ANDREW WU
ActiveThe computed 12-month bankruptcy probability of ANDREW WU is 4.1% (elevated). The 2025 annual accounts show equity of €76k and a net result of €80k. Its solvency ranks better than 50% of 13091 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+94
Solvency55▲+36
Growth78
Track record82
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity short (current ratio 0.87 against 0.25 in 2024; short-term debt: 69.8% and cash: 52.6% of total assets), and 69.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.2%
Return on assets
31.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
31 d early
2024
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€76k
2024 · €-4k
2024: €-4k
2024 → 2025
Total assets
€252k▲ 254%
2024 · €71k
2024: €71k
2024 → 2025
Net result
€80k
2024 · €-7k
2024: €-7k
2024 → 2025
Working capital
€-24k▲ 58.1%
2024 · €-56k
2024: €-56k
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€-4k-€76k
Operating result€-7k-€106k
Net result€-7k-€80k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €106k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €252k
Fixed assets
€99k▲ 91.4%
Current assets
€152k▲ 696%
Equity and liabilities €252k
Equity
€76k
Debt
€176k
Debt finances 69.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€118k▲
2024 · €-7k
Cash flow
€92k▲
2024 · €-7k
Solvency
30.2%▲
2024 · -5.9%
Current ratio
0.87▲
2024 · 0.25
Quick ratio
0.84▲
2024 · 0.25
Debt / equity
2.31▲
2024 · -17.93
ROE
105.5%
ROA
31.9%▲
2024 · -10.1%
Interest coverage
15.16▲
2024 · -203.71
Debt
€176k▲
2024 · €75k
Debt ≤ 1 year
€176k▲
2024 · €75k
Income taxes
€18k
Staff costs
€72k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€252k▲
Fixed assets21/28€52k€99k▲
Tangible fixed assets22/27€52k€99k▲
Furniture and vehicles24€10k€41k▲
Other tangible fixed assets26€42k€59k▲
Financial fixed assets28-€304
Current assets29/58€19k€152k▲
Stocks and contracts in progress3-€5k
Stocks30/36-€5k
Amounts receivable within one year40/41€15k€13k▼
Trade receivables40€6k€13k▲
Other amounts receivable41€9k-
Cash at bank and in hand54/58€4k€132k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€71k€252k▲
Equity10/15€-4k€76k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-7k€73k▲
Amounts payable17/49€75k€176k▲
Amounts payable within one year42/48€75k€176k▲
Trade debts44€2k€21k▲
Suppliers440/4€2k€21k▲
Taxes, remuneration and social security45-€38k
Taxes450/3-€29k
Remuneration and social security454/9-€9k
Other amounts payable47/48€73k€117k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€72k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€222€12k▲
Other operating charges640/8€487€820▲
Gross operating margin9900€-6k€191k▲
Operating profit (loss)9901€-7k€106k▲
Financial income75/76B-€10
Recurring financial income75-€10
Financial charges65/66B€34€8k▲
Recurring financial charges65€34€8k▲
Profit (loss) for the period before taxes9903€-7k€98k▲
Income taxes67/77-€18k
Profit (loss) for the period9904€-7k€80k▲
Profit (loss) for the period to be appropriated9905€-7k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€73k▲
Profit (loss) brought forward from the previous period14P-€-7k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €80k
Net result €80k after one loss-making year.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue André Vésale 116001 CharleroiGround area
164 m²
Building footprint
102 m²
Volume, LiDAR
915 m³
Parcel 52392C0189/00M003, Wallonia · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Ichiban Sushi & Grill
since 20242.364.864.453
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52392C0189/00M003 | Wallonia | 164 m² | 1 · 102 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCharleroi2.364.864.453
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Of 20,510 companies in sector 56111 we hold annual accounts for 11,456. 9,798 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2024
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.