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ANDRE et Compagnie

Active
Private limited companyfounded 197847 years activeRue Gérardrie 37, 4000 Liège, BelgiumKBO/BCE: BE 0418.793.045
Summary

ANDRE et Compagnie has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €544,946 and a net result of €30,821. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 94% of 12,411 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Retail sale of meat and meat products, excluding game and poultry
NACE 47221Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
2 sites
Size
€617,668total assets 2025
Staff
6 FTE
Equity
€544,946
Profit
€30,821
Financial health
97 Excellent Checked score 2025
Bankruptcy probability, 12 months
< 0.1%
Structure
Accounts filed 27 days late0 of 1 deed read
Why 97- Latest accounts 27 days late; 1 of the last 3 late+ Liquidity: current ratio 8.08, cash €560,880+ Equity €544,946 (88.2% of total assets)+ Founded in 1978Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 76% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 88.2% of total assets
Liquidity 99+2
short-term debt 11.8% · cash 90.8%
Profitability 75-8
return on assets 5.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: < 0.1%▼ -0.1 percentage points vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.2%▲ +0.1 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025highest value 12-2025: 0.1%▼ -0.1 percentage points vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 8.08 against 6.54 in 2024; short-term debt: 11.8% and cash: 90.8% of total assets), and 11.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 97% on liquidity, 61% on profitability and 54% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 8.08, cash €560,880
NBB · annual accounts
lowers risk · Equity €544,946 (88.2% of total assets)
NBB · annual accounts
lowers risk · Founded in 1978
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Latest accounts 27 days late; 1 of the last 3 late
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
92 days late
2023
29 days late
2022
28 days late
2021
23 days late
2020
87 days late
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 50 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Highest result since 2018net €67,155 ▲295%

Key points

  • Positive: Among the best 7% on solvencysector median 37.1% · 12,411 companies 88.2% View
  • Positive: 8 profitable years in a rowprofit 2025: €30,821 8 years View
  • Active since 1978founded 19-10-1978 47 years View

By topic

Financials

Fiscal year
2025
Total assets
€617,668
Profit
€30,821
Solvency
88.2%
Total assets▲ 2.9%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 31-12-2024Equity above €500,000
  2. 29-08-2024Annual accounts filed
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of meat and meat products, excluding…NACE 47221
Founded
19-10-1978
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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