ANDREAS BARTOSCH
ActiveANDREAS BARTOSCH has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €313k and a net result of €-23k. Equity is shrinking by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 50% of 12632 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
62
/ 100
Healthy▼ -20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-6
Solvency98▲+6
Growth38=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 2.7 against 2.13 in 2024), and 43.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
147 d early
2023
125 d early
2022
47 d early
2021
118 d early
2020
51 d late
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€420k▼ 12.8%
2018 · €481k
2018: €481k
2018 → 2019
EBIT margin
-10.9%▲ 2.9pp
2018 · -13.7%
2018: -13.7%
2018 → 2019
Net result
€-23k
2024 · €4k
2018: €-43k
2019: €-54k
2020: €17k
2021: €-11k
2022: €17k
2023: €3k
2024: €4k
2018 → 2025
Working capital
€310k▼ 11.4%
2024 · €350k
2018: €686k
2019: €706k
2020: €531k
2021: €498k
2022: €446k
2023: €309k
2024: €350k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€512k-€429k▼ 16.2%€332k▼ 22.7%€336k▲ 1.1%€313k▼ 6.7%
Operating result€-20k-€11k€-4k€3k€-26k
Net result€-11k-€17k€3k▼ 84.4%€4k▲ 44.3%€-23k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €26k after €3k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €551k
Fixed assets
€59k=
Current assets
€492k▼ 25.3%
Equity and liabilities €551k
Equity
€313k▼ 6.7%
Debt
€238k▼ 37.8%
The debt ratio falls from 53.2% to 43.2%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
56.8%▲
2024 · 46.8%
Current ratio
2.70▲
2024 · 2.13
Quick ratio
2.70▲
2024 · 2.13
Debt / equity
0.76▼
2024 · 1.14
ROE
-7.2%▼
2024 · 1.1%
ROA
-4.1%▼
2024 · 0.5%
Debt
€238k▼
2024 · €382k
Debt ≤ 1 year
€182k▼
2024 · €309k
Debt > 1 year
€56k▼
2024 · €73k
Income taxes
€1k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€718k€551k▼
Formation expenses20-€0
Fixed assets21/28€59k€59k=
Tangible fixed assets22/27€55k€55k=
Plant, machinery and equipment23-€0
Furniture and vehicles24-€0
Other tangible fixed assets26€55k€55k=
Financial fixed assets28€4k€4k=
Current assets29/58€659k€492k▼
Amounts receivable after more than one year29€483k€322k▼
Other amounts receivable291€483k€322k▼
Amounts receivable within one year40/41€51k€22k▼
Trade receivables40€27k€1k▼
Other amounts receivable41€24k€21k▼
Cash at bank and in hand54/58€124k€148k▲
Deferred charges and accrued income490/1€718-
Equity and liabilities
Total equity and liabilities10/49€718k€551k▼
Equity10/15€336k€313k▼
Contributions10/11€13k€13k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€321k€298k▼
Amounts payable17/49€382k€238k▼
Amounts payable after more than one year17€73k€56k▼
Financial debts170/4€73k€56k▼
Amounts payable within one year42/48€309k€182k▼
Current portion of amounts payable after more than one year42€44k€17k▼
Trade debts44€50k€133k▲
Suppliers440/4€50k€133k▲
Taxes, remuneration and social security45€14k€31k▲
Taxes450/3€14k€31k▲
Other amounts payable47/48€200k€847▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k-
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€10k-
Other operating charges640/8€815€3k▲
Non-recurring operating charges66A€405-
Gross operating margin9900€17k€-23k▼
Operating profit (loss)9901€3k€-26k▼
Financial income75/76B€10k€9k▼
Recurring financial income75€10k€9k▼
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€9k€-22k▼
Income taxes67/77€5k€1k▼
Profit (loss) for the period9904€4k€-23k▼
Profit (loss) for the period to be appropriated9905€4k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€321k€298k▼
Profit (loss) brought forward from the previous period14P€317k€321k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
04-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 20.64
Current ratio from 4.99 to 20.64; short-term debt falls from €133k to €25k.
20-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 51 days late
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 13 days late
2019
31-12
Financial
Weakest financial yearnet €-54k
Net result drops to €-54k, the lowest in the series; recovery starts the following year.
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 5 days late
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Palmerstonlaan 261000 BrusselGround area
304 m²
Building footprint
159 m²
Volume, LiDAR
2,549 m³
Parcel 21806F0114/00M003, Brussels · tallest building 24.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Andreas Bartosch
since 20092.233.981.363
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21806F0114/00M003 | Brussels | 304 m² | 1 · 159 m² | 24.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SOCIETE D'AVOCAT THIERRY DUQUESNE
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Of 22,018 companies in sector 69101 we hold annual accounts for 9,028. 6,663 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-10-2009
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.