ANDRE CONSTRUCT
ActiveSummary
ANDRE CONSTRUCT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,225 and a net result of €28,725. Its solvency ranks better than 74% of 1,680 sector peers (NACE 33, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
- Equity
- €31,225
- Profit
- €28,725
Why 91raises riskFounded in 2024Size: total assets €46,147lowers riskLiquidity: current ratio 3.96, cash €45,427Equity €31,225 (67.7% of total assets)Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 33, micro): better than 75% on solvency, 88% on liquidity and 90% on profitability.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: VATAMAN Octavian (director) ·…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €4,259 |
| Other operating charges640/8 | €1,636 |
| Gross operating margin9900 | €42,292 |
| Operating profit (loss)9901 | €36,397 |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €72 |
| Recurring financial charges65 | €72 |
| Profit (loss) for the period before taxes9903 | €36,325 |
| Income taxes67/77 | €7,600 |
| Profit (loss) for the period9904 | €28,725 |
| Profit (loss) for the period to be appropriated9905 | €28,725 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €46,147 | |
| Current assets29/58 | €46,147 | |
| Amounts receivable within one year40/41 | €721 | |
| Other amounts receivable41 | €721 | |
| Cash at bank and in hand54/58 | €45,427 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €46,147 | |
| Equity10/15 | €31,225 | |
| Contributions10/11 | €2,500 | |
| Contributions outside capital11 | €2,500 | |
| Other1109/19 | €2,500 | |
| Profit (loss) carried forward14 | €28,725 | |
| Amounts payable17/49 | €14,922 | |
| Amounts payable within one year42/48 | €11,663 | |
| Trade debts44 | €2,024 | |
| Suppliers440/4 | €2,024 | |
| Taxes, remuneration and social security45 | €7,600 | |
| Taxes450/3 | €7,600 | |
| Other amounts payable47/48 | €2,039 | |
| Accrued charges and deferred income492/3 | €3,260 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €28,725 |
| Operating cash flow (approximation) | €28,725 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-09-2025 | micro format | 30-04-2026 | 2026-00097499 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| VATAMAN Octavian |
|
Owners and capital
Capital and shareholders
- VATAMAN Octavian 50 shares (50%) · €1,250
- ALBU Florentina 50 shares (50%) · €1,250
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 18-03-2024 Incorporation · €2,500 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
18-03
Gazette deed
IncorporationAppointment: VATAMAN Octavian (director) · Founder · Registered office clause8 facts ▸
- Incorporation, “ANDRE CONSTRUCT” (deed in French)
- Founder, VATAMAN Octavian
- Founder, ALBU Florentina
- Registered office clause, “Région wallonne, 7160 Chapelle-lez-Herlaimont,rue Destrée,34” (deed in French)
- Capital
- Director appointment, VATAMAN Octavian (director (not named in the articles))
- Founding capital, €2,500
- Pre-incorporation commitments, “takeover, tous engagements fondateurs pour compte société en formation” (deed in French)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 25 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1007.112.101
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the KBO register.
Rue Destrée 347160 Chapelle-lez-Herlaimont1 establishment unit
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “1)tous travaux de nettoyage et désinfection maisons,locaux,meubles et ameublement et objets divers; 2)tous travaux d'électricité; 3)tous…” (deed in French)
30 activities (deed in French)
- 1)tous travaux de nettoyage et désinfection maisons,locaux,meubles et ameublement et objets divers
- 2)tous travaux d'électricité
- 3)tous travaux de rénovation,transformation,de construction de bâtiments,de pose de toitures
- 4)tous travaux de pose de chapes,faux plafonds,de carrelage,cloisons amovibles et des travaux d'égouts
- 5)tous travaux d'aménagement de plaines de Jeux,de sports,de squares et d'espaces verts pour installations sportives
- 6)tous travaux de constructions de pavillons démontables ou baraquements non métalliques sportives
- 7)tous travaux d'isolations thermiques et acoustique
- 8)tous travaux de fabrications et d'installation de cheminées
- 9)tous travaux de placements de ferronnerie,de valets et de menuiserie métallique et PVC
- 10)tous travaux de peintures industrielles
- 11)tous travaux dans les bâtiments ou autres projets de constructions de matériaux d'isolation thermique,matériaux d'isolation acoustique et antivibratoire
- 12)menuiserie métallique
- 13)menuiserie en bois et en matière plastique
- 14)nettoyage industriel
- 15)montage et démontage d'échafaudages et de plateformes de travail
- 16)tous travaux de rejointement
- 17)le nettoyage à la vapeur,le sablage et les activités analogues appliquées aux parties extérieures des bâtiments
- 18)vente de tous produits industriels et machines industrielles
- 19)véhicules neufs et d’occasions
- 20)toutes opérations d'import et export de tout type de marchandises
- 21)tout matériel informatique,hardware,software;installation,maintenance et ventes de pièces détachées
- 22)ventes de tous matériaux de construction de chauffage,sanitaire,tuyaux,anti-incendie
- 23)travaux de chauffage,sanitaire,plomberie
- 24)travaux de soudure
- 25)carrosserie mécanique et peintures automobiles
- 26)tous produits alimentaires,boissons,principalement fruits,légumes,poissons,conserves,produits laitiers,fromages,articles d’épicerie,night-shop
- 27)tous restaurants,snack-bars,salon de consommation,salon de thé,débit de boissons,service traiteurs
- 28)tous articles de parfumerie,toilette,cosmétique,produits de beauté,maquillage ainsi que de savons et détergents
- 29)tous produits de boulangerie et de la pâtisserie
- 30)tous produits électroménagers,tous films de bandes magnétiques,cassettes,tous articles imprimés ou enregistrés,ainsi qu'appareils,instruments et accessoires permettant leur lecture,vision ou audition et leur réparation
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- ANDRE CONSTRUCT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Organe d'administration, Région wallonne” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Nombre durée mandat et en cas de pluralité pouvoirs, déterminée ou indéterminée” (deed in French)“Rémunération Pouvoirs Mandats, chaque administrateur tous actes nécessaires ou utiles à l'objet sauf loi réserve assemblée générale” (deed in French)1 more provision on this in the deed
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “40, partie la plus diligente” (deed in French)“Indépendant, Valorisation des actions” (deed in French)
- Share issue ruleHow and by whom new shares can be issued.
- “Authentique, Émission d'actions – Droit de préférence” (deed in French)
Oversight and winding up
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed