ANDREASS
ActiveFinancials · financial year 2025, micro format
Annual accounts 2025 filed on 18-06-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is a loss of €445, smaller than the loss of €1,569 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €439 | - | - |
| Gross operating margin9900 | -€1,130 | -€445 | ▲ 60.6% |
| Operating profit (loss)9901 | -€1,569 | -€445 | ▲ 71.6% |
| Financial charges65/66B | €53 | €45 | ▼ 15.1% |
| Recurring financial charges65 | €53 | €45 | ▼ 15.1% |
| Profit (loss) for the period before taxes9903 | -€1,622 | -€490 | ▲ 69.8% |
| Profit (loss) for the period9904 | -€1,622 | -€490 | ▲ 69.8% |
| Profit (loss) for the period to be appropriated9905 | -€1,622 | -€490 | ▲ 69.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €845 | €800 | ▼ 5.3% |
| Current assets29/58 | €845 | €800 | ▼ 5.3% |
| Amounts receivable within one year40/41 | €404 | €504 | ▲ 24.8% |
| Trade receivables40 | €303 | €504 | ▲ 66.3% |
| Other amounts receivable41 | €101 | - | - |
| Cash at bank and in hand54/58 | €441 | €296 | ▼ 32.9% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €845 | €800 | ▼ 5.3% |
| Equity10/15 | -€1,122 | -€1,613 | ▼ 43.8% |
| Contributions10/11 | €500 | €500 | = |
| Profit (loss) carried forward14 | -€1,622 | -€2,113 | ▼ 30.3% |
| Amounts payable17/49 | €1,967 | €2,413 | ▲ 22.7% |
| Amounts payable within one year42/48 | €1,967 | €2,413 | ▲ 22.7% |
| Trade debts44 | €267 | €713 | ▲ 167% |
| Suppliers440/4 | €267 | €713 | ▲ 167% |
| Other amounts payable47/48 | €1,700 | €1,700 | = |
Historical observation
In July 2024, 7,639 companies had the same profile as ANDREASS has now. Two years later, 84.8% were still going and 8.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ANDREASS itself: 2.0% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for ANDREASS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.