ANDRE D.
ActiveThe file of ANDRE D. contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 0.8% (low). The 2024 annual accounts show equity of €168k and a net result of €19k. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 85% of 36373 sector peers (fiscal year 2024).
Checked score
Score 2024
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability80▲+7
Solvency100▲+36
Growth78=
Track record85
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days only on tighter terms
Liquidity ample (current ratio 4.43 against 1.63 in 2023; short-term debt: 21.2% and cash: 20.6% of total assets), and 21.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2025, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
17 d early
2023
126 d late
2022
478 d late
2021
109 d late
2020
88 d late
2019
46 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€265k
EBIT margin
9.1%
Net result
€19k▲ 59.3%
2023 · €12k
2018: €9k
2019: €14k
2020: €27k
2021: €18k
2022: €19k
2023: €12k
2018 → 2024
Working capital
€155k▲ 4.3%
2023 · €148k
2018: €57k
2019: €71k
2020: €98k
2021: €116k
2022: €136k
2023: €148k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€265k
Equity€99k-€118k▲ 18.6%€137k▲ 16.1%€149k▲ 8.8%€168k▲ 12.8%
Operating result€41k-€35k▼ 13.4%€24k▼ 31.9%€17k▼ 28.1%€31k▲ 82.1%
Net result€27k-€18k▼ 31.1%€19k▲ 2.4%€12k▼ 36.7%€19k▲ 59.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 82% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €213k
Fixed assets
€13k▲ 8,454%
Current assets
€200k▼ 47.9%
Equity and liabilities €213k
Equity
€168k▲ 12.8%
Debt
€45k▼ 80.9%
The debt ratio falls from 61.3% to 21.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▲
2023 · €18k
Cash flow
€21k▲
2023 · €13k
Solvency
78.8%▲
2023 · 38.7%
Current ratio
4.43▲
2023 · 1.63
Quick ratio
4.43▲
2023 · 1.63
Debt / equity
0.27▼
2023 · 1.59
ROE
11.4%▲
2023 · 8.1%
ROA
9.0%▲
2023 · 3.1%
Interest coverage
162.28▲
2023 · 95.64
Debt
€45k▼
2023 · €236k
Debt ≤ 1 year
€45k▼
2023 · €236k
Income taxes
€12k▲
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€384k€213k▼
Fixed assets21/28€149€13k▲
Tangible fixed assets22/27€149€13k▲
Furniture and vehicles24€149€13k▲
Current assets29/58€384k€200k▼
Amounts receivable within one year40/41€351k€156k▼
Trade receivables40€202k€3k▼
Other amounts receivable41€149k€154k▲
Cash at bank and in hand54/58€33k€44k▲
Equity and liabilities
Total equity and liabilities10/49€384k€213k▼
Equity10/15€149k€168k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€140k€159k▲
Amounts payable17/49€236k€45k▼
Amounts payable within one year42/48€236k€45k▼
Trade debts44€225k€29k▼
Suppliers440/4€225k€29k▼
Taxes, remuneration and social security45€10k€16k▲
Taxes450/3€10k€16k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€588€2k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€20k€34k▲
Operating profit (loss)9901€17k€31k▲
Financial income75/76B€9€0▼
Recurring financial income75€9€0▼
Financial charges65/66B€186€206▲
Recurring financial charges65€186€206▲
Profit (loss) for the period before taxes9903€17k€31k▲
Income taxes67/77€5k€12k▲
Profit (loss) for the period9904€12k€19k▲
Profit (loss) for the period to be appropriated9905€12k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€140k€159k▲
Profit (loss) brought forward from the previous period14P€128k€140k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 4.43
Current ratio from 1.63 to 4.43; short-term debt falls from €236k to €45k.
31-12
Financial
Equity above €150kEq €168k ▲12.8%
7 profitable years in a row build equity to €168k.
04-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 126 days late
20-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 478 days late
2022
17-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 109 days late
2021
31-12
Financial
Equity above €100kEq €118k ▲18.6%
4 profitable years in a row build equity to €118k.
16-12
Bankruptcy
Bankruptcy reversal
Ondernemingsrechtbank Brussel · ANDRE D. BV KLEINE WOUWER 52, 1860 MEISE · event 03-12-2021
09-11
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · ANDRE D. BV KLEINE WOUWER 52, 1860 MEISE · event 02-11-2021
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
31-12
Financial
Highest result since 2018net €27k ▲86.5%
Operating result €41k, net result €27k, both a record.
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 46 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
17-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 17 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Breughelpark 61731 AsseGround area
1.2 ha
Building footprint
905 m²
Volume, LiDAR
33,202 m³
Parcel 23095B0183/00K000, Flanders · tallest building 40.7 m, ±13 floors. Linked by address, not a title deed.
1 establishment unit
ANDRE D. SPRL
since 20062.155.045.238
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23095B0183/00K000 | Flanders | 1.2 ha | 1 · 905 m² | 40.7 m · 13 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | STEVEN VERBEKE LAKENSESTRAAT 154 B11,
1000 BRUSSEL 1 |
02-11-2021 → present |
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Of 1,365 companies in sector 43110 we hold annual accounts for 632. 503 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-07-2006
Fiscal year end31-12
Activities, NACEBEL
43110Demolition
45111
41001General construction of residential buildings
43120Site preparation
43130Specialised construction activities
43410Roofing work
43990Other specialised construction activities
43999Specialised construction activities
45112
45211
45220
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0488/106.774