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André Store

Active
Private limited companyfounded 2024active for 2 yearsMarkt 85, 9800 Deinze, BelgiumKBO/BCE: BE 1007.480.008
Summary

The computed 12-month bankruptcy probability of André Store is 1.8% (moderate). The 2025 annual accounts show equity of €4,802 and a net result of €2,302. Its solvency ranks better than 25% of 22,576 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, micro format

Equity
€4,802
Total assets
€95,289
Net result
€2,302
Working capital
€41,061

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €94,059
Fixed assets €24,664
Current assets €69,395
Equity and liabilities €95,289
Equity €4,802
Debt €90,487
Debt finances 95.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€11,402
Cash flow
€7,771
Current ratio
2.45
Quick ratio
0.59
Debt to equity
18.84
ROE
47.9%
ROA
2.4%
Interest coverage
3.20
Debt ≤ 1 year
€28,334
Debt > 1 year
€62,153
Income taxes
€102

Peer companies

Historical observation

Of the 2,135 companies that looked in July 2024 the way this one looks now, 5.2% went bankrupt within 24 months and 92.0% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
5.2% went bankrupt
2.4% stopped otherwise
92.0% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,135 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 46 lines
Balance sheet Code2025
Assets
Total assets20/58€95,289
Formation expenses20€1,230
Fixed assets21/28€24,664
Intangible fixed assets21€2,298
Tangible fixed assets22/27€17,866
Other tangible fixed assets26€17,866
Financial fixed assets28€4,500
Current assets29/58€69,395
Stocks and contracts in progress3€52,774
Stocks30/36€52,774
Amounts receivable within one year40/41€342
Trade receivables40€341
Other amounts receivable41€0
Cash at bank and in hand54/58€14,247
Deferred charges and accrued income490/1€2,033
Equity and liabilities
Total equity and liabilities10/49€95,289
Equity10/15€4,802
Contributions10/11€2,500
Reserves13€2,302
Distributable reserves133€2,302
Amounts payable17/49€90,487
Amounts payable after more than one year17€62,153
Financial debts170/4€62,153
Amounts payable within one year42/48€28,334
Current portion of amounts payable after more than one year42€12,164
Trade debts44€3,960
Suppliers440/4€3,960
Advances received on contracts in progress46€50
Taxes, remuneration and social security45€10,710
Taxes450/3€10,710
Other amounts payable47/48€1,450
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,468
Other operating charges640/8€437
Gross operating margin9900€11,840
Operating profit (loss)9901€5,934
Financial income75/76B€30
Recurring financial income75€30
Financial charges65/66B€3,559
Recurring financial charges65€3,559
Profit (loss) for the period before taxes9903€2,405
Income taxes67/77€102
Profit (loss) for the period9904€2,302
Profit (loss) for the period to be appropriated9905€2,302
Appropriation of the result
Profit (loss) to be appropriated9906€2,302
Transfer to equity691/2€2,302
To other reserves6921€2,302

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,468
Other operating charges640/8€437
Gross operating margin9900€11,840
Operating profit (loss)9901€5,934
Financial income75/76B€30
Recurring financial income75€30
Financial charges65/66B€3,559
Recurring financial charges65€3,559
Profit (loss) for the period before taxes9903€2,405
Income taxes67/77€102
Profit (loss) for the period9904€2,302
Profit (loss) for the period to be appropriated9905€2,302
Line2025
Assets
Total assets20/58€95,289
Formation expenses20€1,230
Fixed assets21/28€24,664
Intangible fixed assets21€2,298
Tangible fixed assets22/27€17,866
Other tangible fixed assets26€17,866
Financial fixed assets28€4,500
Current assets29/58€69,395
Stocks and contracts in progress3€52,774
Stocks30/36€52,774
Amounts receivable within one year40/41€342
Trade receivables40€341
Other amounts receivable41€0
Cash at bank and in hand54/58€14,247
Deferred charges and accrued income490/1€2,033
Equity and liabilities
Total equity and liabilities10/49€95,289
Equity10/15€4,802
Contributions10/11€2,500
Reserves13€2,302
Distributable reserves133€2,302
Amounts payable17/49€90,487
Amounts payable after more than one year17€62,153
Financial debts170/4€62,153
Amounts payable within one year42/48€28,334
Current portion of amounts payable after more than one year42€12,164
Trade debts44€3,960
Suppliers440/4€3,960
Advances received on contracts in progress46€50
Taxes, remuneration and social security45€10,710
Taxes450/3€10,710
Other amounts payable47/48€1,450
Line2025
Profit (loss) for the period9904€2,302
+ Depreciation and write-downs630€5,468
Operating cash flow (approximation)€7,771

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 13-05-2026 2026-00114718

Similar companies · same sector, comparable size

Of the 6,399 active companies whose main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716), figures are known for 2,452. 918 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.