ANDIKEM
ActiveANDIKEM has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €54k. Equity is growing by ~56.1% per year across the filed fiscal years. Its solvency ranks better than 37% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency64▼-36
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 4.16 in 2024; short-term debt: 60.8% and cash: 49% of total assets), but 60.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.2%
Return on assets
32.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
95 d early
2024
31 d early
2023
12 d early
2022
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▼ 23.8%
2024 · €84k
2022: €-2k
2023: €27k
2024: €84k
2022 → 2025
Total assets
€163k▲ 48.2%
2024 · €110k
2022: €17k
2023: €38k
2024: €110k
2022 → 2025
Net result
€54k▼ 6.0%
2024 · €57k
2022: €-6k
2023: €29k
2024: €57k
2022 → 2025
Working capital
€61k▼ 22.8%
2024 · €79k
2022: €666
2023: €21k
2024: €79k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-2k-€27k€84k▲ 213%€64k▼ 23.8%
Operating result€-6k-€36k€73k▲ 105%€67k▼ 8.2%
Net result€-6k-€29k€57k▲ 97.8%€54k▼ 6.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€3k▼ 52.0%
Current assets
€160k▲ 53.4%
Equity and liabilities €163k
Equity
€64k▼ 23.8%
Debt
€99k▲ 279%
The debt ratio rises from 23.8% to 60.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€70k▼
2024 · €76k
Cash flow
€56k▼
2024 · €60k
Solvency
39.2%▼
2024 · 76.2%
Current ratio
1.62▼
2024 · 4.16
Quick ratio
1.62▼
2024 · 4.16
Debt / equity
1.55▲
2024 · 0.31
ROE
83.9%▲
2024 · 68.1%
ROA
32.9%▼
2024 · 51.9%
Interest coverage
122.58▼
2024 · 188.35
Debt
€99k▲
2024 · €26k
Debt ≤ 1 year
€99k▲
2024 · €25k
Income taxes
€15k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€110k€163k▲
Fixed assets21/28€5k€3k▼
Intangible fixed assets21€1k-
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€47€47=
Current assets29/58€105k€160k▲
Amounts receivable after more than one year29€36k€54k▲
Other amounts receivable291€36k€54k▲
Amounts receivable within one year40/41€603€19k▲
Trade receivables40€165€15k▲
Other amounts receivable41€438€4k▲
Cash at bank and in hand54/58€67k€80k▲
Deferred charges and accrued income490/1€1k€7k▲
Equity and liabilities
Total equity and liabilities10/49€110k€163k▲
Equity10/15€84k€64k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€80k€60k▼
Amounts payable17/49€26k€99k▲
Amounts payable within one year42/48€25k€99k▲
Current portion of amounts payable after more than one year42-€3k
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€22k€27k▲
Taxes450/3€22k€27k▲
Other amounts payable47/48-€63k
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€683€711▲
Gross operating margin9900€77k€70k▼
Operating profit (loss)9901€73k€67k▼
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€405€569▲
Recurring financial charges65€405€569▲
Profit (loss) for the period before taxes9903€73k€68k▼
Income taxes67/77€15k€15k▼
Profit (loss) for the period9904€57k€54k▼
Profit (loss) for the period to be appropriated9905€57k€54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€133k▲
Profit (loss) brought forward from the previous period14P€23k€80k▲
Profit to be distributed694/7-€74k
Return on contributions (dividend)694-€74k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €57k ▲97.8%
Operating result €73k, net result €57k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.88
Current ratio from 1.09 to 2.88.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Résistants(BZ) 285000 NamurGround area
968 m²
Building footprint
171 m²
Volume, LiDAR
1,108 m³
2 parcels, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANDIKEM
since 20212.327.316.842
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92009A0214/00V000 | Wallonia | 780 m² | 1 · 125 m² | 9.1 m · 2 fl. |
| 92135C0008/00B000 | Wallonia | 188 m² | 1 · 46 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 39,268 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:andikemsrl@gmail.com
Phone:+32472427241