Andy Matthijs
ActiveSummary
Andy Matthijs has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €421,057 and a net result of €222,279. Equity is growing by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 77% of 13085 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Activities of lawyers
NACE 69101
1 site
How big
€526,579total assets 2025
- Equity
- €421,057
- Profit
- €222,279
Turnover not published (abridged schema)
Who decides
Accounts 3 d early0 of 1 deed read
Why 91+ Lower-failure-rate sector+ Annual accounts: healthy financial profile+ Long track recordLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+9
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity short (current ratio 0.99 against 2.35 in 2024; short-term debt: 13.4% and cash: 10.8% of total assets), and 20% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80%
Return on assets
42.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
7 d early
2023
27 d late
2022
99 d late
2021
31 d late
2020
31 d late
2019
84 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2018net €222,279 ▲441%
- Equity above €200,000Eq €421,057 ▲112%
Financials
Fiscal year 2025Total assets €526,579Profit €222,279Solvency 80.0%Liquidity 0.99
Turnover
€78,000▼ 1.3%
2018 - 2021
Net result
€222,279▲ 441%
2018 - 2025
Equity
€421,057▲ 112%
2018 - 2025
Solvency
80.0%▼ 6.0pp
2018 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€78,000▼ 1.3%
Operating result€13,304▼ 38.5%€75,445▲ 467%€32,028▼ 57.5%€41,840▲ 30.6%€322,417▲ 671%
Net result€8,681below the sector's middle half▼ 41.0%€74,642above the sector's middle half▲ 760%€19,797within the sector's middle half▼ 73.5%€41,102within the sector's middle half▲ 108%€222,279above the sector's middle half▲ 441%
EBIT margin17.1%▼ 10.3pp
Equity€63,236below the sector's middle half▼ 16.9%€137,879within the sector's middle half▲ 118%€157,676within the sector's middle half▲ 14.4%€198,778within the sector's middle half▲ 26.1%€421,057above the sector's middle half▲ 112%
Total assets€318,881below the sector's middle half▼ 13.2%€191,154within the sector's middle half▼ 40.1%€254,652within the sector's middle half▲ 33.2%€231,348within the sector's middle half▼ 9.2%€526,579above the sector's middle half▲ 128%
Debt€255,644▼ 12.3%€53,275▼ 79.2%€96,977▲ 82.0%€32,571▼ 66.4%€105,522▲ 224%
Working capital€41,499within the sector's middle half▼ 18.2%€122,407within the sector's middle half▲ 195%€117,992within the sector's middle half▼ 3.6%€43,873within the sector's middle half▼ 62.8%-€453below the sector's middle half
Solvency19.8%within the sector's middle half▼ 0.9pp72.1%within the sector's middle half▲ 52.3pp61.9%within the sector's middle half▼ 10.2pp85.9%above the sector's middle half▲ 24.0pp80.0%above the sector's middle half▼ 6.0pp
Current ratio1.17within the sector's middle half▼ 0.423.30within the sector's middle half▲ 2.132.22within the sector's middle half▼ 1.082.35within the sector's middle half▲ 0.130.99below the sector's middle half▼ 1.35
Return on assets (ROA)2.7%within the sector's middle half▼ 1.3pp39.0%above the sector's middle half▲ 36.3pp7.8%within the sector's middle half▼ 31.3pp17.8%within the sector's middle half▲ 10.0pp42.2%above the sector's middle half▲ 24.4pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 671% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €526,579
Fixed assets
€456,421 ▲ 195%
Current assets
€70,158 ▼ 8.2%
Equity and liabilities €526,579
Equity
€421,057 ▲ 112%
Debt
€105,522 ▲ 224%
Debt's share of the balance-sheet total rises from 14.1% to 20.0%. Equity and debt are higher.
Key figures and ratios
Key figures and ratios
EBITDA
€361,353▲
2024 · €58,854
Cash flow
€261,215▲
2024 · €58,117
Debt to equity
0.25▲
2024 · 0.16
ROE
52.8%▲
2024 · 20.7%
Interest coverage
112.44▲
2024 · 22.25
Debt ≤ 1 year
€70,611▲
2024 · €32,571
Debt > 1 year
€34,911
Income taxes
€97,800▲
2024 · €13,092
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,811 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.3%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,811 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €78,000 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €59,425 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,748 | €1,289 | €1,518 | €17,015 | €38,936 | ▲ 129% |
| Other operating charges640/8 | €524 | €1,646 | €769 | €425 | €2,896 | ▲ 582% |
| Non-recurring operating charges66A | - | €12,952 | €5,680 | €0 | - | - |
| Gross operating margin9900 | €18,575 | €91,332 | €39,995 | €59,279 | €364,249 | ▲ 514% |
| Operating profit (loss)9901 | €13,304 | €75,445 | €32,028 | €41,840 | €322,417 | ▲ 671% |
| Financial income75/76B | - | €15,000 | €2 | €15,000 | €877 | ▼ 94.2% |
| Recurring financial income75 | - | €15,000 | €2 | €15,000 | €877 | ▼ 94.2% |
| Financial charges65/66B | €260 | €286 | €2,582 | €2,645 | €3,214 | ▲ 21.5% |
| Recurring financial charges65 | €260 | €286 | €2,582 | €2,645 | €3,214 | ▲ 21.5% |
| Profit (loss) for the period before taxes9903 | €13,045 | €90,159 | €29,448 | €54,195 | €320,080 | ▲ 491% |
| Income taxes67/77 | €4,364 | €15,517 | €9,651 | €13,092 | €97,800 | ▲ 647% |
| Profit (loss) for the period9904 | €8,681 | €74,642 | €19,797 | €41,102 | €222,279 | ▲ 441% |
| Profit (loss) for the period to be appropriated9905 | €8,681 | €74,642 | €19,797 | €41,102 | €222,279 | ▲ 441% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €318,881 | €191,154 | €254,652 | €231,348 | €526,579 | ▲ 128% |
| Fixed assets21/28 | €26,613 | €15,472 | €39,683 | €154,905 | €456,421 | ▲ 195% |
| Intangible fixed assets21 | - | - | - | - | €6,933 | - |
| Tangible fixed assets22/27 | €26,613 | €12,372 | €36,583 | €151,805 | €446,389 | ▲ 194% |
| Land and buildings22 | - | €11,944 | €25,130 | €138,941 | €434,093 | ▲ 212% |
| Plant, machinery and equipment23 | €798 | €428 | €2,824 | €5,009 | €6,411 | ▲ 28.0% |
| Furniture and vehicles24 | €12,952 | €0 | €8,630 | €7,855 | €5,885 | ▼ 25.1% |
| Other tangible fixed assets26 | €12,863 | - | - | - | - | - |
| Financial fixed assets28 | - | €3,100 | €3,100 | €3,100 | €3,100 | = |
| Current assets29/58 | €292,268 | €175,682 | €214,969 | €76,443 | €70,158 | ▼ 8.2% |
| Amounts receivable within one year40/41 | €213,569 | €35,720 | €30,000 | €15,730 | €10,218 | ▼ 35.0% |
| Trade receivables40 | €213,558 | €35,545 | €30,000 | €15,730 | €1,620 | ▼ 89.7% |
| Other amounts receivable41 | €11 | €175 | €0 | - | €8,598 | - |
| Current investments50/53 | €3,100 | €0 | - | - | - | - |
| Cash at bank and in hand54/58 | €72,548 | €138,876 | €184,506 | €57,681 | €57,055 | ▼ 1.1% |
| Deferred charges and accrued income490/1 | €3,051 | €1,087 | €463 | €3,033 | €2,885 | ▼ 4.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €318,881 | €191,154 | €254,652 | €231,348 | €526,579 | ▲ 128% |
| Equity10/15 | €63,236 | €137,879 | €157,676 | €198,778 | €421,057 | ▲ 112% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €51,801 | €131,679 | €151,476 | €192,578 | €414,857 | ▲ 115% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | €49,941 | €129,819 | €151,476 | €192,578 | €414,857 | ▲ 115% |
| Profit (loss) carried forward14 | €5,236 | €0 | - | - | - | - |
| Amounts payable17/49 | €255,644 | €53,275 | €96,977 | €32,571 | €105,522 | ▲ 224% |
| Amounts payable after more than one year17 | €4,875 | €0 | - | - | €34,911 | - |
| Financial debts170/4 | - | - | - | - | €34,911 | - |
| Other amounts payable178/9 | €4,875 | €0 | - | - | - | - |
| Amounts payable within one year42/48 | €250,769 | €53,275 | €96,977 | €32,571 | €70,611 | ▲ 117% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €9,607 | - |
| Trade debts44 | €3,030 | €559 | €8,213 | €2,755 | €4,554 | ▲ 65.3% |
| Suppliers440/4 | €3,030 | €559 | €8,213 | €2,755 | €4,554 | ▲ 65.3% |
| Advances received on contracts in progress46 | €205,000 | €0 | - | - | - | - |
| Taxes, remuneration and social security45 | €22,639 | €15,502 | €38,056 | €7,855 | €21,540 | ▲ 174% |
| Taxes450/3 | €15,369 | €15,502 | €38,056 | €7,855 | €21,540 | ▲ 174% |
| Remuneration and social security454/9 | €7,270 | €0 | - | - | - | - |
| Other amounts payable47/48 | €20,100 | €37,214 | €50,708 | €21,961 | €34,910 | ▲ 59.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,681 | €74,642 | €19,797 | €41,102 | €222,279 | ▲ 441% |
| + Depreciation and write-downs630 | €4,748 | €1,289 | €1,518 | €17,015 | €38,936 | ▲ 129% |
| Operating cash flow (approximation) | €13,428 | €75,931 | €21,315 | €58,117 | €261,215 | ▲ 349% |
| Investment in fixed assets (approximation) | - | €9,852 | -€25,730 | -€132,236 | -€340,452 | ▼ 157% |
| Change in cash | - | €66,328 | €45,630 | -€126,825 | -€626 | ▲ 99.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
LAWYER VALERIJUS OSTROVSKIS
BE 0685.570.660
Elsene · Eq €420,895
LEERMAKERS
BE 0465.279.504
Hoeilaart · Eq €421,333
SRL BEGUIN & BRONKAERT Avocats Associés
BE 0754.574.975
Montigny-le-Tilleul · Eq €420,521
ADVOCATENKANTOOR DE MUER
BE 0841.645.541
Eeklo · Eq €421,615
VAHIDA
BE 0475.403.334
Elsene · Eq €421,787
Of 22,057 companies in this sector we hold annual accounts for 9,060. 6,226 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
16 eventsLatest 28-07-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €222,279 ▲441%
Operating result €322,417, net result €222,279, both a record.
31-12
Financial
Equity above €200,000Eq €421,057 ▲112%
8 profitable years in a row build equity to €421,057.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Equity above €150,000Eq €157,676 ▲14.4%
6 profitable years in a row build equity to €157,676.
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 99 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 3.30
Current ratio from 1.17 to 3.30; short-term debt falls from €250,769 to €53,275.
31-12
Financial
Equity above €100,000Eq €137,879 ▲118%
5 profitable years in a row build equity to €137,879.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 84 days late
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €1,739 ▼92.4%
Net result drops to €1,739, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company · founded 18-06-2009Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded18-06-2009
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
E-invoicing
Reachable via Peppol
Peppol ID
0208:0812364211
Also
9925:BE0812364211
Registered
06-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2009
Ground area
1,290 m²
Building footprint
204 m²
Volume, LiDAR
1,499 m³
Parcel 11036B0028/00D002, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Andy Matthijs
since 2009unit no. 2.302.518.890
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036B0028/00D002 | Flanders | 1,290 m² | 1 · 204 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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