Financials
- Financial year
- 2024
- Total assets
- €52,960
- Profit
- €36,826
- Solvency
- 73.3%
ANDO MEDICAL
ActiveSummary
The computed 12-month bankruptcy probability of ANDO MEDICAL is 10.3% (high). The 2024 annual accounts show equity of €38,826 and a net result of €36,826. The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
“La pratique et l’organisation de l’art de guérir en général et de la chirurgie…” (deed in French)
From the articles, 17 activitiesNo NACE code in the KBO yet1 site
Size
€52,960total assets 2024
- Equity
- €38,826
- Profit
- €36,826
Turnover not published (micro format)
Structure
Accounts filed 61 days late
Why 35raises risk1 change of registered office in 24 monthsFigures for financial year 2024 (filed 07-10-2025)No main activity registered1 financial year not filed after the legal deadline; latest accounts 61 days late; 1 of the last 3 lateShow the evidence
Checked score
Score 2024
35
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 69% of its sector peers (no NACE code, micro)
Financial strength
Strong
Solvency
98
equity 73.3% of total assets
Liquidity
60
short-term debt 24.4% · cash 15.6%
Profitability
100
return on assets 69.5%
Bankruptcy probability, 12 months
10.3%
High
0%0.5%1.5%4%10%≥ 25%
About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2025: 2.4%
03-2025: 2.4%● unchanged vs 02-2025
04-2025: 2.4%● unchanged vs 03-2025
05-2025: 2.9%▲ +0.5 percentage points vs 04-2025
06-2025: 3.0%▲ +0.1 percentage points vs 05-2025
07-2025: 3.3%▲ +0.3 percentage points vs 06-2025
08-2025: 3.3%● unchanged vs 07-2025
09-2025: 3.6%▲ +0.3 percentage points vs 08-2025
10-2025: 3.5%▼ -0.1 percentage points vs 09-2025
11-2025: 2.0%▼ -1.5 percentage points vs 10-2025
12-2025: 2.0%● unchanged vs 11-2025
01-2026: 1.9%▼ -0.1 percentage points vs 12-2025lowest value
02-2026: 2.3%▲ +0.4 percentage points vs 01-2026
03-2026: 2.3%● unchanged vs 02-2026
04-2026: 2.4%▲ +0.1 percentage points vs 03-2026
05-2026: 4.7%▲ +2.3 percentage points vs 04-2026
06-2026: 5.1%▲ +0.4 percentage points vs 05-2026
07-2026: 5.3%▲ +0.2 percentage points vs 06-2026
08-2026: 6.6%▲ +1.3 percentage points vs 07-2026
09-2026: 6.7%▲ +0.1 percentage points vs 08-2026
10-2026: 10.3%▲ +3.6 percentage points vs 09-2026highest value
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity ample (current ratio 3.8, above the usual 1.5; short-term debt: 24.4% and cash: 15.6% of total assets), and 26.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 61% on solvency, 57% on liquidity and 90% on profitability.
The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Six signals.
raises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2024
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its 2024 accounts 61 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
- Registered officeRegistered-office move
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointment: DOLJENCU Andrei (director) ·…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 26-01-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 27
- Annual meeting
- Second Friday of June at 18:00
- Purpose
- “La pratique et l’organisation de l’art de guérir en général et de la chirurgie…” (deed in French)
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.