André Celis - Transcomat
ActiveSummary
André Celis - Transcomat has been active since 1965 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €5.3m and a net result of €28,701. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 50% of 149 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability46▲+7
Solvency71▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €330,000 at 30 days acceptable
Liquidity short (current ratio 0.88 against 0.82 in 2025; short-term debt: 38% and cash: 0.1% of total assets), and 54.1% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
45.9%
Return on assets
0.2%
Age of the figures
6 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 24-09-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
37 d early
2025
2 d early
2024
22 d early
2023
25 d early
2022
2 d early
2021
25 d late
2020
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 9 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-03-2027 close31-10-2027 deadline
History
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Financials · fiscal year 2026, abbreviated schema
In the rankings
#1 company by equity in Lubbeek, Wholesale and retail trade sector#2 company by total assets in Lubbeek, Wholesale and retail trade sector#3 oldest company in Lubbeek, Wholesale and retail trade sector
Equity
€5.3m▲ 0.5%
2025 · €5.3m
Total assets
€11.5m▲ 6.0%
2025 · €10.9m
Net result
€28,701
2025 · -€4,202
Working capital
-€538,136▲ 25.4%
2025 · -€721,049
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€711,735▲ 364%€100,263▼ 85.9%€150,007▲ 49.6%€166,267▲ 10.8%€146,505▼ 11.9%
Net result€473,534above the sector's middle half▲ 1,848%€23,322within the sector's middle half▼ 95.1%-€26,741below the sector's middle half-€4,202below the sector's middle half▲ 84.3%€28,701
Equity€5.3mabove the sector's middle half▲ 9.8%€5.3mabove the sector's middle half▲ 0.4%€5.3mabove the sector's middle half▼ 0.5%€5.3mabove the sector's middle half▼ 0.1%€5.3m▲ 0.5%
Total assets€10.1mabove the sector's middle half▲ 7.8%€11.6mabove the sector's middle half▲ 14.7%€11.4mabove the sector's middle half▼ 1.3%€10.9mabove the sector's middle half▼ 4.5%€11.5m▲ 6.0%
Debt€4.7m▲ 2.5%€6.1m▲ 31.3%€6.0m▼ 1.9%€5.5m▼ 8.4%€6.1m▲ 11.6%
Working capital-€879,654below the sector's middle half▲ 19.3%-€490,677below the sector's middle half▲ 44.2%-€594,565below the sector's middle half▼ 21.2%-€721,049below the sector's middle half▼ 21.3%-€538,136▲ 25.4%
Solvency52.4%within the sector's middle half▲ 1.0pp45.9%within the sector's middle half▼ 6.5pp46.3%within the sector's middle half▲ 0.4pp48.4%within the sector's middle half▲ 2.2pp45.9%▼ 2.5pp
Current ratio0.67below the sector's middle half▲ 0.310.87below the sector's middle half▲ 0.200.86below the sector's middle half▼ 0.010.82below the sector's middle half▼ 0.030.88▲ 0.05
Return on assets (ROA)4.7%within the sector's middle half▲ 4.4pp0.2%below the sector's middle half▼ 4.5pp-0.2%below the sector's middle half▼ 0.4pp0.0%below the sector's middle half▲ 0.2pp0.2%▲ 0.3pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 12% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €11.5m
Fixed assets
€7.7m ▲ 2.7%
Current assets
€3.8m ▲ 13.4%
Equity and liabilities €11.5m
Equity
€5.3m ▲ 0.5%
Provisions
€120,805 ▼ 6.1%
Debt
€6.1m ▲ 11.6%
Debt's share of the balance-sheet total rises from 50.4% to 53.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€648,383▼
2025 · €655,073
Cash flow
€530,579▲
2025 · €484,603
Debt to equity
1.15▲
2025 · 1.04
ROE
0.5%▲
2025 · -0.1%
Interest coverage
3.25▲
2025 · 2.43
Debt ≤ 1 year
€4.4m▲
2025 · €4.1m
Debt > 1 year
€1.7m▲
2025 · €1.4m
Income taxes
€50,441▲
2025 · €37,304
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,860 companies that looked in July 2024 the way this one looks now, 0.1% went bankrupt within 24 months and 98% are still going.
- Medium-sized
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.1%
went bankrupt
2.0%
stopped otherwise
98%
still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,860 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €563,072 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €468,245 | €474,855 | €485,056 | €488,806 | €501,879 | ▲ 2.7% |
| Other operating charges640/8 | €64,881 | €56,630 | €56,030 | €63,771 | €78,991 | ▲ 23.9% |
| Non-recurring operating charges66A | - | €1,869 | - | - | - | - |
| Gross operating margin9900 | €1.2m | €633,617 | €691,093 | €718,844 | €727,374 | ▲ 1.2% |
| Operating profit (loss)9901 | €711,735 | €100,263 | €150,007 | €166,267 | €146,505 | ▼ 11.9% |
| Financial income75/76B | €50,279 | €78,215 | €120,878 | €130,294 | €124,223 | ▼ 4.7% |
| Recurring financial income75 | €50,279 | €78,215 | €120,878 | €130,294 | €124,223 | ▼ 4.7% |
| Financial charges65/66B | €97,551 | €118,566 | €277,724 | €269,271 | €199,437 | ▼ 25.9% |
| Recurring financial charges65 | €97,551 | €118,566 | €277,724 | €269,271 | €199,437 | ▼ 25.9% |
| Profit (loss) for the period before taxes9903 | €664,464 | €59,912 | -€6,839 | €27,290 | €71,291 | ▲ 161% |
| Transfer from deferred taxes780 | - | €1,681 | €4,153 | €5,812 | €7,851 | ▲ 35.1% |
| Transfer to deferred taxes680 | €140,301 | - | - | - | - | - |
| Income taxes67/77 | €50,629 | €38,271 | €24,055 | €37,304 | €50,441 | ▲ 35.2% |
| Profit (loss) for the period9904 | €473,534 | €23,322 | -€26,741 | -€4,202 | €28,701 | ▲ 783% |
| Transfer from tax-exempt reserves789 | - | €5,042 | €12,458 | €17,436 | €23,552 | ▲ 35.1% |
| Transfer to tax-exempt reserves689 | €420,902 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €52,633 | €28,364 | -€14,284 | €13,234 | €52,252 | ▲ 295% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €10.1m | €11.6m | €11.4m | €10.9m | €11.5m | ▲ 6.0% |
| Fixed assets21/28 | €8.3m | €8.3m | €7.8m | €7.5m | €7.7m | ▲ 2.7% |
| Tangible fixed assets22/27 | €8.3m | €8.3m | €7.8m | €7.5m | €7.7m | ▲ 2.7% |
| Land and buildings22 | €7.7m | €7.7m | €7.3m | €7.0m | €6.6m | ▼ 5.5% |
| Furniture and vehicles24 | €11,458 | €19,592 | €14,192 | €8,792 | €3,392 | ▼ 61.4% |
| Leasing and similar rights25 | €55,200 | €36,667 | €31,667 | €26,667 | €21,667 | ▼ 18.7% |
| Other tangible fixed assets26 | €424,000 | €424,000 | €424,000 | €424,000 | €424,000 | = |
| Assets under construction and advance payments27 | €101,930 | €101,930 | €66,294 | €76,563 | €675,664 | ▲ 782% |
| Financial fixed assets28 | - | - | - | €2,453 | €2,453 | = |
| Current assets29/58 | €1.8m | €3.3m | €3.6m | €3.4m | €3.8m | ▲ 13.4% |
| Amounts receivable within one year40/41 | €1.7m | €3.1m | €3.5m | €3.2m | €3.7m | ▲ 14.3% |
| Trade receivables40 | €141,943 | €88,819 | €85,710 | €82,030 | €186,835 | ▲ 128% |
| Other amounts receivable41 | €1.5m | €3.0m | €3.4m | €3.1m | €3.5m | ▲ 11.3% |
| Cash at bank and in hand54/58 | €14,241 | €30,140 | €35,187 | €2,091 | €13,501 | ▲ 546% |
| Deferred charges and accrued income490/1 | €117,187 | €163,223 | €48,107 | €165,943 | €148,452 | ▼ 10.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €10.1m | €11.6m | €11.4m | €10.9m | €11.5m | ▲ 6.0% |
| Equity10/15 | €5.3m | €5.3m | €5.3m | €5.3m | €5.3m | ▲ 0.5% |
| Contributions10/11 | €773,783 | €773,783 | €773,783 | €773,783 | €773,783 | = |
| Revaluation surpluses12 | €2.3m | €2.2m | €2.1m | €2.1m | €2.0m | ▼ 4.2% |
| Reserves13 | €2.2m | €2.3m | €2.4m | €2.4m | €2.5m | ▲ 2.6% |
| Non-distributable reserves130/1 | €33,661 | €33,661 | - | - | - | - |
| Reserves not available under the articles1311 | €33,661 | €33,661 | - | - | - | - |
| Tax-exempt reserves132 | €420,902 | €415,860 | €403,403 | €385,966 | €362,414 | ▼ 6.1% |
| Distributable reserves133 | €1.7m | €1.8m | €2.0m | €2.0m | €2.1m | ▲ 4.2% |
| Profit (loss) carried forward14 | -€10,148 | €18,215 | €3,932 | €17,165 | €69,418 | ▲ 304% |
| Provisions and deferred taxes16 | €140,301 | €138,620 | €134,468 | €128,655 | €120,805 | ▼ 6.1% |
| Deferred taxes168 | €140,301 | €138,620 | €134,468 | €128,655 | €120,805 | ▼ 6.1% |
| Amounts payable17/49 | €4.7m | €6.1m | €6.0m | €5.5m | €6.1m | ▲ 11.6% |
| Amounts payable after more than one year17 | €2.0m | €2.3m | €1.8m | €1.4m | €1.7m | ▲ 27.1% |
| Financial debts170/4 | €2.0m | €2.3m | €1.8m | €1.4m | €1.7m | ▲ 27.1% |
| Amounts payable within one year42/48 | €2.7m | €3.8m | €4.2m | €4.1m | €4.4m | ▲ 6.6% |
| Current portion of amounts payable after more than one year42 | €853,796 | €628,114 | €521,092 | €459,959 | €510,931 | ▲ 11.1% |
| Financial debts43 | €1.6m | €3.1m | €3.5m | €3.5m | €3.5m | = |
| Credit institutions430/8 | €1.6m | €3.1m | €3.5m | €3.5m | €3.5m | = |
| Trade debts44 | €137,509 | €49,016 | €145,420 | €114,601 | €322,133 | ▲ 181% |
| Suppliers440/4 | €137,509 | €49,016 | €145,420 | €114,601 | €322,133 | ▲ 181% |
| Taxes, remuneration and social security45 | €50,629 | €487 | - | €37,061 | €49,941 | ▲ 34.8% |
| Taxes450/3 | €50,629 | €487 | - | €37,061 | €49,941 | ▲ 34.8% |
| Accrued charges and deferred income492/3 | €5,947 | - | - | €8,581 | €4,340 | ▼ 49.4% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €473,534 | €23,322 | -€26,741 | -€4,202 | €28,701 | ▲ 783% |
| + Depreciation and write-downs630 | €468,245 | €474,855 | €485,056 | €488,806 | €501,879 | ▲ 2.7% |
| Operating cash flow (approximation) | €941,780 | €498,177 | €458,315 | €484,603 | €530,579 | ▲ 9.5% |
| Investment in fixed assets (approximation) | - | -€472,683 | -€53,888 | -€153,898 | -€705,509 | ▼ 358% |
| Change in cash | - | €15,899 | €5,047 | -€33,096 | €11,410 | ▲ 134% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
24-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial
Back to profitnet €28,701
Net result €28,701 after 2 loss-making years.
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Weakest financial yearnet -€26,741
Net result drops to -€26,741, the lowest in the series; recovery starts the following year.
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
29-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Highest result since 2019net €473,534 ▲1,848%
Operating result €711,735, net result €473,534, both a record.
31-03
Financial
Equity above €5mEq €5.3m ▲9.8%
2 profitable years in a row build equity to €5.3m.
2021
25-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
31-03
Financial
Back to profitnet €24,305
Net result €24,305 after one loss-making year.
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
Show earlier events
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
15-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 2 establishment units since 1965
Ground area
1.1 ha
Building footprint
4,074 m²
Volume, LiDAR
33,117 m³
3 parcels, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Kolonel Begaultlaan 83, 3012 Leuven
since 19652.000.749.219
André Celis - Transcomat
since 20052.150.682.812
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24066B0338/00L003 | Flanders | 6,197 m² | 1 · 3,163 m² | 11.1 m · 3 fl. |
| 24126D0278/00D000 | Flanders | 4,951 m² | 1 · 840 m² | 10.6 m · 3 fl. |
| 24062A0323/00H000 | Flanders | 71 m² | 1 · 71 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
1 ownerOwners 1
-
34.13%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
549300AXX7LA71RWH189
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Identification & contact
Identification
Legal formPrivate limited company
Founded31-12-1965
Fiscal year end31-03
Activities, NACEBEL 2025
46831Wholesale of construction materials, general range
46810Wholesale of solid, liquid and gaseous fuels and related products
E-invoicing
Reachable via Peppol
Peppol ID
0208:0400658104
Also
9925:BE0400658104
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.