ANDIAMO

Active

Private limited companyfounded 20233 yrs activeDikkebusstraat(Lok) 216, 8958 Heuvelland, BelgiumKBO/BCE: BE 0802.268.984

ANDIAMO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €6k. Its solvency ranks better than 33% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Watch Print / PDF

Checked score

Score 2025

81 / 100

Excellent▲ +3 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability68▼-32

Solvency60▲+4

Growth52

Stability94

Bankruptcy probability, 12 months

0.5% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €4k at 30 days acceptable

Liquidity tight (current ratio 1.3 against 1.4 in 2024), and 65.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-11-2025, 73 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

73 d early

2024

127 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close16-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€41k▲ 10.5%

2024 · €37k

2024: €37k

2024 → 2025

Total assets

€119k▼ 3.7%

2024 · €124k

2024: €124k

2024 → 2025

Net result

€6k▼ 83.5%

2024 · €34k

2024: €34k

2024 → 2025

Working capital

€10k▲ 0.5%

2024 · €10k

2024: €10k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€37k-€41k▲ 10.5%

Operating result€47k-€15k▼ 68.9%

Net result€34k-€6k▼ 83.5%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 69% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €119k

64.3%

35.7%

Fixed assets €77k▼ 14.3%

Current assets €43k▲ 23.8%

Equity and liabilities €119k

34.2%

65.8%

Equity €41k▲ 10.5%

Debt €79k▼ 9.7%

The debt ratio falls from 70.2% to 65.8%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€34k▼

2024 · €56k

Cash flow

€25k▼

2024 · €43k

Solvency

34.2%▲

2024 · 29.8%

Current ratio

1.30▼

2024 · 1.40

Quick ratio

1.30▼

2024 · 1.40

Debt / equity

1.92▼

2024 · 2.35

ROE

13.6%▼

2024 · 90.8%

ROA

4.7%▼

2024 · 27.1%

Interest coverage

12.82▼

2024 · 41.34

Debt

€79k▼

2024 · €87k

Debt ≤ 1 year

€33k▲

2024 · €25k

Debt > 1 year

€46k▼

2024 · €62k

Income taxes

€7k▼

2024 · €12k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€124k€119k▼

Fixed assets21/28€90k€77k▼

Tangible fixed assets22/27€90k€77k▼

Furniture and vehicles24€82k€63k▼

Other tangible fixed assets26€8k€13k▲

Current assets29/58€34k€43k▲

Amounts receivable within one year40/41€15k€20k▲

Trade receivables40€15k€20k▲

Cash at bank and in hand54/58€19k€22k▲

Deferred charges and accrued income490/1€523€615▲

Equity and liabilities

Total equity and liabilities10/49€124k€119k▼

Equity10/15€37k€41k▲

Contributions10/11€5k€5k=

Reserves13€32k€36k▲

Distributable reserves133€32k€36k▲

Amounts payable17/49€87k€79k▼

Amounts payable after more than one year17€62k€46k▼

Financial debts170/4€62k€46k▼

Amounts payable within one year42/48€25k€33k▲

Current portion of amounts payable after more than one year42€16k€17k▲

Trade debts44€845€530▼

Suppliers440/4€845€530▼

Taxes, remuneration and social security45€6k€12k▲

Taxes450/3€3k€9k▲

Remuneration and social security454/9€3k€3k▲

Other amounts payable47/48€2k€4k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€19k▲

Other operating charges640/8€3k€4k▲

Gross operating margin9900€59k€38k▼

Operating profit (loss)9901€47k€15k▼

Financial income75/76B-€89

Recurring financial income75-€89

Financial charges65/66B€1k€3k▲

Recurring financial charges65€1k€3k▲

Profit (loss) for the period before taxes9903€46k€12k▼

Income taxes67/77€12k€7k▼

Profit (loss) for the period9904€34k€6k▼

Profit (loss) for the period to be appropriated9905€34k€6k▼

Appropriation of the result

Profit (loss) to be appropriated9906€34k€6k▼

Transfer to equity691/2€32k€4k▼

To other reserves6921€32k€4k▼

Profit to be distributed694/7€2k€2k▲

Return on contributions (dividend)694€2k€2k▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-01-2027

2025

19-11

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2024

26-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Heuvelland · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Dikkebusstraat(Lok) 2168958 Heuvelland

Ground area

564 m²

Building footprint

176 m²

Volume, LiDAR

724 m³

Parcel 33015B0301/00H000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

ANDIAMO

Dikkebusstraat(Lok) 216, 8958 HeuvellandPrinting and reproduction of recorded media

since 20232.345.531.660

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
33015B0301/00H000	Flanders	564 m²	1 · 175 m²	8.5 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Oud-Turnhout · Eq €41k

Of 5,672 companies in sector 70100 we hold annual accounts for 3,480. 1,955 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded31-05-2023

Fiscal year end30-06

Activities, NACEBEL

70100Activities of head offices

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.