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ANDURANCES

Active
Private limited companyfounded 20251 yr activeRue Emile Tilman 15, 4040 Herstal, BelgiumKBO/BCE: BE 1027.635.420
Summary

The computed 12-month bankruptcy probability of ANDURANCES is 4.5% (elevated). The 2025 annual accounts show negative equity (-€444) and a net result of -€2,944. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency7
Growth-
Track record67
Bankruptcy probability, 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
5 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 15 September 2025, ANDURANCES was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€444
Total assets
€2,500
Net result
-€2,944
Working capital
-€444

Turnover and EBIT margin not published: the micro schema does not require them.

Key figures and ratios
2025 value
Debt
€2,944
Debt ≤ 1 year
€2,944
Ratios withheld: a balance sheet total of €2,500 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 1,322 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
4.2% went bankrupt
5.5% stopped otherwise
90% still going

For this company itself Checked computes a bankruptcy probability of 4.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 16 lines
Balance sheet Code2025
Assets
Total assets20/58€2,500
Current assets29/58€2,500
Cash at bank and in hand54/58€2,500
Equity and liabilities
Total equity and liabilities10/49€2,500
Equity10/15-€444
Contributions10/11€2,500
Profit (loss) carried forward14-€2,944
Amounts payable17/49€2,944
Amounts payable within one year42/48€2,944
Other amounts payable47/48€2,944
Income statement Code2025
Gross operating margin9900-€2,944
Operating profit (loss)9901-€2,944
Profit (loss) for the period before taxes9903-€2,944
Profit (loss) for the period9904-€2,944
Profit (loss) for the period to be appropriated9905-€2,944
Appropriation of the result
Profit (loss) to be appropriated9906-€2,944

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Gross operating margin9900-€2,944
Operating profit (loss)9901-€2,944
Profit (loss) for the period before taxes9903-€2,944
Profit (loss) for the period9904-€2,944
Profit (loss) for the period to be appropriated9905-€2,944
Line2025
Assets
Total assets20/58€2,500
Current assets29/58€2,500
Cash at bank and in hand54/58€2,500
Equity and liabilities
Total equity and liabilities10/49€2,500
Equity10/15-€444
Contributions10/11€2,500
Profit (loss) carried forward14-€2,944
Amounts payable17/49€2,944
Amounts payable within one year42/48€2,944
Other amounts payable47/48€2,944
Line2025
Profit (loss) for the period9904-€2,944
Operating cash flow (approximation)-€2,944

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
26-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
225 m²
Building footprint
48 m²
Volume, LiDAR
481 m³
Parcel 62051C0909/00V000, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
ANDURANCES
Rue Emile Tilman 15, 4040 HerstalActivities auxiliary to financial services and insurance activities
since 20252.379.726.239
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62051C0909/00V000 Wallonia 225 m² 1 · 48 m² 11.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded15-09-2025
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.