Equity
ANDERS paid out €36,500 in dividends. That is 100% of the 2025 profit.
In July 2024, 34,721 companies had the same profile as ANDERS has now. Each dot stands for 87 companies, two years later.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,721 companies, not a prediction for ANDERS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| ANDERS Antwerp | €154,377 | €51,669 | 42.4% | - |
| VAN HOUT STEVEN Westerlo | €142,362 | €58,783 | 85.1% | - |
| ATTIVO Lier | €139,260 | €62,681 | 25.2% | - |
| SCHILDERWERKEN PEELEMAN BENNY Dendermonde | €157,222 | €56,387 | 73.5% | - |
| BRUNO MEUWISSEN & CO Genk | €176,935 | €52,630 | 36.1% | - |
| mihaila Ganshoren | €130,995 | €50,204 | 43.0% | - |
| Schilderwerken Cools Stefan Sint-Niklaas | €134,612 | €57,515 | 35.9% | - |
These companies have the same main activity as ANDERS: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €131,000 and €177,000, founded between 2005 and 2008.
ANDERS files the micro format. That format states no turnover. The gross margin fell from €63,585 in 2009 to €51,669 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €190,000. Estimated: probably between €130,000 and €330,000.
Higher than 45% of 37,211 companies in 2025.
Higher than 45% of 36,505 companies in 2025.
Higher than 82% of 36,740 companies in 2025.
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||||
20/58 |
154,377 | 134,177 | 115,744 | 130,680 | 144,801 | 139,094 | 155,496 | 148,997 | 175,488 | 204,002 | 169,417 | 129,727 | 101,308 | 111,769 | 116,801 | 116,044 | 115,324 | |
21/28 |
8,913 | 10,182 | 14,961 | 11,676 | 16,022 | 20,202 | 5,400 | 16,563 | 28,286 | 37,567 | 47,195 | 8,982 | 5,088 | 13,853 | 22,604 | 34,004 | 44,833 | |
21 |
- | 310 | 629 | 948 | 1,267 | 1,586 | - | - | - | - | - | - | - | - | - | - | - | |
22/27 |
4,413 | 5,372 | 9,832 | 6,228 | 9,354 | 13,216 | - | 11,163 | 22,886 | 32,167 | 41,795 | 3,582 | 588 | 9,353 | 20,204 | 31,604 | 44,833 | |
23 |
615 | - | - | - | - | - | - | 855 | 2,270 | 1,243 | 41,795 | 3,582 | 588 | 1,240 | 1,464 | 1,331 | 1,410 | |
24 |
3,798 | 5,372 | 9,832 | 6,228 | 9,354 | 13,216 | - | 10,308 | 20,616 | 30,924 | - | - | - | 8,112 | 18,740 | 30,273 | 43,424 | |
28 |
4,500 | 4,500 | 4,500 | 4,500 | 5,400 | 5,400 | 5,400 | 5,400 | 5,400 | 5,400 | 5,400 | 5,400 | 4,500 | 4,500 | 2,400 | 2,400 | - | |
29/58 |
145,464 | 123,995 | 100,783 | 119,003 | 128,780 | 118,892 | 150,096 | 132,434 | 147,202 | 166,435 | 122,222 | 120,745 | 96,220 | 97,916 | 94,197 | 82,039 | 70,491 | |
3 |
2,858 | 3,418 | 2,907 | 2,672 | 3,255 | 3,430 | 3,652 | 3,800 | 2,383 | 2,411 | 2,942 | 3,107 | 4,609 | 4,509 | 1,505 | 1,409 | 768 | |
30/36 |
2,858 | 3,418 | 2,907 | 2,672 | 3,255 | 3,430 | 3,652 | 3,800 | 2,383 | 2,411 | 2,942 | 3,107 | 4,609 | 4,509 | 1,505 | 1,409 | 768 | |
40/41 |
136,127 | 106,651 | 84,316 | 113,260 | 110,780 | 109,517 | 134,989 | 126,632 | 135,119 | 148,093 | 100,778 | 89,730 | 70,118 | 86,425 | 92,410 | 60,919 | 29,272 | |
40 |
54,081 | 40,986 | 24,254 | 30,284 | 14,574 | 12,811 | 38,695 | 31,869 | 74,853 | 94,925 | 66,840 | 72,747 | 36,316 | 33,511 | 53,787 | 36,889 | 21,749 | |
41 |
82,046 | 65,665 | 60,062 | 82,976 | 96,206 | 96,707 | 96,294 | 94,763 | 60,266 | 53,167 | 33,938 | 16,983 | 33,802 | 52,914 | 38,623 | 24,030 | 7,524 | |
54/58 |
4,855 | 12,288 | 9,621 | 2,841 | 9,780 | 4,880 | 10,518 | 1,162 | 7,880 | 14,170 | 18,502 | 25,903 | 20,754 | 6,848 | 282 | 19,710 | 40,444 | |
490/1 |
1,622 | 1,638 | 3,939 | 231 | 4,965 | 1,064 | 937 | 840 | 1,821 | 1,762 | - | 2,005 | 739 | 134 | - | 2 | 7 | |
| Balance sheet: equity and liabilities | ||||||||||||||||||
10/49 |
154,377 | 134,177 | 115,744 | 130,680 | 144,801 | 139,094 | 155,496 | 148,997 | 175,488 | 204,002 | 169,417 | 129,727 | 101,308 | 111,769 | 116,801 | 116,044 | 115,324 | |
10/15 |
65,493 | 65,442 | 65,010 | 64,847 | 64,607 | 64,354 | 63,979 | 63,900 | 62,648 | 89,125 | 75,814 | 60,537 | 41,228 | 40,857 | 44,567 | 70,895 | 62,921 | |
10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
13 |
36,860 | 36,860 | 36,860 | 36,860 | 36,860 | 36,860 | 36,860 | 36,860 | 36,860 | 36,860 | 36,860 | 36,860 | 21,860 | 21,860 | 21,860 | 44,260 | 44,260 | |
130/1 |
- | - | - | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
1311 |
- | - | - | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | |
133 |
36,860 | 36,860 | 36,860 | 35,000 | 35,000 | 35,000 | 35,000 | 35,000 | 35,000 | 35,000 | 35,000 | 35,000 | 20,000 | 20,000 | 20,000 | 42,400 | 42,400 | |
14 |
10,033 | 9,982 | 9,550 | 9,387 | 9,147 | 8,894 | 8,519 | 8,440 | 7,188 | 33,665 | 20,354 | 5,077 | 768 | 397 | 4,107 | 8,035 | 61 | |
17/49 |
88,884 | 68,735 | 50,733 | 65,833 | 80,194 | 74,740 | 91,517 | 85,097 | 112,840 | 114,877 | 93,603 | 69,190 | 60,080 | 70,912 | 72,235 | 45,149 | 52,403 | |
17 |
- | - | - | 578 | 4,020 | 7,416 | - | 6,287 | 11,752 | 21,981 | 32,759 | 2,648 | 4,800 | 9,886 | 16,841 | 18,916 | 32,588 | |
170/4 |
- | - | - | 578 | 4,020 | 7,416 | - | 6,287 | 11,752 | 21,981 | 32,759 | 2,648 | 4,800 | 9,886 | 16,841 | 18,916 | 32,588 | |
42/48 |
88,884 | 68,235 | 50,213 | 65,255 | 76,174 | 67,324 | 90,928 | 73,922 | 101,087 | 86,509 | 60,844 | 66,542 | 55,125 | 57,923 | 55,394 | 26,233 | 19,814 | |
42 |
- | - | 578 | 3,442 | 3,396 | 3,351 | 5,252 | 5,465 | 10,228 | 10,778 | 11,616 | 6,614 | 5,086 | 4,935 | 11,813 | 13,672 | 13,004 | |
43 |
26,714 | 20,640 | 27,667 | 8,667 | 16,667 | 27,599 | 25,000 | 25,000 | 13,000 | - | 14,001 | - | - | - | 7,658 | - | - | |
430/8 |
26,714 | 20,640 | 27,667 | 8,667 | 16,667 | 27,599 | 25,000 | 25,000 | 13,000 | - | 14,001 | - | - | - | 7,658 | - | - | |
44 |
19,713 | 19,595 | 18,969 | 12,810 | 21,817 | 18,767 | 26,881 | 43,070 | 70,806 | 69,431 | 31,254 | 44,257 | 21,141 | 18,267 | 35,496 | 10,039 | 6,783 | |
440/4 |
19,713 | 19,595 | 18,969 | 12,810 | 21,817 | 18,767 | 26,881 | 43,070 | 70,806 | 69,431 | 31,254 | 44,257 | 21,141 | 18,267 | 35,496 | 10,039 | 6,783 | |
45 |
5,957 | - | 2,999 | 4,336 | 2,794 | 2,607 | 1,796 | 387 | 7,053 | 6,300 | 3,972 | 15,671 | 10,898 | 14,722 | 427 | 2,522 | 27 | |
450/3 |
5,957 | - | 1,999 | 2,794 | 2,794 | 2,607 | 1,796 | 387 | 7,053 | 1,756 | - | 13,471 | 7,037 | 14,722 | 427 | 2,522 | 27 | |
454/9 |
- | - | 1,000 | 1,542 | - | - | - | - | - | 4,544 | 3,972 | 2,200 | 3,861 | - | - | - | - | |
47/48 |
36,500 | 28,000 | - | 36,000 | 31,500 | 15,000 | 32,000 | - | - | - | - | - | 18,000 | 20,000 | - | - | - | |
492/3 |
- | 500 | 520 | - | - | - | 588 | 4,888 | - | 6,387 | - | - | 155 | 3,103 | - | - | 1 | |
| Income statement | ||||||||||||||||||
76A |
- | - | - | - | - | - | - | - | - | - | 3,536 | - | - | 2,181 | - | - | - | |
9900 |
51,669 | 44,963 | 6,599 | 48,179 | 58,669 | 19,187 | 48,999 | 19,700 | 21,923 | 39,033 | 49,985 | 63,996 | 68,780 | 59,023 | 29,646 | 57,673 | 63,585 | |
62 |
- | - | - | - | 10,999 | 5,142 | - | 2,428 | 33,431 | 5,713 | 17,929 | 34,645 | 38,331 | 35,901 | 37,629 | 25,293 | - | |
630 |
1,947 | 4,779 | 3,825 | 4,320 | 4,181 | 3,870 | 11,163 | 11,723 | 11,846 | 11,308 | 10,947 | 3,455 | 8,501 | 9,470 | 14,824 | 13,816 | 13,818 | |
640/8 |
2,500 | 1,993 | 1,965 | 1,929 | 3,345 | 3,175 | 1,528 | 4,044 | 3,542 | 2,167 | 3,228 | 1,220 | 1,337 | 2,828 | 3,905 | 1,502 | 3,715 | |
9901 |
47,222 | 38,191 | 809 | 41,929 | 40,144 | 7,000 | 36,308 | 1,506 | -26,897 | 19,845 | 17,880 | 24,676 | 20,611 | 10,824 | -26,711 | 17,063 | 46,052 | |
75/76B |
5,819 | 3,165 | 3,458 | 5,903 | 5,999 | 15,110 | 3,640 | 5,301 | 4,184 | 3,639 | 2,452 | 2,467 | 3,551 | 3,304 | 2,126 | 1,347 | 798 | |
75 |
5,819 | 3,165 | 3,458 | 5,903 | 5,999 | 3,785 | 3,640 | 5,301 | 4,184 | 3,639 | 2,452 | 2,467 | 3,551 | 3,304 | 2,126 | 1,347 | 798 | |
76B |
- | - | - | - | - | 11,325 | - | - | - | - | - | - | - | - | - | - | - | |
65/66B |
2,837 | 5,205 | 3,827 | 1,979 | 4,787 | 3,992 | 2,573 | 5,259 | 3,377 | 3,283 | 2,504 | 1,609 | 2,497 | 2,966 | 2,370 | 2,433 | 2,714 | |
65 |
2,837 | 5,205 | 3,827 | 1,979 | 4,787 | 3,992 | 2,573 | 5,259 | 3,377 | 3,283 | 2,504 | 1,609 | 2,497 | 2,966 | 2,370 | 2,433 | 2,714 | |
9903 |
50,203 | 36,151 | 440 | 45,853 | 41,356 | 18,117 | 37,375 | 1,547 | -26,090 | 20,202 | 21,363 | 25,534 | 21,665 | 13,344 | -26,955 | 15,977 | 44,136 | |
67/77 |
13,652 | 7,719 | 277 | 9,613 | 9,603 | 2,743 | 5,296 | 295 | 387 | 6,891 | 6,086 | 6,226 | 3,293 | -2,946 | -627 | 8,004 | 12,497 | |
9904 |
36,551 | 28,432 | 163 | 36,240 | 31,753 | 15,375 | 32,080 | 1,252 | -26,477 | 13,311 | 15,277 | 19,309 | 18,372 | 16,290 | -26,328 | 7,974 | 31,639 | |
9905 |
36,551 | 28,432 | 163 | 36,240 | 31,753 | 15,375 | 32,080 | 1,252 | -26,477 | 13,311 | 15,277 | 19,309 | 18,372 | 16,290 | -26,328 | 7,974 | 31,639 | |
| Appropriation of the result | ||||||||||||||||||
9906 |
46,533 | 37,982 | 9,550 | 45,387 | 40,647 | 23,894 | 40,519 | 8,440 | 7,188 | 33,665 | 20,354 | 20,077 | 18,768 | 20,397 | -18,293 | 8,035 | 31,921 | |
14P |
9,982 | 9,550 | 9,387 | 9,147 | 8,894 | - | - | - | - | - | - | - | - | - | - | - | - | |
791/2 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 22,400 | - | - | |
691/2 |
- | - | - | - | - | - | - | - | - | - | - | 15,000 | - | - | - | - | 31,860 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1,860 | |
6921 |
- | - | - | - | - | - | - | - | - | - | - | 15,000 | - | - | - | - | 30,000 | |
694/7 |
36,500 | 28,000 | - | 36,000 | 31,500 | 15,000 | 32,000 | - | - | - | - | - | 18,000 | 20,000 | - | - | - | |
694 |
36,500 | 28,000 | - | 36,000 | 31,500 | 15,000 | 32,000 | - | - | - | - | - | 18,000 | 20,000 | - | - | - | |
| Social balance sheet | ||||||||||||||||||
9087 |
- | - | - | - | 0.3 | 0.5 | - | - | 0.5 | 0.2 | 0.4 | 1 | 1 | 1 | 1 | 0.8 | - | |
Hours worked1013 |
- | - | - | - | 561 | 365 | - | - | 968 | 200 | 824 | 1,712 | 1,760 | 1,640 | 1,652 | 1,173 | - | |
| Document | ||||||||||||||||||
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-07-2026 | 2026-00357559 | |
| 31-12-2024 | micro format | 22-09-2025 | 2025-00497000 | |
| 31-12-2023 | micro format | 24-09-2024 | 2024-00469455 | |
| 31-12-2022 | micro format | 30-08-2023 | 2023-00373500 | |
| 31-12-2021 | micro format | 08-10-2022 | 2022-20454987 | |
| 31-12-2020 | micro format | 27-07-2021 | 2021-40700377 | |
| 31-12-2019 | micro format | 31-07-2020 | 2020-37500576 | |
| 31-12-2018 | micro format | 15-10-2019 | 2019-70200168 | |
| 31-12-2017 | micro format | 15-09-2018 | 2018-63300206 | |
| 31-12-2016 | micro format | 25-09-2017 | 2017-62900515 | |
| 31-12-2015 | abbreviated format | 23-09-2016 | 2016-62600111 | |
| 31-12-2014 | abbreviated format | 22-09-2015 | 2015-59600199 | |
| 31-12-2013 | abbreviated format | 19-09-2014 | 2014-59300421 | |
| 31-12-2012 | abbreviated format | 28-09-2013 | 2013-61200498 | |
| 31-12-2011 | abbreviated format | 28-09-2012 | 2012-59300489 | |
| 31-12-2010 | abbreviated format | 25-07-2011 | 2011-34200129 | |
| 31-12-2009 | abbreviated format | 17-07-2010 | 2010-32300062 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 49,169 | 42,970 | 4,633 | 46,250 | 44,325 | 10,870 | 47,471 | 13,229 | -15,051 | 31,153 | 28,827 | 28,131 | 29,112 | 20,294 | -11,888 | 30,878 | 59,870 | ||
| 38,498 | 33,211 | 3,988 | 40,560 | 35,934 | 19,245 | 43,242 | 12,974 | -14,631 | 24,619 | 26,225 | 22,763 | 26,872 | 25,760 | -11,504 | 21,789 | 45,457 | ||
| 679 | 0 | 7,109 | 875 | 0 | 18,672 | 0 | 0 | 2,565 | 1,680 | 51,910 | 7,349 | -264 | 3,062 | 25,335 | 2,987 | 36,520 | ||
| -7,432 | 2,667 | 6,780 | -6,939 | 4,900 | -5,637 | 9,355 | -6,717 | -6,291 | -4,332 | -7,401 | 5,149 | 13,907 | 6,566 | -19,428 | -20,734 | - | ||
| 56,580 | 55,760 | 50,569 | 53,749 | 52,606 | 51,568 | 59,168 | 58,512 | 46,115 | 79,926 | 61,378 | 54,203 | 41,095 | 39,993 | 38,804 | 55,807 | 50,677 | ||
| 42.4% | 48.8% | 56.2% | 49.6% | 44.6% | 46.3% | 41.1% | 42.9% | 35.7% | 43.7% | 44.8% | 46.7% | 40.7% | 36.6% | 38.2% | 61.1% | 54.6% | ||
| 1.64 | 1.82 | 2.01 | 1.82 | 1.69 | 1.77 | 1.65 | 1.79 | 1.46 | 1.92 | 2.01 | 1.81 | 1.75 | 1.69 | 1.70 | 3.13 | 3.56 | ||
| 1.60 | 1.77 | 1.95 | 1.78 | 1.65 | 1.72 | 1.61 | 1.74 | 1.43 | 1.90 | 1.96 | 1.77 | 1.66 | 1.61 | 1.67 | 3.07 | 3.52 | ||
| 1.36 | 1.05 | 0.78 | 1.02 | 1.24 | 1.16 | 1.43 | 1.33 | 1.80 | 1.29 | 1.23 | 1.14 | 1.46 | 1.74 | 1.62 | 0.64 | 0.83 | ||
| 55.8% | 43.4% | 0.3% | 55.9% | 49.1% | 23.9% | 50.1% | 2.0% | -42.3% | 14.9% | 20.2% | 31.9% | 44.6% | 39.9% | -59.1% | 11.2% | 50.3% | ||
| 23.7% | 21.2% | 0.1% | 27.7% | 21.9% | 11.1% | 20.6% | 0.8% | -15.1% | 6.5% | 9.0% | 14.9% | 18.1% | 14.6% | -22.5% | 6.9% | 27.4% | ||
| 17.33 | 8.26 | 1.21 | 23.37 | 9.26 | - | - | - | - | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2021 |
|---|---|
| 0.2 | |
| Joined | 0 |
| Left | 1 |
Source: social balance sheet in the 2021 annual accounts
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €679 | - | €7,109 | €875 | - |
| €1,947 | €4,779 | €3,825 | €4,320 | €4,181 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 24% higher than in 2024 and the highest since 2009. It is the second rise in a row, after the fall in 2023.
Debt's share of the balance-sheet total rises from 51.2% to 57.6%. Equity and debt are higher.
ANDERS has no parent and no holdings in its annual accounts.
| Van den Bergh, Tom (sole trader)
establishment since 01-10-2016 |
founded in 2016 0663.660.835 |
via , no longer at · Manager (not named in the articles) · deed of 29-01-2018 No longer active |
The network starts from the earlier ties.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Begijnhoeve 5 registered office 2040 Antwerp | ||
| Begijnhoeve 5A 2040 Antwerp | 05-02-2007 | 2.159.216.337 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11820C0067/00K000 | 824 m² | 1 · 152 m² | 10.2 m · 2 |
| 11820C0032/03F000 | 638 m² | 1 · 127 m² | 10.7 m · 1 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0886.679.770
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