André RENETTE
ActiveSummary
André RENETTE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €609k and a net result of €32k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 19.52 against 14.36 in 2024; short-term debt: 5.1% and cash: 37.3% of total assets), and 5.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.7%
Return on assets
5.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
2022
153 d late
2021
on the day
2020
on the day
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€609k▲ 5.6%
2024 · €576k
Total assets
€643k▲ 3.3%
2024 · €622k
Net result
€32k▼ 28.2%
2024 · €45k
Working capital
€606k▲ 6.7%
2024 · €568k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€144k▲ 37.8%€192k▲ 33.0%€222k▲ 15.9%€63k▼ 71.8%€31k▼ 50.9%
Net result€100k▲ 34.1%€131k▲ 31.1%€153k▲ 16.8%€45k▼ 70.5%€32k▼ 28.2%
Equity€304k▲ 0.4%€435k▲ 43.2%€588k▲ 35.3%€576k▼ 2.1%€609k▲ 5.6%
Total assets€378k▲ 12.7%€581k▲ 53.6%€707k▲ 21.6%€622k▼ 11.9%€643k▲ 3.3%
Debt€72k▲ 133%€144k▲ 98.3%€119k▼ 17.5%€46k▼ 60.9%€34k▼ 26.3%
Working capital€290k▲ 2.5%€455k▲ 57.1%€575k▲ 26.4%€568k▼ 1.3%€606k▲ 6.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 51% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €643k
Fixed assets
€4k ▼ 66.0%
Current assets
€639k ▲ 4.6%
Equity and liabilities €643k
Equity
€609k ▲ 5.6%
Debt
€34k ▼ 26.3%
Debt's share of the balance-sheet total falls from 7.4% to 5.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▼
2024 · €70k
Cash flow
€40k▼
2024 · €53k
Current ratio
19.52▲
2024 · 14.36
Debt to equity
0.06▼
2024 · 0.08
ROE
5.3%▼
2024 · 7.9%
ROA
5.1%▼
2024 · 7.3%
Interest coverage
55.05▼
2024 · 79.83
Debt ≤ 1 year
€33k▼
2024 · €43k
Debt > 1 year
€1k▼
2024 · €4k
Income taxes
€17k▼
2024 · €23k
Staff costs
€36k▼
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €335 | €44k | €35k | €46k | €36k | ▼ 21.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €10k | €16k | €8k | €8k | ▲ 2.7% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €67 | €240 | €-3k | - | - | - |
| Other operating charges640/8 | €2k | €1k | €1k | €2k | €4k | ▲ 130% |
| Gross operating margin9900 | €156k | €247k | €271k | €119k | €79k | ▼ 33.0% |
| Operating profit (loss)9901 | €144k | €192k | €222k | €63k | €31k | ▼ 50.9% |
| Financial income75/76B | - | €2 | - | €7k | €20k | ▲ 192% |
| Recurring financial income75 | - | €2 | - | €7k | €20k | ▲ 192% |
| Financial charges65/66B | €190 | €710 | €1k | €1k | €766 | ▼ 24.6% |
| Recurring financial charges65 | €190 | €710 | €519 | €883 | €704 | ▼ 20.2% |
| Non-recurring financial charges66B | - | - | €725 | €133 | €62 | ▼ 53.3% |
| Profit (loss) for the period before taxes9903 | €144k | €191k | €221k | €68k | €50k | ▼ 27.5% |
| Income taxes67/77 | €44k | €60k | €68k | €23k | €17k | ▼ 26.0% |
| Profit (loss) for the period9904 | €100k | €131k | €153k | €45k | €32k | ▼ 28.2% |
| Profit (loss) for the period to be appropriated9905 | €100k | €131k | €153k | €45k | €32k | ▼ 28.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €378k | €581k | €707k | €622k | €643k | ▲ 3.3% |
| Fixed assets21/28 | €19k | €15k | €13k | €12k | €4k | ▼ 66.0% |
| Intangible fixed assets21 | - | €5k | €12k | €6k | €425 | ▼ 92.5% |
| Tangible fixed assets22/27 | €19k | €9k | €1k | €6k | €4k | ▼ 42.6% |
| Furniture and vehicles24 | €19k | €9k | €1k | €6k | €4k | ▼ 42.6% |
| Current assets29/58 | €360k | €566k | €694k | €610k | €639k | ▲ 4.6% |
| Amounts receivable within one year40/41 | €17k | €112k | €39k | €362k | €395k | ▲ 9.2% |
| Trade receivables40 | €17k | €112k | €23k | €7k | €8k | ▲ 3.9% |
| Other amounts receivable41 | - | - | €16k | €354k | €387k | ▲ 9.3% |
| Cash at bank and in hand54/58 | €340k | €452k | €651k | €246k | €240k | ▼ 2.6% |
| Deferred charges and accrued income490/1 | €2k | €3k | €4k | €3k | €4k | ▲ 50.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €378k | €581k | €707k | €622k | €643k | ▲ 3.3% |
| Equity10/15 | €304k | €435k | €588k | €576k | €609k | ▲ 5.6% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Reserves13 | €284k | €415k | €568k | €556k | €589k | ▲ 5.8% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | €197 | €197 | €197 | €197 | €197 | = |
| Distributable reserves133 | €281k | €413k | €566k | €554k | €586k | ▲ 5.9% |
| Provisions and deferred taxes16 | €2k | €3k | - | - | - | - |
| Provisions for liabilities and charges160/5 | €2k | €3k | - | - | - | - |
| Other liabilities and charges164/5 | €2k | €3k | - | - | - | - |
| Amounts payable17/49 | €72k | €144k | €119k | €46k | €34k | ▼ 26.3% |
| Amounts payable after more than one year17 | €3k | - | - | €4k | €1k | ▼ 62.5% |
| Financial debts170/4 | €3k | - | - | €4k | €1k | ▼ 62.5% |
| Amounts payable within one year42/48 | €70k | €111k | €119k | €43k | €33k | ▼ 23.1% |
| Current portion of amounts payable after more than one year42 | €4k | €3k | - | €2k | €2k | ▲ 3.7% |
| Trade debts44 | €54 | €10k | €16k | €21k | €7k | ▼ 63.8% |
| Suppliers440/4 | €54 | €10k | €16k | €21k | €7k | ▼ 63.8% |
| Taxes, remuneration and social security45 | €44k | €87k | €70k | €20k | €23k | ▲ 16.9% |
| Taxes450/3 | €44k | €87k | €64k | €18k | €13k | ▼ 28.7% |
| Remuneration and social security454/9 | - | €304 | €7k | €1k | €10k | ▲ 710% |
| Other amounts payable47/48 | €22k | €11k | €32k | - | - | - |
| Accrued charges and deferred income492/3 | - | €33k | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €100k | €131k | €153k | €45k | €32k | ▼ 28.2% |
| + Depreciation and write-downs630 | €9k | €10k | €16k | €8k | €8k | ▲ 2.7% |
| Operating cash flow (approximation) | €110k | €142k | €169k | €53k | €40k | ▼ 23.7% |
| Investment in fixed assets (approximation) | - | €-7k | €-14k | €-7k | €0 | ▲ 100% |
| Change in cash | - | €112k | €199k | €-405k | €-6k | ▲ 98.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 14.36
Current ratio from 5.85 to 14.36; short-term debt falls from €119k to €43k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Highest result since 2018net €153k ▲16.8%
Operating result €222k, net result €153k, both a record.
31-12
Financial
Equity above €500kEq €588k ▲35.3%
6 profitable years in a row build equity to €588k.
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 153 days late
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2008
Ground area
298 m²
Building footprint
73 m²
Volume, LiDAR
591 m³
Parcel 62343C0053/00X015, Wallonia · tallest building 8.7 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
LEXLITIS
since 20082.326.396.233
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62343C0053/00X015 | Wallonia | 298 m² | 1 · 73 m² | 8.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,069 companies in sector 69101 we hold annual accounts for 9,052. 5,457 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded15-12-2008
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Scores and ratios are computed by Checked and are not a credit decision.