par toutes voies, notamment apports, cessions, fusions ou autres dans toutes entreprises ou sociétés ayant un objet identique, analogue, similaire ou connexe au sien ou qui serait de nature à favoriser le développement de l'entreprise

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
ANDYPLA
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne, peut établir ou supprimer sièges administratifs,agences en Belgique et à l'étranger par simple décision” (deed in French)

deed of 06-06-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Nature et conséquences patrimoniales et justification en procès-verbal ou rapport spécial, administrateur unique suppléant” (deed in French)
“Actes réservés à l'assemblée générale par loi et statuts, totalité des pouvoirs d'administration” (deed in French)
2 more provisions on this in the deed

deed of 06-06-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
One provision in the deed
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Moitié cédant moitié acquéreurs au prorata des actions acquises, cessions et transmissions à titre onéreux ou gratuit à tiers non…” (deed in French)

deed of 06-06-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Second Thursday of June at 14:00

deed of 06-06-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Délibérer formes modification statuts sur dissolution éventuelle ou mesures continuité ordre du jour, siège” (deed in French)
“Décision de l'assemblée générale délibérant comme en matière de modification des statuts” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Liquidateurs nommés par assemblée générale, dissolution pour quelque cause et à quelque moment” (deed in French)

deed of 06-06-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Indivisibilité des actions, tous droits exercés par usufruitier” (deed in French)
Other provision: “Ayant cause, adhésion de plein droit aux statuts et aux résolutions de l'assemblée générale et de l'organe d'administration” (deed in French)
Other provision: “Contrôle de la société, un ou plusieurs commissaires” (deed in French)
Other provision: “Assemblée générale composition et pouvoirs, plus étendus pour ratifier actes intéressant société” (deed in French)
Other provision: “Toutes décisions pouvoir assemblée générale sauf reçues par acte authentique, assemblée générale écrite” (deed in French)
Other provision: “Admission à l'assemblée, organe d'administration peut exiger” (deed in French)
Other provision: “Mandataire spécial actionnaire avec droit de vote, représentation à l'assemblée” (deed in French)
Other provision: “Bureau assemblée générale, administrateur le plus âgé” (deed in French)
Other provision: “Délibération assemblée générale, majorité des voix quel que soit nombre titres représentés sauf cas loi” (deed in French)
Other provision: “Nombre de voix, 10” (deed in French)
Other provision: “Organe d'administration séance tenante, trois semaines” (deed in French)
Other provision: “Procès-verbaux assemblées générales, registre spécial siège social” (deed in French)
Other provision: “Adoption comptes annuels et décharge, rapport gestion et rapport commissaires et autres rapports CSA” (deed in French)
Other provision: “Distribution bénéfice, assemblée générale sur proposition organe d’administration” (deed in French)
Other provision: “Acomptes sur dividendes, bénéfice exercice en cours” (deed in French)
Other provision: “Paiement dividendes, organe d’administration” (deed in French)
Liquidation distribution: “Rembourser actions concurrence montant libération non amorti, réparti par parts égales entre tous titres” (deed in French)
Other provision: “Arrondissement où se trouve siège social, exécution statuts” (deed in French)
Other provision: “Code sociétés et associations, réputées inscrites statuts” (deed in French)
Other provision: “Pacte d’actionnaires, au plus tard adoption statuts ou 15 jours agrément nouveaux actionnaires” (deed in French)
Other provision: “Tribunaux siège social, affaires société et exécution statuts” (deed in French)
Other provision: “Compte de capitaux propres statutairement indisponible, 18500” (deed in French)
Other provision: “Actions souscrites et libérées comme relatés dans actes de constitution,d'augmentation et de réduction de capital, appels de fonds” (deed in French)
Other provision: “Modification du capital et droit de préférence, articles 5:128 et suivants du Code des sociétés et des associations” (deed in French)
1 more provision in the deed, see the deed of 06-06-2024

deed of 06-06-2024