Skip to content

Andersgeschreven

Active
Private limited company (pre-2019)founded 2009active for 17 yearsMerellaan 22, 2950 Kapellen, BelgiumKBO/BCE: BE 0809.388.784
Summary

Andersgeschreven has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€32,082) and a net result of -€8,507. Equity is shrinking by about 16% per year across the filed financial years. Its solvency ranks better than 5% of 9,643 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Financials · financial year 2025, micro format

Source amounts without an identifiable currency are assumed to be EUR.

Turnover
≈ €360
Estimated: probably between €220 and €630
Total assets
€11,327▼ 22.3%
2024 · €14,570
Net result
-€8,507
2024 · €469
Working capital
-€34,446▼ 45.0%
2024 · -€23,752
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result turns negative in 2025: a loss of €7,898 after €680 in 2024, the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€7,898 2025 Net result-€8,507 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 82, Office administrative, office support and other business support activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€7,788--€17,861▼ 129%-€3,419▲ 80.9%€14,301-€5,063-€7,709▼ 52.3%€680-€7,898
Net result-€8,849--€18,686▼ 111%-€4,096below the sector's middle half▲ 78.1%€13,786within the sector's middle half-€4,972below the sector's middle half-€7,954below the sector's middle half▼ 60.0%€469within the sector's middle half-€8,507below the sector's middle half
Equity-€2,123--€20,808▼ 880%-€24,905below the sector's middle half▼ 19.7%-€11,119below the sector's middle half▲ 55.4%-€16,091below the sector's middle half▼ 44.7%-€24,045below the sector's middle half▼ 49.4%-€23,576below the sector's middle half▲ 1.9%-€32,082below the sector's middle half▼ 36.1%
Total assets€36,427-€18,018▼ 50.5%€21,179below the sector's middle half▲ 17.5%€13,772below the sector's middle half▼ 35.0%€14,076below the sector's middle half▲ 2.2%€15,116below the sector's middle half▲ 7.4%€14,570below the sector's middle half▼ 3.6%€11,327below the sector's middle half▼ 22.3%
Debt€38,550-€38,826▲ 0.7%€46,083▲ 18.7%€24,890▼ 46.0%€30,168▲ 21.2%€39,160▲ 29.8%€38,146▼ 2.6%€43,410▲ 13.8%
Working capital-€1,927--€23,812▼ 1,136%-€30,521below the sector's middle half▼ 28.2%-€15,155below the sector's middle half▲ 50.3%-€16,091below the sector's middle half▼ 6.2%-€24,125below the sector's middle half▼ 49.9%-€23,752below the sector's middle half▲ 1.5%-€34,446below the sector's middle half▼ 45.0%
Solvency-5.8%--115.5%▼ 109.7pp-117.6%below the sector's middle half▼ 2.1pp-80.7%below the sector's middle half▲ 36.9pp-114.3%below the sector's middle half▼ 33.6pp-159.1%below the sector's middle half▼ 44.8pp-161.8%below the sector's middle half▼ 2.7pp-283.2%below the sector's middle half▼ 121.4pp
Current ratio0.91-0.18▼ 0.730.30below the sector's middle half▲ 0.120.39below the sector's middle half▲ 0.090.47below the sector's middle half▲ 0.080.38below the sector's middle half▼ 0.080.38below the sector's middle half▼ 0.010.21below the sector's middle half▼ 0.17
Return on assets (ROA)-24.3%--103.7%▼ 79.4pp-19.3%below the sector's middle half▲ 84.4pp100.1%above the sector's middle half▲ 119.4pp-35.3%below the sector's middle half▼ 135.4pp-52.6%below the sector's middle half▼ 17.3pp3.2%within the sector's middle half▲ 55.8pp-75.1%below the sector's middle half▼ 78.3pp
Staff (FTE)0.6-0.3
above within below the middle half of NACE 82, Office administrative, office support and other business support activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11,327
Fixed assets €2,363 ▲ 13×
Current assets €8,964 ▼ 37.7%
Equity and liabilities
Equity-€32,082
Debt€43,410
Equity is negative: debt (€43,410) exceeds the balance-sheet total (€11,327).
Key figures and ratios
2025 value · change against 2024
EBITDA
-€6,978
Cash flow
-€7,587
Interest coverage
-15.08
Debt ≤ 1 year
€43,410▲
2024 · €38,146
Income taxes
€146▲
2024 · €137
Staff costs
€6,526
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,907 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85.4% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.8% went bankrupt
8.1% stopped otherwise
85.4% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,907 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€14,570€11,327▼
Fixed assets21/28€176€2,363▲
Tangible fixed assets22/27-€2,187
Plant, machinery and equipment23-€2,187
Financial fixed assets28€176€176=
Current assets29/58€14,394€8,964▼
Amounts receivable within one year40/41€14,394€8,964▼
Trade receivables40€14,269€8,964▼
Other amounts receivable41€125-
Cash at bank and in hand54/58-€0
Equity and liabilities
Total equity and liabilities10/49€14,570€11,327▼
Equity10/15-€23,576-€32,082▼
Contributions10/11€6,200€6,200=
Profit (loss) carried forward14-€29,776-€38,282▼
Amounts payable17/49€38,146€43,410▲
Amounts payable within one year42/48€38,146€43,410▲
Financial debts43€1,111€399▼
Credit institutions430/8€1,111€399▼
Trade debts44€932€2,454▲
Suppliers440/4€932€2,454▲
Taxes, remuneration and social security45€3,759€5,040▲
Taxes450/3€3,759€2,318▼
Remuneration and social security454/9-€2,722
Other amounts payable47/48€32,344€35,516▲
Income statement Code20242025
Remuneration, social security and pensions62-€6,526
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€919
Other operating charges640/8€551€520▼
Gross operating margin9900€1,231€68▼
Operating profit (loss)9901€680-€7,898▼
Financial income75/76B€6€0▼
Recurring financial income75€6€0▼
Financial charges65/66B€81€463▲
Recurring financial charges65€81€463▲
Profit (loss) for the period before taxes9903€605-€8,360▼
Income taxes67/77€137€146▲
Profit (loss) for the period9904€469-€8,507▼
Profit (loss) for the period to be appropriated9905€469-€8,507▼
Appropriation of the result
Profit (loss) to be appropriated9906-€29,776-€38,282▼
Profit (loss) brought forward from the previous period14P-€30,245-€29,776▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Remuneration, social security and pensions62-------€6,526-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,629€4,629€4,629€4,037€4,037--€919-
Other operating charges640/8---€965€580€493€551€520▼ 5.7%
Gross operating margin9900€24,196-€11,226€2,305€19,303-€446-€7,215€1,231€68▼ 94.5%
Operating profit (loss)9901-€7,788-€17,861-€3,419€14,301-€5,063-€7,709€680-€7,898-
Financial income75/76B----€467-€6€0▼ 97.9%
Recurring financial income75€18€1€37-€467-€6€0▼ 97.9%
Financial charges65/66B---€385€237€102€81€463▲ 471%
Recurring financial charges65€873€684€592€385€237€102€81€463▲ 471%
Profit (loss) for the period before taxes9903-€8,644-€18,544-€3,974€13,916-€4,833-€7,811€605-€8,360-
Income taxes67/77€205€142€122€130€139€143€137€146▲ 7.3%
Profit (loss) for the period9904-€8,849-€18,686-€4,096€13,786-€4,972-€7,954€469-€8,507-
Profit (loss) for the period to be appropriated9905-€8,849-€18,686-€4,096€13,786-€4,972-€7,954€469-€8,507-
Line20182019202020212022202320242025Change
Assets
Total assets20/58€36,427€18,018€21,179€13,772€14,076€15,116€14,570€11,327▼ 22.3%
Formation expenses20€0€0€0------
Fixed assets21/28€17,333€12,703€8,074€4,037-€80€176€2,363▲ 13×
Intangible fixed assets21€0€0€0------
Tangible fixed assets22/27€17,333€12,703€8,074€4,037---€2,187-
Plant, machinery and equipment23-------€2,187-
Furniture and vehicles24---€4,037-----
Financial fixed assets28€0€0€0--€80€176€176=
Current assets29/58€19,094€5,315€13,105€9,735€14,076€15,036€14,394€8,964▼ 37.7%
Stocks and contracts in progress3€0€0€0------
Amounts receivable within one year40/41€7,764€5,315€13,105€9,735€14,076€13,045€14,394€8,964▼ 37.7%
Trade receivables40---€9,735€14,076€13,045€14,269€8,964▼ 37.2%
Other amounts receivable41------€125--
Current investments50/53€0€0€0------
Cash at bank and in hand54/58€11,330€0€0--€1,991-€0-
Equity and liabilities
Total equity and liabilities10/49€36,427€18,018€21,179€13,772€14,076€15,116€14,570€11,327▼ 22.3%
Equity10/15-€2,123-€20,808-€24,905-€11,119-€16,091-€24,045-€23,576-€32,082▼ 36.1%
Contributions10/11€6,200€6,200€0€6,200€6,200€6,200€6,200€6,200=
Profit (loss) carried forward14-€8,323-€27,008-€31,105-€17,319-€22,291-€30,245-€29,776-€38,282▼ 28.6%
Amounts payable17/49€38,550€38,826€46,083€24,890€30,168€39,160€38,146€43,410▲ 13.8%
Amounts payable after more than one year17€17,528€9,700€2,458------
Amounts payable within one year42/48€21,021€29,126€43,626€24,890€30,168€39,160€38,146€43,410▲ 13.8%
Current portion of amounts payable after more than one year42---€2,458-----
Financial debts43---€1,127€390-€1,111€399▼ 64.1%
Credit institutions430/8---€1,127€390-€1,111€399▼ 64.1%
Trade debts44€4,405€2,659€3,480€1,051€3,366€1,823€932€2,454▲ 163%
Suppliers440/4---€1,051€3,366€1,823€932€2,454▲ 163%
Taxes, remuneration and social security45---€2,826€880€2,667€3,759€5,040▲ 34.1%
Taxes450/3---€944€880€2,667€3,759€2,318▼ 38.3%
Remuneration and social security454/9---€1,882---€2,722-
Other amounts payable47/48---€17,428€25,532€34,670€32,344€35,516▲ 9.8%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€8,849-€18,686-€4,096€13,786-€4,972-€7,954€469-€8,507-
+ Depreciation and write-downs630€4,629€4,629€4,629€4,037€4,037--€919-
Operating cash flow (approximation)-€4,219-€14,056€533€17,823-€936-€7,954€469-€7,587-
Investment in fixed assets (approximation)-€0€0€0---€96-€3,107▼ 3,136%
Change in cash--€11,330€0------

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (8)
Financial year Type Filed Reference
31-12-2025 micro format 21-07-2026 2026-00319738
31-12-2024 micro format 28-06-2025 2025-00192563
31-12-2023 micro format 17-08-2024 2024-00349149
31-12-2022 micro format 12-08-2023 2023-00335971
31-12-2021 micro format 20-07-2022 2022-20204916
31-12-2020 micro format 25-08-2021 2021-54700415
31-12-2019 micro format 22-08-2020 2020-45100498
31-12-2018 micro format 02-08-2019 2019-43500293

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 11,121 active companies whose main activity is office administrative and support services (NACE 82100), figures are known for 3,617. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.