ANDREAX

Active

Private limited companyfounded 20242 yrs activeRue des Frères-Stasse, Hing. 12, 5380 Fernelmont, BelgiumKBO/BCE: BE 1012.156.990

Summary

ANDREAX has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €4k. Its solvency ranks better than 45% of 1277 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysis Watch Report Compare

ANDREAXActiveChecked score 80/100

Risk analysis Report Compare

Checked score

Score 2025

80 / 100

Excellent

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability70▼-27

Solvency73▲+15

Growth52

Track record82

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity ample (current ratio 1.93 against 1.49 in 2024; short-term debt: 51.8% and cash: 71.4% of total assets), but 51.8% of the assets are financed with debt.

Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 75

Relative position

BE, all sectors

reference

Veterinary activities (NACE 75)

about 90% fewer bankruptcies

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

48.2%

Return on assets

13%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

19 d late

2024

13 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

25-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€13k▲ 37.0%

2024 · €10k

2024: €10k 2025: €13k▲ +37.0% vs 2024

2024 → 2025

Total assets

€27k▼ 7.0%

2024 · €29k

2024: €29k 2025: €27k▼ -7.0% vs 2024

2024 → 2025

Net result

€4k▼ 46.2%

2024 · €7k

2024: €7k 2025: €4k▼ -46.2% vs 2024

2024 → 2025

Working capital

€13k▲ 37.0%

2024 · €10k

2024: €10k 2025: €13k▲ +37.0% vs 2024

2024 → 2025

Trend over the years

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€10k-€13k▲ 37.0% 2024: €10k 2025: €13k▲ +37.0% vs 2024

Operating result€9k-€6k▼ 32.2% 2024: €9k 2025: €6k▼ -32.2% vs 2024

Net result€7k-€4k▼ 46.2% 2024: €7k 2025: €4k▼ -46.2% vs 2024

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 32% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €27k

48.2%

51.8%

Equity €13k ▲ 37.0%

Debt €14k ▼ 28.5%

Debt's share of the balance-sheet total falls from 67.3% to 51.8%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

Current ratio

1.93▲

2024 · 1.49

Debt to equity

1.07▼

2024 · 2.06

ROE

27.0%▼

2024 · 68.7%

ROA

13.0%▼

2024 · 22.5%

Debt ≤ 1 year

€14k▼

2024 · €20k

Income taxes

€1k▼

2024 · €2k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

As filed By statement

Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines

Balance sheet Code20242025

Assets

Total assets20/58€29k€27k▼

Current assets29/58€29k€27k▼

Amounts receivable within one year40/41€13k€7k▼

Trade receivables40€13k€7k▼

Cash at bank and in hand54/58€15k€19k▲

Deferred charges and accrued income490/1€763€702▼

Equity and liabilities

Total equity and liabilities10/49€29k€27k▼

Equity10/15€10k€13k▲

Contributions10/11€3k€3k=

Reserves13€7k€10k▲

Distributable reserves133€7k€10k▲

Amounts payable17/49€20k€14k▼

Amounts payable within one year42/48€20k€14k▼

Trade debts44€3k€3k▼

Suppliers440/4€3k€3k▼

Taxes, remuneration and social security45€5k€6k▲

Taxes450/3€5k€6k▲

Other amounts payable47/48€12k€5k▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k-

Other operating charges640/8-€803

Gross operating margin9900€10k€7k▼

Operating profit (loss)9901€9k€6k▼

Financial income75/76B€1€3▲

Recurring financial income75€1€3▲

Financial charges65/66B€441€1k▲

Recurring financial charges65€441€1k▲

Profit (loss) for the period before taxes9903€8k€5k▼

Income taxes67/77€2k€1k▼

Profit (loss) for the period9904€7k€4k▼

Profit (loss) for the period to be appropriated9905€7k€4k▼

Appropriation of the result

Profit (loss) to be appropriated9906€7k€4k▼

Transfer to equity691/2€7k€4k▼

To other reserves6921€7k€4k▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement

Income statement Balance sheet Cash flow

Line	2024	2025	Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€1k	-	-
Other operating charges640/8	-	€803	-
Gross operating margin9900	€10k	€7k	▼ 33.3%
Operating profit (loss)9901	€9k	€6k	▼ 32.2%
Financial income75/76B	€1	€3	▲ 470%
Recurring financial income75	€1	€3	▲ 470%
Financial charges65/66B	€441	€1k	▲ 135%
Recurring financial charges65	€441	€1k	▲ 135%
Profit (loss) for the period before taxes9903	€8k	€5k	▼ 40.9%
Income taxes67/77	€2k	€1k	▼ 22.1%
Profit (loss) for the period9904	€7k	€4k	▼ 46.2%
Profit (loss) for the period to be appropriated9905	€7k	€4k	▼ 46.2%

Line	2024	2025	Change
Assets
Total assets20/58	€29k	€27k	▼ 7.0%
Current assets29/58	€29k	€27k	▼ 7.0%
Amounts receivable within one year40/41	€13k	€7k	▼ 46.6%
Trade receivables40	€13k	€7k	▼ 46.6%
Cash at bank and in hand54/58	€15k	€19k	▲ 27.5%
Deferred charges and accrued income490/1	€763	€702	▼ 8.0%
Equity and liabilities
Total equity and liabilities10/49	€29k	€27k	▼ 7.0%
Equity10/15	€10k	€13k	▲ 37.0%
Contributions10/11	€3k	€3k	=
Reserves13	€7k	€10k	▲ 53.8%
Distributable reserves133	€7k	€10k	▲ 53.8%
Amounts payable17/49	€20k	€14k	▼ 28.5%
Amounts payable within one year42/48	€20k	€14k	▼ 28.5%
Trade debts44	€3k	€3k	▼ 5.4%
Suppliers440/4	€3k	€3k	▼ 5.4%
Taxes, remuneration and social security45	€5k	€6k	▲ 29.3%
Taxes450/3	€5k	€6k	▲ 29.3%
Other amounts payable47/48	€12k	€5k	▼ 59.0%

Line	2024	2025	Change
Profit (loss) for the period9904	€7k	€4k	▼ 46.2%
+ Depreciation and write-downs630	€1k	-	-
Operating cash flow (approximation)	€8k	€4k	▼ 55.3%
Change in cash	-	€4k	-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

19-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 19 days late

2025

18-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

0 of 2 acts read

About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Fernelmont · 1 establishment unit since 2024

seat establishment The establishment unit on the map

Ground area

2,744 m²

Building footprint

154 m²

Parcel 92064B0412/00G000, Wallonia. Linked by address, not a title deed.

1 establishment unit

ANDREAX

Rue des Frères-Stasse, Hing. 12, 5380 FernelmontVeterinary services

since 20242.362.313.353

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92064B0412/00G000	Wallonia	2,744 m²	1 · 154 m²	-

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Charleroi · Eq €12,994

Dierenarts EJ

BE 1020.567.979

Antwerpen · Eq €13,334

Ilse Claessens

BE 0795.439.788

Zandhoven · Eq €12,958

Dierenarts Lerinckx Laura

BE 0695.449.616

Sint-Pieters-Leeuw · Eq €12,887

Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 1,074 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded02-08-2024

Fiscal year end31-12

Activities, NACEBEL 2025

75000Veterinary services

Scores and ratios are computed by Checked and are not a credit decision.