Skip to content

Andreas

Active
Private limited company (pre-2019)founded 2017active for 8 yearsHoogbuul 32, 2250 Olen, BelgiumKBO/BCE: BE 0686.553.033
Summary

Andreas has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,714 and a net result of -€1,107. Equity is shrinking by about 11% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.5% (low).

Financials · financial year 2025, micro format

2025 annual accounts filed late (19 days) Filed on 19 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00406375.

Equity
€6,714▼ 14.2%
2024 · €7,821
Total assets
€49,415▼ 2.2%
2024 · €50,522
Net result
-€1,107▲ 31.2%
2024 · -€1,608
Working capital
€7,414▼ 13.0%
2024 · €8,521
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result stays negative: a loss of €1,107 in 2025 against €1,608 in 2024; the loss shrinks.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€1,107 2025 Net result-€1,107 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€3,185--€936▲ 70.6%-€1,188▼ 26.9%-€1,202▼ 1.2%-€1,301▼ 8.3%-€1,350▼ 3.8%-€1,608▼ 19.1%-€1,107▲ 31.2%
Net result-€3,185--€936▲ 70.6%-€1,188▼ 26.9%-€1,202▼ 1.2%-€1,301▼ 8.3%-€1,350▼ 3.8%-€1,608▼ 19.1%-€1,107▲ 31.2%
Equity€15,407-€14,471▼ 6.1%€13,283▼ 8.2%€12,081▼ 9.0%€10,780▼ 10.8%€9,430▼ 12.5%€7,821▼ 17.1%€6,714▼ 14.2%
Total assets€315,908-€314,972▼ 0.3%€55,784▼ 82.3%€54,582▼ 2.2%€53,281▼ 2.4%€51,931▼ 2.5%€50,522▼ 2.7%€49,415▼ 2.2%
Debt€300,501-€300,501=€42,501▼ 85.9%€42,501=€42,501=€42,501=€42,701▲ 0.5%€42,701=
Working capital€15,907-€14,971▼ 5.9%€13,783▼ 7.9%€12,581▼ 8.7%€11,280▼ 10.3%€9,930▼ 12.0%€8,521▼ 14.2%€7,414▼ 13.0%
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €49,415
Equity €6,714 ▼ 14.2%
Debt €42,701 =
Debt's share of the balance-sheet total rises from 84.5% to 86.4%. Equity is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.18▼
2024 · 1.20
Debt to equity
6.36▲
2024 · 5.46
ROE
-16.5%▲
2024 · -20.6%
ROA
-2.2%▲
2024 · -3.2%
Debt ≤ 1 year
€42,001=
2024 · €42,001
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,548 companies that looked in July 2024 the way this one looks now, 4.3% went bankrupt within 24 months and 91.3% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a small loss
4.3% went bankrupt
3.9% stopped otherwise
91.3% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,548 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 19 lines
Balance sheet Code20242025
Assets
Total assets20/58€50,522€49,415▼
Current assets29/58€50,522€49,415▼
Cash at bank and in hand54/58€50,522€49,415▼
Equity and liabilities
Total equity and liabilities10/49€50,522€49,415▼
Equity10/15€7,821€6,714▼
Contributions10/11€18,592€18,592=
Profit (loss) carried forward14-€10,771-€11,878▼
Amounts payable17/49€42,701€42,701=
Amounts payable within one year42/48€42,001€42,001=
Other amounts payable47/48€42,001€42,001=
Accrued charges and deferred income492/3€700€700=
Income statement Code20242025
Other operating charges640/8€589€206▼
Gross operating margin9900-€1,019-€902▲
Operating profit (loss)9901-€1,608-€1,107▲
Profit (loss) for the period before taxes9903-€1,608-€1,107▲
Profit (loss) for the period9904-€1,608-€1,107▲
Profit (loss) for the period to be appropriated9905-€1,608-€1,107▲
Appropriation of the result
Profit (loss) to be appropriated9906-€10,771-€11,878▼
Profit (loss) brought forward from the previous period14P-€9,162-€10,771▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,732--------
Other operating charges640/8---€588€591€573€589€206▼ 65.1%
Gross operating margin9900-€880-€389-€501-€614-€711-€777-€1,019-€902▲ 11.6%
Operating profit (loss)9901-€3,185-€936-€1,188-€1,202-€1,301-€1,350-€1,608-€1,107▲ 31.2%
Profit (loss) for the period before taxes9903-€3,185-€936-€1,188-€1,202-€1,301-€1,350-€1,608-€1,107▲ 31.2%
Profit (loss) for the period9904-€3,185-€936-€1,188-€1,202-€1,301-€1,350-€1,608-€1,107▲ 31.2%
Profit (loss) for the period to be appropriated9905-€3,185-€936-€1,188-€1,202-€1,301-€1,350-€1,608-€1,107▲ 31.2%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€315,908€314,972€55,784€54,582€53,281€51,931€50,522€49,415▼ 2.2%
Current assets29/58€315,908€314,972€55,784€54,582€53,281€51,931€50,522€49,415▼ 2.2%
Amounts receivable within one year40/41€74€147-------
Cash at bank and in hand54/58€315,834€314,825€55,784€54,582€53,281€51,931€50,522€49,415▼ 2.2%
Equity and liabilities
Total equity and liabilities10/49€315,908€314,972€55,784€54,582€53,281€51,931€50,522€49,415▼ 2.2%
Equity10/15€15,407€14,471€13,283€12,081€10,780€9,430€7,821€6,714▼ 14.2%
Contributions10/11€18,592€18,592-€18,592€18,592€18,592€18,592€18,592=
Profit (loss) carried forward14-€3,185-€4,121-€5,309-€6,511-€7,812-€9,162-€10,771-€11,878▼ 10.3%
Amounts payable17/49€300,501€300,501€42,501€42,501€42,501€42,501€42,701€42,701=
Amounts payable within one year42/48€300,001€300,001€42,001€42,001€42,001€42,001€42,001€42,001=
Other amounts payable47/48---€42,001€42,001€42,001€42,001€42,001=
Accrued charges and deferred income492/3---€500€500€500€700€700=
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€3,185-€936-€1,188-€1,202-€1,301-€1,350-€1,608-€1,107▲ 31.2%
+ Depreciation and write-downs630€1,732--------
Operating cash flow (approximation)-€1,453-€936-€1,188-€1,202-€1,301-€1,350-€1,608-€1,107▲ 31.2%
Change in cash--€1,009-€259,041-€1,202-€1,301-€1,350-€1,408-€1,107▲ 21.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (8)
Financial year Type Filed Reference
31-12-2025 micro format 19-08-2026 2026-00406375
31-12-2024 micro format 21-08-2025 2025-00388780
31-12-2023 micro format 29-08-2024 2024-00391660
31-12-2022 micro format 26-08-2023 2023-00356623
31-12-2021 micro format 29-08-2022 2022-20333009
31-12-2020 micro format 25-08-2021 2021-52600191
31-12-2019 micro format 01-09-2020 2020-48300037
31-12-2018 micro format 29-08-2019 2019-53600178

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.