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ANDRE & DIRK VERHOEVEN

Active
Private limited companyfounded 1999active for 26 yearsKruisstraat 14, 2570 Duffel, BelgiumKBO/BCE: BE 0467.803.482
Summary

ANDRE & DIRK VERHOEVEN has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €374,086 and a net result of €6,625. Equity has been stable since 2018 (±1.1% per year). Its solvency ranks better than 94% of 22,793 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 01-12-1999 Normal situation
Activity
Retail sale of hardware, building materials, paint and glass (general range) NACE 47521and 1 other
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.093.489.137 2570 Duffel, since 17-12-1999
Financial year end
31 December
Peppol
Reachable since 06-02-2025

Board and ownership

Last known board

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€88,340
▲ 83.6%
Turnover
≈ €430,000
estimated
Profit
€6,625
▲ 642%
Equity
€374,086
▲ 1.8%
Total assets
€414,862
▼ 1.8%
Employees on 31-12-2025
2
=
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 10.66, cash €319,100Equity €374,086 (90.2% of total assets)Founded in 1999Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 64% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 90.2% of total assets
Liquidity 100+1
short-term debt 9.4% · cash 76.9%
Profitability 21-17
return on assets 1.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025highest value 05-2025: < 0.1%▼ -0.1 percentage points vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 10.66 (8.85 in 2024), above the usual 1.5. Short-term debt is 9.4% and cash 76.9% of total assets. 9.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 99% on liquidity, 22% on profitability and 45% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 10.66, cash €319,100
NBB · annual accounts
lowers risk · Equity €374,086 (90.2% of total assets)
NBB · annual accounts
lowers risk · Founded in 1999
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-03-2026, 135 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
135 days early
2024
98 days early
2023
44 days early
2022
16 days late
2021
51 days early
2020
26 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 36 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 June (4 of the last 5 accounts filed within 67 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 94% of companies in retail tradesector median 33.2% · 22,793 companies 90.2% View

Recent changes

  1. · Gazette deed Change of role: VERHOEVEN, Diederik, from statutory director to director
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as ANDRE & DIRK VERHOEVEN: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €288,000 and €572,000, founded between 1996 and 2005.

CompanyTotal assetsGross margin
ANDRE & DIRK VERHOEVEN Duffel€414,862€88,340
DAJOKA Beringen€351,906€76,737
KREA TEGEL Mechelen€287,725€61,777
Paint@home Antwerpen€506,484€98,414
D.L. TRADING Nandrin€349,033€87,581
HUPHI RONQUIERES Braine-le-Comte€436,272€63,485
VANDERPER MARNIK Houthulst€571,927€81,028
Full comparison

Key facts about ANDRE & DIRK VERHOEVEN

What is the company number of ANDRE & DIRK VERHOEVEN?
The company number of ANDRE & DIRK VERHOEVEN is 0467.803.482. The VAT number is the same number with BE in front: BE 0467.803.482.
Where is ANDRE & DIRK VERHOEVEN based?
The registered office is at Kruisstraat 14, 2570 Duffel.Company details
What does ANDRE & DIRK VERHOEVEN do?
According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
What is the legal form of ANDRE & DIRK VERHOEVEN?
The legal form of ANDRE & DIRK VERHOEVEN is Private limited company (BV).
When was ANDRE & DIRK VERHOEVEN founded?
ANDRE & DIRK VERHOEVEN was founded on 01-12-1999.
Is ANDRE & DIRK VERHOEVEN still active?
Yes, ANDRE & DIRK VERHOEVEN is an active enterprise in the KBO register.
How many employees does ANDRE & DIRK VERHOEVEN have?
ANDRE & DIRK VERHOEVEN had an average of 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does ANDRE & DIRK VERHOEVEN fall under?
In its 2025 annual accounts, ANDRE & DIRK VERHOEVEN states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of ANDRE & DIRK VERHOEVEN?
The turnover in financial year 2025 is ≈ €430,000. This figure is estimated from the gross margin of €88,340 and 35 comparable companies (NACE 475). It probably lies between €240,000 and €730,000.
Is ANDRE & DIRK VERHOEVEN profitable?
In financial year 2025, ANDRE & DIRK VERHOEVEN made a profit of €6,625.
Where can I find the annual accounts of ANDRE & DIRK VERHOEVEN?
ANDRE & DIRK VERHOEVEN filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ANDRE & DIRK VERHOEVEN due?
ANDRE & DIRK VERHOEVEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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